Metropolitan Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.56%, 6-month CD rates at 1.61% and 3-month CD rates at 4.00%. Current savings rates are at 0.35% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Metropolitan Bank and Trust Company's 12-Month CD rates are at 3.50%, 6-Month CD rates are at 3.12%, 3-Month CD rates are at 2.32%, 1-Month CD rates are at 1.81%. Metropolitan Bank and Trust Company's savings rates are at 0.10%.

Metropolitan Bank and Trust Company

To see how these rates compare to Metropolitan Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Metropolitan Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Metropolitan Bank and Trust Company CD rates. You can also compare Metropolitan Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Metropolitan Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metropolitan Bank and Trust Company? Share your experience about Metropolitan Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Metropolitan Bank and Trust Company.

Overall, Metropolitan Bank and Trust Company is a subpar bank best avoided, with an overall rating of 1 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Metropolitan Bank and Trust Company
10 E 53rd St
New York, NY 10022
Member FDIC
MonitorBankRates' Rating
1/5
★☆☆☆☆

Metropolitan Bank and Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
12-Month CD
3.50%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
6-Month CD
3.12%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
3-Month CD
2.32%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
1-Month CD
1.81%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
Savings
0.10%
$300

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Metropolitan Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
12-Month CD
4.35%
$5,000
TTNB Turbotville Bank
TTNB Turbotville Bank
6-Month CD
4.25%
$5,000
Generations Bank
Generations Bank
6-Month CD
4.00%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
6-Month CD
4.00%
$500
Columbia Bank
Columbia Bank
24-Month CD
3.85%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
60-Month CD
3.60%
$2,000
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
1st Advantage Bank
1st Advantage Bank
36-Month CD
3.51%
$500
1st United Credit Union
1st United Credit Union
36-Month CD (bump)
3.50%
$250
Prairie Bank of Kansas
Prairie Bank of Kansas
24-Month CD
3.28%
$1,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
24-Month CD
3.14%
$500
Home Loan SB
Home Loan SB
24-Month CD
3.10%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
24-Month CD
3.03%
$1,000
Security Federal Bank
Security Federal Bank
30-Month CD
3.00%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
3-Month CD
2.84%
$500
FSB of Randolph County
FSB of Randolph County
6-Month CD
2.75%
$500
First Exchange Bank
First Exchange Bank
24-Month CD
2.40%
$500
First State B&T Williston, ND
First State B&T Williston, ND
60-Month CD
2.40%
$500
Thumb Bank and Trust
Thumb Bank and Trust
12-Month CD
2.27%
$500
Chartway Credit Union
Chartway Credit Union
48-Month CD
2.15%
$500
Maine Community Bank
Maine Community Bank
6-Month CD
2.00%
$500
Quaint Oak Bank
Quaint Oak Bank
Money Market
2.00%
$2,500
FSB Mcpherson, KS
FSB Mcpherson, KS
36-Month CD
1.86%
$1,000
Camp Grove State Bank
Camp Grove State Bank
6-Month CD
1.50%
$1,000
TriCentury Bank
TriCentury Bank
Gold Money Market
1.50%
$5,000
Table Rock Community Bank
Table Rock Community Bank
18-Month CD
1.36%
$1,000
Chesapeake Bank
Chesapeake Bank
60-Month CD
1.30%
$1,000
Bank of Herrin
Bank of Herrin
12-Month CD
1.30%
$1,000
Liberty Bank for Savings
Liberty Bank for Savings
48-Month CD
1.15%
$5,000
William Penn Bank
William Penn Bank
18-Month CD
1.01%
$500
SSB Scott State Bank
SSB Scott State Bank
12-Month CD
1.00%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
60-Month CD
0.85%
$500
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
18-Month CD
0.50%
$1,000
Paramount Bank
Paramount Bank
Money Market
0.50%
$100
PS Bank
PS Bank
12-Month CD
0.50%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
6-Month CD
0.50%
$500
State Bank Freeport, IL
State Bank Freeport, IL
36-Month CD
0.45%
$1,000
Kearny Bank
Kearny Bank
24-Month CD
0.40%
$500
Sugar River Bank
Sugar River Bank
24-Month CD
0.40%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Select Money Market
0.35%
$10,000
Jones Bank
Jones Bank
Premier Checking
0.30%
$0
Central Bank of Kansas City
Central Bank of Kansas City
Savings
0.25%
$100
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Savings
0.25%
$100
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
24-Month CD
0.25%
$500
Bank of New Hampshire
Bank of New Hampshire
12-Month CD
0.15%
$500
Fifth District Savings Bank
Fifth District Savings Bank
Savings
0.10%
$0
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
MyWay Savings
0.10%
$100
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
Statement Savings
0.05%
$10
Academy Bank
Academy Bank
Savings
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Metropolitan Bank and Trust Company Information

Metropolitan Bank and Trust Company
10 E 53rd St
New York, NY 10022
New York
Established Date: 09/05/1962
FDIC Certificate #: 33656
Date of FDIC Deposit Insurance: 06/01/1983
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Metropolitan Bank and Trust Company FDIC Insured? Yes
What is Metropolitan Bank and Trust Company's Cert number? 33656
What is the maximum amount for insured deposits? $250,000 per holder, per account

Metropolitan Bank and Trust Company Financials

Total Assets:
$48,311,000
Total Deposits:
$8,708,000
Equity Capital:
$0
Domestic Deposits:
$8,708,000
Net Income:
$0
Return on Assets:
0.0000%
Quarterly Return on Assets:
0.0000%
Pretax Return on Assets:
0.0000%
Pretax Quarterly Return on Assets:
0.0000%
Return on Equity:
0.0000%
Quarterly Return on Equity:
0.0000%
Leverage Tier 1 (Core Capital) Ratio:
0.0000%
Total Interest Income (YTD):
0.0000%
 
 
Headquarters:
New York
FDIC Field Office:
New York City
Regulator:
OCC
County:
New York
# of Offices:
1
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

By now you must have heard the news that the Federal Reserve will increase their key-benchmark interest rate in 2015. When the federal funds rate is increased, CD rates and other bank rates will also increase. Higher rates is good news but you should position your CD investments for higher rates.
Current savings account rates and money market rates are still near record lows as we head into the new year. 2013 ends another year of very low deposit rates. Interest rates have been low for over 5 years now, ever since the financial crisis and "Great Recession." The question we hear all the time is when we can expect deposit rates to move higher.
Having cash on hand to get through any ruff period in life is essential to any financial plan.

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Metropolitan Bank and Trust Company Reviews

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