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Templeton Savings Bank Rates & Review March 2026

You can compare Templeton Savings Bank rates to other rates in our database, including 12-month CD rates currently at 1.88%, 6-month CD rates at 3.80% and 3-month CD rates at 0.65%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.25%. All these rates can be compared to Templeton Savings Bank rates. MonitorBankRates evaluates the financial stability of Templeton Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates were last updated on 03/20/2026.

Templeton Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Templeton Savings Bank? Share your experience about Templeton Savings Bank by leaving a review below, or read customer reviews before you decide to use Templeton Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.09%
Excellent Lower than avg
Templeton Savings Bank
103 S Main St
Templeton, IA 51463
https://www.templetonsavingsbank.com
Member FDIC

Current Rate Availability

We do not have Templeton Savings Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Templeton Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Templeton Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Templeton Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Templeton Savings Bank
FDIC Certificate # 969
Address 103 S Main St, Templeton, IA 51463  ·  Carroll
Established 01/01/1923
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.09%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0122%
Return on Equity (ROE) 8.0500%
Non-Performing Loans (NPL) 0.01%
Total Assets $160,260,000
Total Deposits $133,237,000
Equity Capital $25,837,000
Net Income $2,170,000
Headquarters Templeton
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Templeton Savings Bank

Is Templeton Savings Bank a safe place to deposit money?

Yes, Templeton Savings Bank is considered a safe financial institution. With a Texas Ratio of 0.087690958600637%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Templeton Savings Bank operate?

Templeton Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Templeton Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Templeton Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Templeton Savings Bank offer online and mobile banking?

Most modern institutions like Templeton Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.templetonsavingsbank.com.