Metropolitan Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 1.61% and 3-month CD rates at 3.85%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.16%. Credit Card rates are at 29.24%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. Metropolitan Bank and Trust Company's 12-Month CD rates are at 3.50%, 6-Month CD rates are at 3.12%, 3-Month CD rates are at 2.32%, 1-Month CD rates are at 1.81%. Metropolitan Bank and Trust Company's savings rates are at 0.10%.

Metropolitan Bank and Trust Company

To see how these rates compare to Metropolitan Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Metropolitan Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Metropolitan Bank and Trust Company CD rates. You can also compare Metropolitan Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Metropolitan Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metropolitan Bank and Trust Company? Share your experience about Metropolitan Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Metropolitan Bank and Trust Company.

Overall, Metropolitan Bank and Trust Company is a subpar bank best avoided, with an overall rating of 1 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Metropolitan Bank and Trust Company
10 E 53rd St
New York, NY 10022
Member FDIC
MonitorBankRates' Rating
1/5
★☆☆☆☆

Metropolitan Bank and Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
12-Month CD
3.50%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
6-Month CD
3.12%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
3-Month CD
2.32%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
1-Month CD
1.81%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
Savings
0.10%
$500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Metropolitan Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Spring Bank Bronx, NY
Spring Bank Bronx, NY
12-Month CD
4.15%
$250
Tri-County Trust Company
Tri-County Trust Company
24-Month CD
3.91%
$1,000
Glen Burnie MSB
Money Market Advantage
3.82%
$25,000
First FSB of Mascoutah
First FSB of Mascoutah
48-Month CD
3.80%
$1,000
Community Bank of Cameron
Community Bank of Cameron
12-Month CD
3.75%
$1,000
Landmark Credit Union
Landmark Credit Union
24-Month CD
3.75%
$500
Cornhusker Bank
Cornhusker Bank
18-Month CD
3.68%
$1,000
Touchmark Bank
Touchmark Bank
3-Month CD
3.65%
$1,000
City Credit Union
City Credit Union
48-Month CD
3.45%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
60-Month CD
3.34%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
12-Month CD
3.25%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
60-Month CD
3.05%
$1,000
Coffee County Bank
Coffee County Bank
24-Month CD
3.00%
$1,000
Marion Center Bank
Marion Center Bank
48-Month CD
3.00%
$1,000
Consumers Credit Union
Consumers Credit Union
Free Rewards Checking
3.00%
$0
Harford Bank
Harford Bank
60-Month CD
2.85%
$1,000
Avidia Bank
Avidia Bank
60-Month CD
2.53%
$1,000
The Community State Bank
The Community State Bank
18-Month CD
2.52%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
FNB of Raymond
FNB of Raymond
60-Month CD
2.27%
$1,000
Sound Community Bank
Sound Community Bank
48-Month CD w/checking
2.27%
$1,000
Prevail Bank
Prevail Bank
48-Month CD
2.22%
$1,000
Benchmark Community Bank
Benchmark Community Bank
60-Month CD
2.00%
$500
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
48-Month CD
1.97%
$500
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
18-Month CD
1.76%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
18-Month CD
1.50%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
60-Month CD
1.30%
$1,000
Pioneer Federal S&L
Pioneer Federal S&L
Money Market
1.28%
$2,500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
36-Month CD
1.00%
$500
Haddon Savings Bank
Haddon Savings Bank
Passbook/Statement Savings
0.85%
$1
Home SB of Wapakoneta
Home SB of Wapakoneta
12-Month CD
0.80%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
48-Month CD
0.75%
$500
FSB Louise, TX
FSB Louise, TX
Money Market
0.75%
$2,500
The Victory Bank
The Victory Bank
18-Month CD
0.55%
$500
The Huntington National Bank
The Huntington National Bank
12-Month CD
0.50%
$1,000
Collins State Bank
Collins State Bank
Rewards Checking
0.50%
$100
FNB Community Bank
FNB Community Bank
Regular Savings
0.50%
$100
PS Bank
PS Bank
18-Month CD
0.50%
$500
Spring Valley City Bank
Platinum Money Market
0.50%
$1
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Money Market
0.40%
$50,000
Mascoma Bank
Mascoma Bank
24-Month CD
0.35%
$500
First Seacoast Bank
First Seacoast Bank
18-Month CD (Nest Egg)
0.25%
$1,000
AB Federal Credit Union
AB Federal Credit Union
12-Month CD
0.25%
$1,000
Collins State Bank
Collins State Bank
Savings
0.15%
$100
North Shore Bank
North Shore Bank
18-Month CD
0.15%
$1,000
MVSB
Everyday Savings
0.10%
$100
Westfield Bank
Westfield Bank
36-Month CD
0.10%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Passbook Savings
0.05%
$10
Profile Bank
Profile Bank
Passbook Savings
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Metropolitan Bank and Trust Company Information

Metropolitan Bank and Trust Company
10 E 53rd St
New York, NY 10022
New York
Established Date: 09/05/1962
FDIC Certificate #: 33656
Date of FDIC Deposit Insurance: 06/01/1983
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Metropolitan Bank and Trust Company FDIC Insured? Yes
What is Metropolitan Bank and Trust Company's Cert number? 33656
What is the maximum amount for insured deposits? $250,000 per holder, per account

Metropolitan Bank and Trust Company Financials

Total Assets:
$48,311,000
Total Deposits:
$8,708,000
Equity Capital:
$0
Domestic Deposits:
$8,708,000
Net Income:
$0
Return on Assets:
0.0000%
Quarterly Return on Assets:
0.0000%
Pretax Return on Assets:
0.0000%
Pretax Quarterly Return on Assets:
0.0000%
Return on Equity:
0.0000%
Quarterly Return on Equity:
0.0000%
Leverage Tier 1 (Core Capital) Ratio:
0.0000%
Total Interest Income (YTD):
0.0000%
 
 
Headquarters:
New York
FDIC Field Office:
New York City
Regulator:
OCC
County:
New York
# of Offices:
1
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

First Florida Credit Union is advertising regular certificates of deposit, four "Special" certificates of deposit, a 24 "Month Step" certificate and a 24 month "Sand Dollar" certificate. The regular certificates of deposit have some of the best CD rates available these days.
Colorado Federal Savings Bank 1 Year CD rates are now at 1.24 percent with a yield of 1.25 percent. View current 1 Year CD rates at Colorado Federal Savings Bank below.
Are you looking for South Carolina CD rates? You can find the best CD rates and CD yields in South Carolina by searching our CD rate tables. The bank with the highest 3 month South Carolina CD rate on our list right now is Ally Bank. The bank is currently offering 3 month bank CD rates in South Carolina at 0.69 percent with CD yields of 0.69 percent. The minimum opening deposit for a CD at Ally Bank is only $1. Second on our 3 month South Carolina CD rates list is Nationwide Bank with a CD rate of 0.65 percent with a CD yield of 0.65 percent.

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Metropolitan Bank and Trust Company Reviews

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