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 Central Bank Provo, UT Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Central Bank Provo, UT's 6-Months to 11-Months 6-Month to 11-Month Personal Certificates of Deposit rates are at 4.11%, 60-Months 60-Month Personal Certificates of Deposit rates are at 4.06%, 12-Months to 23-Months 12-Month to 23-Month Personal Certificates of Deposit rates are at 4.01%, 24-Months to 35-Months 24-Month to 35-Month Personal Certificates of Deposit rates are at 3.96%, 60 Days to 5-Months 60 Days to 5-Month Personal Certificates of Deposit rates are at 1.36%. Central Bank Provo, UT's savings rates are at 0.15%. Central Bank Provo, UT's money market rates are at 1.26%. MonitorBankRates evaluates the financial stability of Central Bank Provo, UT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.40%. Rates were last updated on 03/25/2026. Central Bank Provo, UT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank Provo, UT? Share your experience about Central Bank Provo, UT by leaving a review below, or read customer reviews before you decide to use Central Bank Provo, UT. 
Central Bank Provo, UT CD Rates
Central Bank Provo, UT Savings Rates
Central Bank Provo, UT Money Market Rates
Central Bank Provo, UT Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Central Bank Provo, UT is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Central Bank Provo, UT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Central Bank Provo, UT's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Central Bank Provo, UT
Bank Holding Company
CENTRAL BCORP
Address
75 N University Ave,
Provo, UT 84601 · Utah
Website
https://www.cbutah.com
FDIC Certificate #
9204
Established
10/17/1891
FDIC Insurance Date
01/01/1934
Domestic Offices
12
Total Branches
12
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.40%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.4153%
Return on Equity (ROE)
13.3900%
Non-Performing Loans (NPL)
0.02%
Total Assets
$2,050,948,000
Total Deposits
$1,682,249,000
Equity Capital
$308,602,000
Net Income
$36,148,000
Headquarters
Provo
Total Offices
12
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Central Bank Provo, UTIs Central Bank Provo, UT a safe place to deposit money?Yes, Central Bank Provo, UT is considered a safe financial institution. With a Texas Ratio of 0.40016302938234%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Central Bank Provo, UT operate?Central Bank Provo, UT currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Central Bank Provo, UT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Central Bank Provo, UT provides members with tools to manage their accounts and build a solid financial history. Does Central Bank Provo, UT offer online and mobile banking?Most modern institutions like Central Bank Provo, UT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbutah.com. Current Central Bank Provo, UT Rates
Retrieved from our database of financial products. Rates subject to change.
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