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Capitol Bank Madison, WI Rates & Review March 2026

You can compare Capitol Bank Madison, WI rates to other rates in our database, including 12-month CD rates currently at 1.00%, 6-month CD rates at 3.50% and 3-month CD rates at 3.80%. Savings rates are at 3.15% and money market rates are at 1.26%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to Capitol Bank Madison, WI rates. MonitorBankRates evaluates the financial stability of Capitol Bank Madison, WI with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/27/2026.

Capitol Bank Madison, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capitol Bank Madison, WI? Share your experience about Capitol Bank Madison, WI by leaving a review below, or read customer reviews before you decide to use Capitol Bank Madison, WI.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Capitol Bank Madison, WI
710 N High Point Rd
Madison, WI 53717
https://www.capitolbank.com
Member FDIC

Current Rate Availability

We do not have Capitol Bank Madison, WI rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Capitol Bank Madison, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Capitol Bank Madison, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Capitol Bank Madison, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Capitol Bank Madison, WI
Bank Holding Company CAPITOL BANKSHARES INC
Address 710 N High Point Rd, Madison, WI 53717  ·  Dane
FDIC Certificate # 34074
Established 10/09/1995
FDIC Insurance Date 10/09/1995
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5444%
Return on Equity (ROE) 5.5900%
Non-Performing Loans (NPL) 0.00%
Total Assets $633,691,000
Total Deposits $542,795,000
Equity Capital $67,527,000
Net Income $5,332,000
Headquarters Madison
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Capitol Bank Madison, WI

Is Capitol Bank Madison, WI a safe place to deposit money?

Yes, Capitol Bank Madison, WI is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Capitol Bank Madison, WI operate?

Capitol Bank Madison, WI currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Capitol Bank Madison, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Capitol Bank Madison, WI provides members with tools to manage their accounts and build a solid financial history.

Does Capitol Bank Madison, WI offer online and mobile banking?

Most modern institutions like Capitol Bank Madison, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.capitolbank.com.