West Union Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.35%, 6-month CD rates at 4.12% and 3-month CD rates at 2.25%. Current savings rates are at 0.73% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.44%. Credit Card rates are at 16.20%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates. West Union Bank's 12-Month CD rates are at 2.10%, 24-Month CD rates are at 2.00%, 18-Month CD rates are at 2.00%, 36-Month CD rates are at 1.90%, 30-Month CD rates are at 1.90%. West Union Bank's savings rates are at 4.00%.

West Union Bank

To see how these rates compare to West Union Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from West Union Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with West Union Bank CD rates. You can also compare West Union Bank savings rates, MMA rates and mortgage rates using our other rate lists.

West Union Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Union Bank? Share your experience about West Union Bank by leaving a review below, or read customer reviews before you decide to use West Union Bank.

West Union Bank Texas Ratio

West Union Bank's Texas Ratio is at 0.53%, which is considered excellent. The Texas Ratio for West Union Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, West Union Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.10%
18-Month CD
2.00%
24-Month CD
2.00%
36-Month CD
1.90%
48-Month CD
1.80%
60-Month CD
1.80%
Savings
4.00%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
West Union Bank
212 Main St
West Union, WV 26456
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

West Union Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
West Union Bank
West Union Bank
Kasasa Checking
6.05%
$50
West Union Bank
West Union Bank
Kasasa Savings
4.00%
$50
West Union Bank
West Union Bank
12-Month CD
2.10%
$500
West Union Bank
West Union Bank
24-Month CD
2.00%
$500
West Union Bank
West Union Bank
18-Month CD
2.00%
$500
West Union Bank
West Union Bank
36-Month CD
1.90%
$500
West Union Bank
West Union Bank
30-Month CD
1.90%
$500
West Union Bank
West Union Bank
60-Month CD
1.80%
$500
West Union Bank
West Union Bank
48-Month CD
1.80%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare West Union Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ABCO Federal Credit Union
ABCO Federal Credit Union
6-Month CD
4.07%
$1,000
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.00%
$0
Community Bank Owatonna
Community Bank Owatonna
Kasasa Checking
4.00%
$50
Raymond James
48-Month CD
3.95%
$1,000
Gunnison S&L
Gunnison S&L
60-Month CD
3.83%
$500
ABCO Federal Credit Union
ABCO Federal Credit Union
36-Month CD
3.82%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
48-Month CD
3.60%
$1,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
West Pointe Bank
West Pointe Bank
48-Month CD
3.56%
$500
Randolph Brooks FCU
Randolph Brooks FCU
60-Month CD
3.51%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
48-Month CD
3.30%
$500
Haviland State Bank
Haviland State Bank
24-Month CD
3.30%
$500
Kish Bank
Kish Bank
36-Month CD
3.30%
$2,000
Truliant Federal Credit Union
Truliant Federal Credit Union
60-Month CD
3.24%
$250
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
18-Month CD
3.00%
$500
TD Bank
TD Bank
18-Month CD
3.00%
$250
The Bank of Steinauer
The Bank of Steinauer
48-Month CD
2.78%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
48-Month CD
2.75%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
36-Month CD
2.55%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
36-Month CD
2.43%
$1,000
Hiawatha National Bank
Hiawatha National Bank
60-Month CD
2.32%
$500
FSB of Wyoming
36-Month CD
2.02%
$2,000
PSB of Rhineland
PSB of Rhineland
48-Month CD
2.02%
$1,000
Florence Bank
Florence Bank
6-Month CD
1.50%
$500
Brattleboro S&L
Brattleboro S&L
24-Month CD
1.50%
$500
American Bank
American Bank
Savings
1.50%
$1
American Bank of Beaver Dam
American Bank of Beaver Dam
12-Month CD
1.45%
$1,000
I3 Bank
I3 Bank
48-Month CD
1.16%
$500
RBT Rollstone B&T
RBT Rollstone B&T
24-Month CD
1.00%
$500
Katahdin Trust Company
Katahdin Trust Company
12-Month CD
0.85%
$500
Catskill Hudson Bank
Catskill Hudson Bank
36-Month CD
0.60%
$500
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
Municipal Bank
Municipal Bank
24-Month CD
0.50%
$1,000
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
First Bank Hampton
First Bank Hampton
Savings
0.35%
$100
WaFd Bank
WaFd Bank
60-Month CD
0.30%
$1,000
Evergreen Bank Group
Evergreen Bank Group
Cornerstone Money Market
0.30%
$2,500
Bank Plus
Bank Plus
Money Market
0.25%
$2,000
Gorham Savings Bank
Gorham Savings Bank
Champion Money Market
0.25%
$1
United Orient Bank
United Orient Bank
3-Month CD
0.25%
$500
Verus Bank of Commerce
Verus Bank of Commerce
12-Month CD
0.15%
$1,000
First Sentinel Bank
First Sentinel Bank
Emerald Money Market
0.10%
$1,000
MCS Bank
MCS Bank
Premium Checking
0.10%
$500
Northwest Community Bank
Northwest Community Bank
Money Market
0.10%
$1,000
Union Federal S&L
Money Market
0.10%
$2,500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Regular Savings
0.05%
$100
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
North Central Bank
North Central Bank
Money Market
0.04%
$2,500
RBAZ Republic Bank of Arizona
Regular Savings
0.03%
$5
Norway Savings Bank
Norway Savings Bank
Basic Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

West Union Bank Information

West Union Bank
212 Main St
West Union, WV 26456
Doddridge
Established Date: 04/01/1893
FDIC Certificate #: 2452
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TRI-COUNTY BCORP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is West Union Bank FDIC Insured? Yes
What is West Union Bank's Cert number? 2452
What is the maximum amount for insured deposits? $250,000 per holder, per account

West Union Bank Financials

Total Assets:
$265,093,000
Total Deposits:
$236,348,000
Equity Capital:
$12,410,000
Domestic Deposits:
$236,348,000
Net Income:
$219,000
Return on Assets:
0.8245%
Quarterly Return on Assets:
0.3300%
Pretax Return on Assets:
0.3533%
Pretax Quarterly Return on Assets:
0.3500%
Return on Equity:
20.4700%
Quarterly Return on Equity:
6.8600%
Common Equity Tier 1 Capital Ratio:
15.6402%
Tier 1 Risk-Based Capital Ratio:
15.6402%
Leverage Tier 1 (Core Capital) Ratio:
8.6569%
Total Risk-Based Capital Ratio (YTD):
16.6393%
Total Interest Income (YTD):
4.0519%
 
 
Headquarters:
West Union
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Doddridge
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The National Association of Realtors has reported that existing home sales including single family, town homes, condominiums and coops were down 2.0 percent to a seasonally adjusted annual rate of 4.93 million units in March from a level of 5.03 million in February, and remain 19.3 percent below the 6.11 million-unit pace in March 2007. A rise in condo sales in March was offset by a drop in single-family sales. Regionally, sales rose in the Northeast and West but fell in the Midwest and South.
Everyone who has opened a savings account, money market account, or a certificate of deposit account over the past 6 years has seen how low interest rates have fallen. If you had a long term certificate of deposit mature recently, you've been shocked by how low CD rates are on both short and long term CDs. This long cycle of low interest rates was started by the financial crisis of 2007 and the Great Recession that followed in 2008.
Nordstrom Bank 18 Month CD rates are now at 1.24 percent with a yield of 1.25 percent. View current 18 Month CD rates at Nordstrom Bank below.

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