What are the current interest rates at Metropolitan Bank and Trust Company?

Current rates for Metropolitan Bank and Trust Company include: Savings: 0.10%

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Metropolitan Bank and Trust Company Rates & Review April 2026

Item: Metropolitan Bank and Trust Company
Rating: 9725
Author: Rdbt

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 24, 2026

Metropolitan Bank and Trust Company's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Metropolitan Bank and Trust Company with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/24/2026.

Metropolitan Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metropolitan Bank and Trust Company? Share your experience about Metropolitan Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Metropolitan Bank and Trust Company.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Metropolitan Bank and Trust Company

10 E 53rd St
New York, NY 10022

https://www.metrobankny.com/

Metropolitan Bank and Trust Company Savings Rates

Product	Rate	APY	View More
Savings Account	-	0.10%
No additional details. Last Updated 04/24/2026 Institution Ratings 5.0 Star Rating A+ Health Grade

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Metropolitan Bank and Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Metropolitan Bank and Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Metropolitan Bank and Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Metropolitan Bank and Trust Company

FDIC Certificate # 33656

Address 10 E 53rd St, New York, NY 10022 · New York

Website https://www.metrobankny.com/

Established 09/05/1962

FDIC Insurance Date 06/01/1983

Domestic Offices 1

Total Branches 1

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Non-Performing Loans (NPL) 0.00%

Total Assets $36,443,000

Total Deposits $8,631,000

Equity Capital $0

Net Income $0

Headquarters New York

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

Rdbt

★★★★★

December 17, 2025

mpJZ

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Metropolitan Bank and Trust Company

Frequently Asked Questions About Metropolitan Bank and Trust Company

Is Metropolitan Bank and Trust Company a safe place to deposit money?

Yes, Metropolitan Bank and Trust Company is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Metropolitan Bank and Trust Company operate?

Metropolitan Bank and Trust Company currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Metropolitan Bank and Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Metropolitan Bank and Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Metropolitan Bank and Trust Company offer online and mobile banking?

Most modern institutions like Metropolitan Bank and Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.metrobankny.com/.