The FNB Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to The FNB Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The FNB Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The FNB Community Bank CD rates. You can also compare The FNB Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. The FNB Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The FNB Community Bank? Share your experience about The FNB Community Bank by leaving a review below, or read customer reviews before you decide to use The FNB Community Bank. The FNB Community Bank Texas Ratio The FNB Community Bank's Texas Ratio is at 1.79%, which is considered excellent. The Texas Ratio for The FNB Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, The FNB Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
The FNB Community Bank CD Rates and Interest Rates![]() The FNB Community Bank
36-Month CD
2.78%
$1,000
![]() The FNB Community Bank
24-Month CD
2.46%
$1,000
![]() The FNB Community Bank
48-Month CD
2.27%
$1,000
![]() The FNB Community Bank
18-Month CD
2.27%
$1,000
![]() The FNB Community Bank
12-Month CD
2.17%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare The FNB Community Bank Rates with Other Competitive Bank and Credit Union Rates![]() VirtualBank
eMoney Market
4.25%
$0
![]() Achieve Credit Union
6-Month CD
4.25%
$500
![]() University First Federal Credit Union
36-Month CD
4.05%
$500
![]() Ally Bank
6-Month CD
4.00%
$0
![]() Shoreham Bank
Soaring Savings
4.00%
$25,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 22, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. The FNB Community Bank InformationThe FNB Community Bank
432 W Gallatin StVandalia, IL 62471 Fayette Established Date: 01/01/1865 FDIC Certificate #: 3840 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST VANDALIA CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.thefnb.com
Is The FNB Community Bank FDIC Insured? Yes
What is The FNB Community Bank's Cert number? 3840
What is the maximum amount for insured deposits? $250,000 per holder, per account
The FNB Community Bank FinancialsTotal Assets:
$478,938,000
Total Deposits:
$411,888,000
Equity Capital:
$38,132,000
Domestic Deposits:
$411,888,000
Net Income:
$699,000
Return on Assets:
0.8287%
Quarterly Return on Assets:
0.5800%
Pretax Return on Assets:
0.7220%
Pretax Quarterly Return on Assets:
0.7200%
Return on Equity:
10.9700%
Quarterly Return on Equity:
7.0400%
Common Equity Tier 1 Capital Ratio:
18.0925%
Tier 1 Risk-Based Capital Ratio:
18.0925%
Leverage Tier 1 (Core Capital) Ratio:
12.0605%
Total Risk-Based Capital Ratio (YTD):
19.0566%
Total Interest Income (YTD):
4.0273%
Headquarters:
Vandalia
FDIC Field Office:
Mount Vernon
Regulator:
FED
County:
Fayette
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals![]() Tinker Federal Credit Union (TFCU) of Oklahoma City, Oklahoma, is advertising some of the best CD rates available today. Tinker is advertising regular share certificates of deposit and Individual Retirement Account (IRA) certificates of deposit.
By Jeffrey Long, Allstate Personal Financial Representative Bank or Credit Union Offers and DealsMarathon Bank 1 Month CD Rates at 0.74%Banesco CD Rates Mortgage Rates from Asheville Savings Bank Retirement Saving: Where to Invest in a Shaky Economy Savings Rates Forecast for 2014 and 2015 Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11% Mortgage Rates 6/8: 30 Year Mortgage Rates at 4.45% as Bernanke says Recovery is Frustratingly Slow EverBank 9 Month CD Rates now at 0.90% Comenity Direct Savings Rates and Review Wells Fargo Bank Mortgage Rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates Day After Christmas: 30 year Mortgage Rates & Refinance Rates at 4.77%, 30 Year Jumbo Mortgage Rates & Refinance Rates at 5.35%Mortgage Rates Fall - Average 30 Year Mortgage Rates Today at 3.74 Percent Keep the Shiny Side Up, Keep the Dirty Side Down Ally Bank CD Rates: Still Very Competitive and in the Top 5 of Our 1 Year CD Rates List Mortgage Rates up Slightly in This Week's PMMS Survey 2-21 Mortgage Rates: Weekly Mortgage Rates and Refinance Rates Increase Except for 30 Year Rates Home Mortgage Rates Saturday 11/27: 30 Year Mortgage Rates at 4.42%, 15 Year Jumbo Rates at 4.18% Homes Regaining Equity as Home Prices Move Higher, Time to Refinance? Mid-Cities Financial Credit Union CD Rates Mortgage Rates: 30 Year Mortgage Rates Averaging 5.03% The FNB Community Bank ReviewsThere are no reviews for The FNB Community Bank yet. Feel free to create one below.
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