F&M State Bank Winterset, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. F&M State Bank Winterset, IA Deposit Rates
Today's 12-month CD rates can be found at 3.44%, 6-month CD rates at 4.00% and 3-month CD rates at 3.45%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. F&M State Bank Winterset, IA's 18-Month CD Jumbo rates are at 4.50%, 6-Month CD Jumbo rates are at 3.53%, 60-Month CD Jumbo rates are at 3.50%, 48-Month CD Jumbo rates are at 3.30%, 36-Month CD Jumbo rates are at 3.25%. F&M State Bank Winterset, IA's savings rates are at 0.50%. F&M State Bank Winterset, IA's money market rates are at 1.50%.

F&M State Bank Winterset, IA

To see how these rates compare to F&M State Bank Winterset, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from F&M State Bank Winterset, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with F&M State Bank Winterset, IA CD rates. You can also compare F&M State Bank Winterset, IA savings rates, MMA rates and mortgage rates using our other rate lists.

F&M State Bank Winterset, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M State Bank Winterset, IA? Share your experience about F&M State Bank Winterset, IA by leaving a review below, or read customer reviews before you decide to use F&M State Bank Winterset, IA.

F&M State Bank Winterset, IA Texas Ratio

F&M State Bank Winterset, IA's Texas Ratio is at 0.34%, which is considered excellent. The Texas Ratio for F&M State Bank Winterset, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, F&M State Bank Winterset, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
4.50%
24-Month CD
3.20%
36-Month CD
3.25%
48-Month CD
3.30%
60-Month CD
3.50%
Savings
0.50%
MMA
1.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
F&M State Bank Winterset, IA
101 W Jefferson St
Winterset, IA 50273
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

F&M State Bank Winterset, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
18-Month CD Jumbo
4.50%
$100,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
6-Month CD Jumbo
3.53%
$100,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
60-Month CD Jumbo
3.50%
$100,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
48-Month CD Jumbo
3.30%
$100,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
12-Month CD Jumbo
3.25%
$100,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
36-Month CD Jumbo
3.25%
$100,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
24-Month CD Jumbo
3.20%
$100,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Money Market Savings
1.50%
$250,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Savings Account
0.50%
$25,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
F&M Classic Plus Checking
0.10%
$1,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare F&M State Bank Winterset, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - Alabama
Community Bank and Trust - Alabama
6-Month CD
5.65%
$500
Utah Independent Bank
Utah Independent Bank
12-Month CD
5.30%
$500
FinWise Bank
FinWise Bank
12-Month CD
5.10%
$500
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
12-Month CD
5.02%
$500
First FSB of Twin Falls
First FSB of Twin Falls
12-Month Jumbo CD
4.96%
$100,000
Henderson State Bank
Henderson State Bank
11-Month CD special
4.90%
$500
Central Bank Storm Lake, IA
Central Bank Storm Lake, IA
13-Month CD special
4.65%
$10,000
Bank of Hindman
Bank of Hindman
18-Month CD
4.33%
$1,000
Smartypig, by Sallie Mae
Smartypig, by Sallie Mae
SmartyPig Account
4.25%
$0
Morgan Stanley E-Trade
Morgan Stanley E-Trade
Premium Savings Account
4.25%
$500,000
Karnes County National Bank
Karnes County National Bank
12-Month Jumbo CD
3.56%
$100,000
Everence Trust Company
Everence Trust Company
60-Month CD
3.50%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
36-Month CD
3.03%
$500
Pineries Bank
Pineries Bank
36-Month CD
3.00%
$1,000
BankVista
BankVista
18-Month CD
2.51%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
30-Month CD
2.50%
$1,000
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
Grinnell State Bank
Grinnell State Bank
48-Month CD
2.22%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
24-Month CD
2.12%
$100
FNB of Pandora
FNB of Pandora
Hi-Fi Money Market
2.07%
$1,000,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
60-Month CD
2.00%
$0
WaFd Bank
WaFd Bank
High Yield Money Market
2.00%
$500,000
Freedom Bank of Virginia
Freedom Bank of Virginia
Freedom2Earn Business Checking
2.00%
$2,500
Citi
Citi
18-Month CD
2.00%
$500
New Foundation SB
New Foundation SB
36-Month CD
1.95%
$1,000
FNB Community Bank
FNB Community Bank
6-Month CD
1.92%
$1,000
Harrison County Bank
Harrison County Bank
36-Month CD
1.85%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
36-Month CD
1.69%
$500
802 Credit Union
802 Credit Union
18-Month CD certificate no penalty
1.60%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
12-Month CD
1.25%
$500
Patriot Bank N.A.
Patriot Bank N.A.
Star Savings
1.00%
$100,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
6-Month CD
0.75%
$500
First Financial Bank El Dorado, AR
First Financial Bank El Dorado, AR
Kasasa Saver Savings
0.75%
$0
Alliance Bank WI
Alliance Bank WI
Savings Account
0.70%
$100
Norway Savings Bank
Norway Savings Bank
48-Month CD
0.70%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
3-Month CD
0.60%
$500
First Southern State Bank
First Southern State Bank
Money Market
0.50%
$25,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
3-Month CD
0.40%
$500
Maine Community Bank
Maine Community Bank
18-Month CD
0.35%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
12-Month CD
0.30%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
12-Month CD
0.25%
$500
Pennsville National Bank
Pennsville National Bank
12-Month CD
0.15%
$500
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Savings Account Next Generation
0.10%
$100
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
ez Access Money Market Checking
0.10%
$500
Bank of New Hampshire
Bank of New Hampshire
Prestige Checking
0.05%
$50
Freehold Bank
Freehold Bank
12-Month CD
0.04%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Century Interest Checking
0.01%
$100
First Citizens State Bank
First Citizens State Bank
Direct Checking Account
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

F&M State Bank Winterset, IA Information

F&M State Bank Winterset, IA
101 W Jefferson St
Winterset, IA 50273
Madison
Established Date: 08/11/1938
FDIC Certificate #: 15610
Date of FDIC Deposit Insurance: 08/11/1938
Bank Holding Company: FARMERS&MERCHANTS BCORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is F&M State Bank Winterset, IA FDIC Insured? Yes
What is F&M State Bank Winterset, IA's Cert number? 15610
What is the maximum amount for insured deposits? $250,000 per holder, per account

F&M State Bank Winterset, IA Financials

Total Assets:
$228,918,000
Total Deposits:
$203,139,000
Equity Capital:
$19,834,000
Domestic Deposits:
$203,139,000
Net Income:
$713,000
Return on Assets:
1.1073%
Quarterly Return on Assets:
1.2500%
Pretax Return on Assets:
1.6078%
Pretax Quarterly Return on Assets:
1.6100%
Return on Equity:
13.0200%
Quarterly Return on Equity:
14.8500%
Common Equity Tier 1 Capital Ratio:
15.6468%
Tier 1 Risk-Based Capital Ratio:
15.6468%
Leverage Tier 1 (Core Capital) Ratio:
9.7728%
Total Risk-Based Capital Ratio (YTD):
16.5431%
Total Interest Income (YTD):
3.2901%
 
 
Headquarters:
Winterset
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Madison
# of Offices:
4
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

There are a slew of economic reports due out later this week which will have an impact on interest rates in the future. In addition to these key reports, the Federal Reserve is having their two day meeting on economic policy. The FOMC is releasing their post-meeting statement at 2:00 pm on Wednesday.
Mortgage Rates: 30 Year Mortgage Rates Decline to 4.90%Mortgage rates declined again this week over last. 30 year mortgage rates are now averaging 4.90 percent, the lowest point 30 year mortgage rates have been in 2010. This is the fourth consecutive week 30 year mortgage rates have gone down. Just over a month ago 30 year mortgage rates were averaging 5.17 percent.

Bank or Credit Union Offers and Deals

Sequester of Federal Spending Cuts Hits the Economy in March as Interest Rates Remain Stable
Park Bank Best CD Rates
SimplyCash Business Credit Card from American Express Open
Current 1 year CD Rates: Best Rate at 1.14%
Average Savings Rates/Money Market Rates and Best Rates 10/10/12
Foreclosures: How to buy a Foreclosed Home
First Central Savings Bank Savings Account Rates and MMA Account Rates
Fed no Longer Patient on Interest Rates - Higher CD Rates Coming
Mortgage Rates Slightly Higher: 30 Year Mortgage Rates at 4.98%, 15 Year Mortgage Rates at 4.39%
Home Mortgage Rates Saturday 11/27: 30 Year Mortgage Rates at 4.42%, 15 Year Jumbo Rates at 4.18%

Alternative Bank and Credit Union Offers to Explore

Fixed Mortgage Rates and Adjustable Mortgage Rates Higher: 30 Year Mortgage Rates Averaging 4.81%
Government Cash for Clunkers Program is Broke
EH National Bank Savings Jumbo Rates now at 0.81%
Popular Direct's Top Savings Rate and Account Review
Mortgage Rates: 30 Year Mortgage Rates Decline to 4.82% - MBA
Mortgage Rates Decline Again: 30 Year Mortgage Rates at 5.07%
Tennessee Commerce Bank Certificates of Deposit
Compare Auto Insurance Rates and Auto Insurance Company Ratings
Mortgage Rates Increase This Week as Fed Raises Interest Rates
Weekly Mortgage Rates

F&M State Bank Winterset, IA Reviews

There are no reviews for F&M State Bank Winterset, IA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for F&M State Bank Winterset, IA
Your Name:
Your Rating:

See how F&M State Bank Winterset, IA Compares to other banks