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Bank of Commerce Greenwood, MS Rates & Review March 2026

You can compare Bank of Commerce Greenwood, MS rates to other rates in our database, including 12-month CD rates currently at 3.29%, 6-month CD rates at 3.50% and 3-month CD rates at 3.55%. Savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.61%. All these rates can be compared to Bank of Commerce Greenwood, MS rates. MonitorBankRates evaluates the financial stability of Bank of Commerce Greenwood, MS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.52%. Rates were last updated on 03/25/2026.

Bank of Commerce Greenwood, MS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Commerce Greenwood, MS? Share your experience about Bank of Commerce Greenwood, MS by leaving a review below, or read customer reviews before you decide to use Bank of Commerce Greenwood, MS.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.52%
Excellent Lower than avg
Bank of Commerce Greenwood, MS
310 Howard St
Greenwood, MS 38930
https://www.bankcom.com/
Member FDIC

Bank of Commerce Greenwood, MS Checking Rates

Product Rate APY View More
Boost Checking - 5.11%
Min Deposit $50
Min Balance $1,000
Details Qualifications Required: Must be enrolled in Electronic Statements; Must have at least 15 or more POS (Point of Sale) transactions to post and clear during each statement cycle; Must have a cumulative total of $1,000 in ACH Credits post and clear during each statement cycle; Qualifying balance up to $30,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.52%

Bank of Commerce Greenwood, MS Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 3.99% 6 months
Details Intro rate expires: 6 months; Regular APR: 6.75%; Offer is only available for "New" Home Equity Line accounts in excess of $20,000. Bank paid closing costs are limited to $500.00 for New Home Equity Line accounts. Offer expires 3/31/26.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.52%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Commerce Greenwood, MS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Commerce Greenwood, MS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Commerce Greenwood, MS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Commerce Greenwood, MS
Bank Holding Company COMMERCE BCORP INC
Address 310 Howard St, Greenwood, MS 38930  ·  Leflore
FDIC Certificate # 9359
Established 08/04/1904
FDIC Insurance Date 01/01/1934
Domestic Offices 15
Total Branches 15
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.52%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3849%
Return on Equity (ROE) 15.3600%
Non-Performing Loans (NPL) 0.23%
Total Assets $1,122,711,000
Total Deposits $990,533,000
Equity Capital $124,866,000
Net Income $9,998,000
Headquarters Greenwood
Total Offices 15
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Bank of Commerce Greenwood, MS

Is Bank of Commerce Greenwood, MS a safe place to deposit money?

Yes, Bank of Commerce Greenwood, MS is considered a safe financial institution. With a Texas Ratio of 4.5236857997556%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of Commerce Greenwood, MS operate?

Bank of Commerce Greenwood, MS currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Commerce Greenwood, MS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Commerce Greenwood, MS provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Commerce Greenwood, MS offer online and mobile banking?

Most modern institutions like Bank of Commerce Greenwood, MS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankcom.com/.