F&M Bank Sylvania, GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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F&M Bank Sylvania, GAToday's 12-month CD rates can be found at 4.15%, 6-month CD rates at 0.30% and 3-month CD rates at 3.55%. Current savings rates are at 0.04% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to F&M Bank Sylvania, GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from F&M Bank Sylvania, GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with F&M Bank Sylvania, GA CD rates. You can also compare F&M Bank Sylvania, GA savings rates, MMA rates and mortgage rates using our other rate lists.

F&M Bank Sylvania, GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M Bank Sylvania, GA? Share your experience about F&M Bank Sylvania, GA by leaving a review below, or read customer reviews before you decide to use F&M Bank Sylvania, GA.

F&M Bank Sylvania, GA Texas Ratio

F&M Bank Sylvania, GA's Texas Ratio is at 1.34%, which is considered excellent. The Texas Ratio for F&M Bank Sylvania, GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, F&M Bank Sylvania, GA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
F&M Bank Sylvania, GA
104 N Main St
Sylvania, GA 30467
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare F&M Bank Sylvania, GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Kasasa Checking
5.50%
$0
Raymond James Bank
Raymond James Bank
36-Month CD
4.35%
$1,000
Fidelity
Fidelity
48-Month CD
4.05%
$1,000
Achieve Credit Union
Achieve Credit Union
12-Month CD
4.00%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
12-Month CD
3.85%
$500
Black River Country Bank
Black River Country Bank
12-Month CD
3.75%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
15-Month CD
3.55%
$1,000
Bank of Star Valley
Bank of Star Valley
48-Month CD
3.39%
$250
Warsaw Federal S&L
48-Month CD
3.29%
$500
Meridian Bank
Meridian Bank
48-Month CD
3.25%
$500
Phoenixville Federal B&T
24-Month CD
3.15%
$500
Friendship State Bank
36-Month CD
3.10%
$500
Mercantile Bank
Mercantile Bank
48-Month CD
3.03%
$500
Bank of Luxemburg
Bank of Luxemburg
Investors Savings
3.00%
$250,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
30-Month CD
3.00%
$1,000
Florence Bank
Florence Bank
36-Month CD
3.00%
$500
Saco & Biddeford Savings
Saco & Biddeford Savings
48-Month
3.00%
$500
AAC Credit Union
AAC Credit Union
FreePlus Checking
3.00%
$0
Versailles S&L Co.
Versailles S&L Co.
24-Month CD
2.78%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
12-Month CD
2.75%
$500
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
36-Month CD
2.42%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
60-Month CD
2.37%
$1,000
The FNB Community Bank
The FNB Community Bank
12-Month CD
2.17%
$1,000
Putnam County State Bank
Putnam County State Bank
Money Market
2.00%
$2,500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
12-Month CD
2.00%
$500
Southwest Missouri Bank
Southwest Missouri Bank
48-Month CD
2.00%
$500
Department of Commerce FCU
Department of Commerce FCU
12-Month CD
1.92%
$500
Hatboro Federal Savings
Hatboro Federal Savings
36-Month CD
1.25%
$1,000
William Penn Bank
William Penn Bank
18-Month CD
1.01%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
Monroe Federal S&L
Monroe Federal S&L
Super Passbook Savings
1.00%
$100
The Bank of Protection
The Bank of Protection
Money Market
1.00%
$2,500
New Mexico Bank and Trust
New Mexico Bank and Trust
48-Month CD
0.85%
$1,000
Versailles S&L Co.
Versailles S&L Co.
48-Month CD
0.85%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
60-Month CD
0.65%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
24-Month CD
0.50%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
60-Month CD
0.30%
$100
USLA Union S&L
USLA Union S&L
18-Month CD
0.30%
$1,000
Charles River Bank
Charles River Bank
Consumer Money Market
0.25%
$1,000
NBT Financial Bank
NBT Financial Bank
Money Market
0.25%
$2,500
Bogota Savings Bank
Bogota Savings Bank
Passbook Savings
0.20%
$100
Cattaraugus County Bank
Cattaraugus County Bank
Savings (with checking)
0.20%
$0
Mound City Bank
Mound City Bank
My Money Market
0.12%
$25
Reliance Bank
Reliance Bank
Money Market
0.10%
$5,000
Bath Savings Institution
Bath Savings Institution
Packard Advantage Checking
0.07%
$0
North Central Bank
North Central Bank
Statement Savings
0.05%
$50
United Southern Bank
United Southern Bank
Money Market
0.05%
$5,000
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
Fidelity Co-operative Bank
Fidelity Co-operative Bank
Business Primary Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have F&M Bank Sylvania, GA rate data right now, check back for updates, we are adding rates all the time.

F&M Bank Sylvania, GA Information

F&M Bank Sylvania, GA
104 N Main St
Sylvania, GA 30467
Screven
Established Date: 03/01/1946
FDIC Certificate #: 16440
Date of FDIC Deposit Insurance: 06/18/1946
Bank Holding Company: SCREVEN BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is F&M Bank Sylvania, GA FDIC Insured? Yes
What is F&M Bank Sylvania, GA's Cert number? 16440
What is the maximum amount for insured deposits? $250,000 per holder, per account

F&M Bank Sylvania, GA Financials

Total Assets:
$166,135,000
Total Deposits:
$147,177,000
Equity Capital:
$18,324,000
Domestic Deposits:
$147,177,000
Net Income:
$642,000
Return on Assets:
1.6676%
Quarterly Return on Assets:
1.5500%
Pretax Return on Assets:
1.9469%
Pretax Quarterly Return on Assets:
1.9500%
Return on Equity:
16.4500%
Quarterly Return on Equity:
14.1500%
Leverage Tier 1 (Core Capital) Ratio:
14.3107%
Total Interest Income (YTD):
4.3164%
 
 
Headquarters:
Sylvania
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Screven
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

As expected, the Federal Reserve announced today that they plan to keep the Fed funds rate at 0% to 1/4% for quite some time. Since the Fed is unable to lower rates any more they have been using other "tools" to stimulate the economy. Including purchasing large quantities of agency debt and mortgage backed securities to provide support to the mortgage and housing markets.
finding-a-decent-savings-rate-these-daysSavings account rates and CD rates are so low these days, finding a decent rate is very challenging. Most variable rate accounts like savings accounts and money market accounts are paying rates under 1.50 percent.

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Long Term Mortgage Rates at 4.87% Says Freddie
American Bank 5 Year CD Rates now at 1.59%

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