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Advertiser Disclosure
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 Carver Federal Savings Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Carver Federal Savings Bank's 91 day CD rates are at 3.69%, 11-Month CD rates are at 3.59%, 12-Month IRA CD rates are at 3.59%, 182 day CD rates are at 3.59%, 12-Month CD rates are at 3.43%. Carver Federal Savings Bank's savings rates are at 0.10%. Carver Federal Savings Bank's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Carver Federal Savings Bank with a 3.9 Star Rating, an C Overall Health Grade, and a Texas Ratio of 28.07%. Rates last updated and verified on 08/28/2026. Carver Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Carver Federal Savings Bank? Share your experience about Carver Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Carver Federal Savings Bank. 
Carver Federal Savings Bank CD Rates
Carver Federal Savings Bank Savings Rates
Carver Federal Savings Bank Money Market Rates
Carver Federal Savings Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Carver Federal Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Carver Federal Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Carver Federal Savings Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Carver Federal Savings Bank
Bank Holding Company
CARVER BCORP INC
Address
75 W 125th St,
New York, NY 10027 · New York
Website
https://www.carverbank.com/
FDIC Certificate #
30394
Established
01/01/1948
FDIC Insurance Date
08/09/1989
Domestic Offices
7
Total Branches
7
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsC
Overall Health Grade
Score: 75/100
3.9
Very Good
Out of 5.0 Stars
28.07%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
-0.4586%
Return on Equity (ROE)
-5.5400%
Non-Performing Loans (NPL)
2.27%
Total Assets
$695,941,000
Total Deposits
$584,856,000
Equity Capital
$49,798,000
Net Income
$-6,574,000
Headquarters
New York
Total Branches and Offices
7
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsUfYq
December 17, 2025
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Frequently Asked Questions About Carver Federal Savings BankHow many branches does Carver Federal Savings Bank operate?Carver Federal Savings Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Carver Federal Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Carver Federal Savings Bank provides members with tools to manage their accounts and build a solid financial history. Does Carver Federal Savings Bank offer online and mobile banking?Most modern institutions like Carver Federal Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.carverbank.com/. Current Carver Federal Savings Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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