Central Bank Provo, UT CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.89%, 6-month CD rates at 0.45% and 3-month CD rates at 2.02%. Current savings rates are at 0.10% and money market rates are at 1.11%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 18.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Central Bank Provo, UT's 6-Month CD rates are at 4.32%, 18-Month CD rates are at 4.11%, 12-Month CD rates are at 4.11%, 60-Month CD rates are at 4.06%, 48-Month CD rates are at 4.01%. Central Bank Provo, UT's savings rates are at 0.15%. Central Bank Provo, UT's money market rates are at 3.82%.

Central Bank Provo, UT

To see how these rates compare to Central Bank Provo, UT CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central Bank Provo, UT, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central Bank Provo, UT CD rates. You can also compare Central Bank Provo, UT savings rates, MMA rates and mortgage rates using our other rate lists.

Central Bank Provo, UT money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank Provo, UT? Share your experience about Central Bank Provo, UT by leaving a review below, or read customer reviews before you decide to use Central Bank Provo, UT.

Central Bank Provo, UT Texas Ratio

Central Bank Provo, UT's Texas Ratio is at 0.41%, which is considered excellent. The Texas Ratio for Central Bank Provo, UT is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central Bank Provo, UT is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.11%
18-Month CD
4.11%
24-Month CD
4.01%
36-Month CD
4.01%
48-Month CD
4.01%
60-Month CD
4.06%
Savings
0.15%
MMA
3.82%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central Bank Provo, UT
75 N University Ave
Provo, UT 84601
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Central Bank Provo, UT CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Central Bank Provo, UT
Central Bank Provo, UT
6-Month CD
4.32%
$500
Central Bank Provo, UT
Central Bank Provo, UT
12-Month CD
4.11%
$500
Central Bank Provo, UT
Central Bank Provo, UT
18-Month CD
4.11%
$500
Central Bank Provo, UT
Central Bank Provo, UT
60-Month CD
4.06%
$500
Central Bank Provo, UT
Central Bank Provo, UT
24-Month CD
4.01%
$500
Central Bank Provo, UT
Central Bank Provo, UT
36-Month CD
4.01%
$500
Central Bank Provo, UT
Central Bank Provo, UT
48-Month CD
4.01%
$500
Central Bank Provo, UT
Central Bank Provo, UT
High Yield Money Market
3.82%
$500,000
Central Bank Provo, UT
Central Bank Provo, UT
Savings
0.15%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Central Bank Provo, UT Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lake Elmo Bank
Lake Elmo Bank
9-Month CD (Add-vantage)
4.37%
$25,000
ConnectOne Bank
ConnectOne Bank
7-Month CD
4.00%
$500
The Bank of Tescott
The Bank of Tescott
60-Month CD
3.95%
$0
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD
3.82%
$500
BankNewport
BankNewport
24-Month CD
3.75%
$1,000
American Bank
American Bank
18-Month CD
3.75%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
3.75%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD (Jumbo)
3.60%
$100,000
Commerce Bank & Trust
Commerce Bank & Trust
12-Month CD
3.50%
$500
Industry State Bank
Industry State Bank
12-Month CD
3.50%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
18-Month CD
3.50%
$500
Beal Bank USA
Beal Bank USA
60-Month CD
3.45%
$1,000
Beal Bank
Beal Bank
48-Month CD
3.45%
$1,000
Reliance Bank
Reliance Bank
36-Month CD
3.30%
$500
Thomaston Savings Bank
Thomaston Savings Bank
12-Month CD
3.25%
$1,000
Century Next Bank
Century Next Bank
Priority Savings
3.00%
$50
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
36-Month CD
3.00%
$2,500
First National Bank of Hutchinson
First National Bank of Hutchinson
36-Month CD
2.77%
$5,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
60-Month CD
2.52%
$1,000
Spring Valley City Bank
60-Month CD
2.43%
$1,000
Ladysmith Federal S&L
12-Month CD
2.32%
$1,000
Eureka Savings Bank
Eureka Savings Bank
60-Month CD
2.28%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
36-Month CD
2.27%
$500
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
18-Month CD
2.17%
$1,000
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
2.00%
$500
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Money Market
2.00%
$10,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
36-Month CD
1.55%
$500
Wolf River Community Bank
Wolf River Community Bank
24-Month CD
1.55%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
24-Month CD
1.10%
$500
Hancock County SB
Hancock County SB
60-Month CD
1.00%
$500
Connex Credit Union
Connex Credit Union
6-Month CD
1.00%
$500
AbbyBank
AbbyBank
6-Month CD
0.75%
$1,500
Auburn Savings Bank
Auburn Savings Bank
48-Month CD
0.65%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
36-Month CD
0.63%
$1,000
National Bank of Coxsackie
National Bank of Coxsackie
48-Month CD
0.55%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
60-Month CD
0.50%
$500
Harleysville Bank
Harleysville Bank
48-Month CD (Rising Rate)
0.50%
$500
Walden Savings Bank
Walden Savings Bank
3-Month CD
0.50%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
24-Month CD
0.45%
$1,000
5 Star Bank
5 Star Bank
36-Month CD
0.45%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
24-Month CD (Bump)
0.40%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
18-Month CD
0.35%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
Statement Savings
0.25%
$10
State Bank Freeport, IL
State Bank Freeport, IL
12-Month CD
0.20%
$1,000
NVE Bank
NVE Bank
36-Month CD
0.19%
$1,000
Monson Savings Bank
Monson Savings Bank
12-Month CD
0.15%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
3-Month CD
0.10%
$500
OBC Bank
OBC Bank
3-Month CD
0.05%
$1,000
Canyon View Credit Union
Canyon View Credit Union
Primary Savings
0.05%
$10
PNC Bank
PNC Bank
Premiere Money Market
0.04%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 13, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Central Bank Provo, UT Information

Central Bank Provo, UT
75 N University Ave
Provo, UT 84601
Utah
Established Date: 10/17/1891
FDIC Certificate #: 9204
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CENTRAL BCORP
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is Central Bank Provo, UT FDIC Insured? Yes
What is Central Bank Provo, UT's Cert number? 9204
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central Bank Provo, UT Financials

Total Assets:
$1,950,983,000
Total Deposits:
$1,476,908,000
Equity Capital:
$239,194,000
Domestic Deposits:
$1,476,908,000
Net Income:
$6,868,000
Return on Assets:
1.4153%
Quarterly Return on Assets:
1.4000%
Pretax Return on Assets:
1.8516%
Pretax Quarterly Return on Assets:
1.8500%
Return on Equity:
13.3900%
Quarterly Return on Equity:
11.6200%
Leverage Tier 1 (Core Capital) Ratio:
13.2631%
Total Interest Income (YTD):
5.2110%
 
 
Headquarters:
Provo
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Utah
# of Offices:
12
Metropolitan Statistical Area (MSA):
Provo-Orem, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Decline Again: 30 Year Mortgage Rates at 5.07%Mortgage rates declined again this week over last, continuing the down trend of the past several weeks. Fixed conforming 30 year mortgage rates are currently averaging 5.07 percent this week, a decrease from the previous week’s average 30 year mortgage rate of 5.14. Low mortgage rates and The First Time Home-Buyer Tax Credit propelled new home sales up 27 percent in March according to the Commerce Department.
Refinance rates headed higher this week after declining for the past couple of weeks. Mortgage rates and refinance mortgage rates took a big drop when the financial problems in Greece and Europe started a couple of weeks ago. There was a classic flight to safety that drove Treasury yields lower. Since mortgage rates are tied to Treasury yields, lower Treasury yields mean lower mortgage rates. Interest rates started creeping up again when the rescue package the European Union and the IMF put together finally calmed the markets.
All types of bank product rates continue to make new lows. Savings rates, CD rates and mortgage rates have all made record lows this year with no end in sight to the declines.

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