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Central Bank Provo, UT

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Central Bank Provo, UT Rates & Review May 2026

Item: Central Bank Provo, UT
Rating: 3011
Author: CfCB

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 9, 2026

You can compare Central Bank Provo, UT rates to other rates in our database, including 12-month CD rates currently at 3.25%, 6-month CD rates at 0.05% and 3-month CD rates at 0.50%. Savings rates are at 0.50% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 5.89%. All these rates can be compared to Central Bank Provo, UT rates. MonitorBankRates evaluates the financial stability of Central Bank Provo, UT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.40%. Rates were last updated on 05/09/2026.

Central Bank Provo, UT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank Provo, UT? Share your experience about Central Bank Provo, UT by leaving a review below, or read customer reviews before you decide to use Central Bank Provo, UT.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.40%

Excellent Lower than avg

Central Bank Provo, UT

75 N University Ave
Provo, UT 84601

https://www.cbutah.com

Current Rate Availability

We do not have Central Bank Provo, UT rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Central Bank Provo, UT is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Central Bank Provo, UT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Central Bank Provo, UT's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Central Bank Provo, UT

Bank Holding Company CENTRAL BCORP

Address 75 N University Ave, Provo, UT 84601 · Utah

Website https://www.cbutah.com

FDIC Certificate # 9204

Established 10/17/1891

FDIC Insurance Date 01/01/1934

Domestic Offices 12

Total Branches 12

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.40%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4153%

Return on Equity (ROE) 13.3900%

Non-Performing Loans (NPL) 0.02%

Total Assets $2,050,948,000

Total Deposits $1,682,249,000

Equity Capital $308,602,000

Net Income $36,148,000

Headquarters Provo

Total Offices 12

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

CfCB

★★★★★

December 17, 2025

xzFr

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About Central Bank Provo, UT

Is Central Bank Provo, UT a safe place to deposit money?

Yes, Central Bank Provo, UT is considered a safe financial institution. With a Texas Ratio of 0.40016302938234%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Central Bank Provo, UT operate?

Central Bank Provo, UT currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Central Bank Provo, UT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Central Bank Provo, UT provides members with tools to manage their accounts and build a solid financial history.

Does Central Bank Provo, UT offer online and mobile banking?

Most modern institutions like Central Bank Provo, UT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbutah.com.