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Bank of Cashton Rates & Review September 2026

Bank of Cashton's 4 Year IRA CD rates are at 3.85%, 4 Year IRA CD rates are at 3.85%, 10-Month Special CD rates are at 3.75%, 10-Month Special CD rates are at 3.75%, 5 Year CD rates are at 3.50%. Bank of Cashton's savings rates are at 0.25%. Bank of Cashton's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Bank of Cashton with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/19/2026.

Bank of Cashton money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Cashton? Share your experience about Bank of Cashton by leaving a review below, or read customer reviews before you decide to use Bank of Cashton.

Ranked #22 in MonitorBankRates Top 100 Healthiest Small Banks 2026 Ranked #22 Healthiest Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Bank of Cashton
724 Front St
Cashton, WI 54619
https://www.bankofcashton.bank
Member FDIC

Bank of Cashton CD Rates

Product Rate APY Term View More
4 Year IRA CD 3.80% 3.85% 4 Year
Min Deposit $25,000
Min Balance $25,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
4 Year IRA CD 3.80% 3.85%
Min Deposit $25,000
Min Balance $25,000
Details A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 Month Special CD 3.70% 3.75% 10 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 Month Special CD 3.70% 3.75%
Min Deposit $10,000
Min Balance $10,000
Details A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5 Year CD 3.46% 3.50% 5 Year
Min Deposit $5,000
Min Balance $5,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5 Year CD 3.46% 3.50%
Min Deposit $5,000
Min Balance $5,000
Details A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year CD 3.41% 3.45% 3 Year
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year CD 3.41% 3.45%
Min Deposit $1,000
Min Balance $1,000
Details A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2 Year CD 3.31% 3.35% 2 Year
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2 Year CD 3.31% 3.35%
Min Deposit $1,000
Min Balance $1,000
Details A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 Year CD 3.21% 3.25% 1 Year
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 Year CD 3.21% 3.25%
Min Deposit $1,000
Min Balance $1,000
Details A penalty of 182 days of interest may be imposed for all other CD terms unless specified differently. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month IRA CD 3.21% 3.25% 18 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month IRA CD 3.21% 3.25%
Min Deposit $10,000
Min Balance $10,000
Details A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year and for the 18 Month IRA CD. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month CD 2.48% 2.50% 6 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month CD 2.48% 2.50%
Min Deposit $5,000
Min Balance $5,000
Details A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month CD 2.23% 2.25% 3 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month CD 2.23% 2.25%
Min Deposit $10,000
Min Balance $10,000
Details A penalty of 91 days of interest on the amount withdrawn may be imposed for CD terms less than one year. APY is subject to change without prior notice.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Bank of Cashton Savings Rates

Product Rate APY View More
Health Savings Account - Tier 4 2.52% 2.55%
Min Balance $25,000
Details Balance: $25,000 and higher; Rate may change after the account is opened.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account - Tier 3 2.23% 2.25%
Min Balance $15,000
Details Balance: $15,000-$24,999.99; Rate may change after the account is opened.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account - Tier 2 1.93% 1.95%
Min Balance $5,000
Details Balance: $5,000-$14,999.99; Rate may change after the account is opened.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account - Tier 1 1.74% 1.75%
Min Deposit $50
Min Balance $50
Details Balance: $50-$4,999.99; Rate may change after the account is opened.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Christmas Club 0.50% 0.50%
Min Deposit $25
Details Rate may change after the account is opened.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Account 0.25% 0.25%
Min Deposit $25
Details Rate may change after the account is opened.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Bank of Cashton Money Market Rates

Product Rate APY View More
Money Market Account - Tier 2 1.49% 1.50%
Min Balance $25,000
Details Balance: $25,000 and higher; Rate may change after the account is opened.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account - Tier 1 1.00% 1.00%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000-$24,999.99; Rate may change after the account is opened.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Bank of Cashton Checking Rates

Product Rate APY View More
Super NOW Checking Account 0.70% 0.70%
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
NOW Checking Account 0.30% 0.30%
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

Bank of Cashton’s Texas Ratio stayed near 0.02% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.7% 3.0★ 1% 4.0★ 1.3% 5.0★ Healthy zone – entire history below the 15% limit 0.02% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$146M0.00%5.0A+
March 31, 2026$145M0.00%5.0A+
December 31, 2025$145M0.00%5.0A+
September 30, 2025$139M0.07%5.0A+
June 30, 2025$136M0.13%5.0A+
March 31, 2025$138M0.00%5.0A+
December 31, 2024$140M0.00%5.0A+
September 30, 2024$134M0.97%5.0A+
June 30, 2024$132M0.00%5.0A+
March 31, 2024$132M0.00%5.0A+
December 31, 2023$131M0.00%5.0A+
September 30, 2023$127M0.02%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Cashton is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Cashton rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Cashton's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Cashton
Bank Holding Company EAGLE BANCSHARES INC
Address 724 Front St, Cashton, WI 54619  ·  Monroe
FDIC Certificate # 12325
Established 18990315
FDIC Insurance Date 19340101
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2497%
Return on Equity (ROE) 12.1300%
Non-Performing Loans (NPL) 0.00%
Total Assets $146,145,000
Total Deposits $127,019,000
Equity Capital $15,196,000
Net Income $907,000
Headquarters Cashton
Total Branches and Offices 1
Source: FDIC  |  Last Updated 06/30/2026
Ranked #22 in MonitorBankRates Top 100 Healthiest Small Banks 2026
2026 MBR Health & Safety Badge

Bank of Cashton earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/bank-of-cashton-rates-review-12325">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #22 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Bank of Cashton

How many branches does Bank of Cashton operate?

Bank of Cashton currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Cashton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Cashton provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Cashton offer online and mobile banking?

Most modern institutions like Bank of Cashton provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofcashton.bank.

Current Bank of Cashton Rates

  • 12-Month CD3.25%
  • 18-Month CD3.25%
  • 24-Month CD3.35%
  • 36-Month CD3.45%
  • 48-Month CD3.85%
  • 60-Month CD3.50%
  • Savings0.25%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.