BMO Alto CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.35%, 6-month CD rates at 2.48% and 3-month CD rates at 4.50%. Current savings rates are at 0.10% and money market rates are at 1.55%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 13.74%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates. BMO Alto's 6-Month CD rates are at 5.15%, 12-Month CD rates are at 5.05%, 24-Month CD rates are at 4.65%, 60-Month CD rates are at 4.50%, 48-Month CD rates are at 4.50%. BMO Alto's savings rates are at 5.10%.

BMO Alto

To see how these rates compare to BMO Alto CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BMO Alto, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BMO Alto CD rates. You can also compare BMO Alto savings rates, MMA rates and mortgage rates using our other rate lists.

BMO Alto money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BMO Alto? Share your experience about BMO Alto by leaving a review below, or read customer reviews before you decide to use BMO Alto.

BMO Alto Texas Ratio

BMO Alto's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for BMO Alto is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BMO Alto is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.05%
18-Month CD
N/A
24-Month CD
4.65%
36-Month CD
4.50%
48-Month CD
4.50%
60-Month CD
4.50%
Savings
5.10%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BMO Alto
110 E Irving Park Rd
Roselle, IL 60172
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

BMO Alto CD Rates and Interest Rates

Bank
Product
APY
Min Dep
BMO Alto
BMO Alto
6-Month CD
5.15%
$0
BMO Alto
BMO Alto
Online Savings Account
5.10%
$0
BMO Alto
BMO Alto
12-Month CD
5.05%
$0
BMO Alto
BMO Alto
24-Month CD
4.65%
$0
BMO Alto
BMO Alto
36-Month CD
4.50%
$0
BMO Alto
BMO Alto
48-Month CD
4.50%
$0
BMO Alto
BMO Alto
60-Month CD
4.50%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare BMO Alto Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
12-Month CD
5.15%
$2,500
Forte Bank
Forte Bank
7-Month CD special
5.10%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
6-Month CD
5.06%
$500
Sikorsky Credit Union
Sikorsky Credit Union
12-Month CD (Certificate) Jumbo
5.00%
$100,000
Popular Bank
Popular Bank
4-Month CD
4.90%
$1,000
Haven Savings Bank
Haven Savings Bank
12-Month CD
4.75%
$100
Key Bank
Key Bank
9-Month CD promo special
4.75%
$10,000
Citizens First Bank Viroqua, WI
Citizens First Bank Viroqua, WI
29-Month CD
4.60%
$10,000
Hardin County SB
Hardin County SB
12-Month CD
4.60%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
24-Month CD
4.53%
$5,000
Santander Bank
Santander Bank
11-Month CD
4.50%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
60-Month CD
4.35%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Savings Account
4.25%
$25
Ally Bank
Ally Bank
Savings Account
4.25%
$0
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
60-Month CD
4.15%
$500
Avidia Bank
Avidia Bank
30-Month CD
4.08%
$1,000
Freedom Bank of Virginia
Freedom Bank of Virginia
Freedom4Savings Business Money Market
4.00%
$25,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Performance Plus Money Market
4.00%
$1,000,000
Aac Credit Union
Aac Credit Union
18-Month CD
4.00%
$500
EagleBank
EagleBank
60-Month CD
3.85%
$1,000
Minster Bank
Minster Bank
15-Month CD
3.68%
$1,000
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
12-Month CD
3.53%
$500
Access Bank
Access Bank
18-Month CD
3.50%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
60-Month CD jumbo certificate
3.40%
$100,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
36-Month CD
3.39%
$1,000
Round Top State Bank
Round Top State Bank
18-Month CD
3.25%
$1,000
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
3.00%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
24-Month CD Certificate
2.90%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings Tier 5
2.58%
$75,000
Lone Star Bank
Lone Star Bank
18-Month CD
2.50%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
24-Month CD
2.37%
$1,000
Longview Bank
Longview Bank
24-Month CD
2.25%
$500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
PrimaryPlus Money Market
2.00%
$2,500
First National Bank of Bemidji
First National Bank of Bemidji
First Insured Money Market
1.51%
$1,000
Bank of Prague
Bank of Prague
Savings Account
1.50%
$0
Trinity Bank, N.A.
Trinity Bank, N.A.
Personal Checking
1.36%
$100
National Bank of Blacksburg
National Bank of Blacksburg
24-Month CD
1.15%
$500
Western Nebraska Bank
Western Nebraska Bank
3-Month CD
1.00%
$250
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
48-Month CD
0.95%
$1,000
Chickasaw Community Bank
Chickasaw Community Bank
Savings Account Kasasa
0.50%
$100
PS Bank
PS Bank
24-Month CD
0.50%
$500
Coastal Bank & Trust
Coastal Bank & Trust
Business Platinum Money Market
0.45%
$200,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
12-Month CD
0.30%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
36-Month CD
0.20%
$500
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
Personal Savings Account
0.20%
$100
Henderson FSB
Henderson FSB
Freedom Checking
0.20%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
Statement Savings Account
0.05%
$10
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Passbook Savings
0.05%
$10
Associated Bank
Associated Bank
36-Month CD
0.04%
$1,000
FNB of Peterstown
FNB of Peterstown
Savigns
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

BMO Alto Information

BMO Alto
110 E Irving Park Rd
Roselle, IL 60172
Dupage
Established Date: 05/28/2005
FDIC Certificate #: 58216
Date of FDIC Deposit Insurance: 05/28/2005
Bank Holding Company: BANK OF MONTREAL
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is BMO Alto FDIC Insured? Yes
What is BMO Alto's Cert number? 58216
What is the maximum amount for insured deposits? $250,000 per holder, per account

BMO Alto Financials

Total Assets:
$8,118,000
Total Deposits:
$1,000,000
Equity Capital:
$7,074,000
Domestic Deposits:
$1,000,000
Net Income:
$4,000
Return on Assets:
0.6313%
Quarterly Return on Assets:
0.2000%
Pretax Return on Assets:
0.2464%
Pretax Quarterly Return on Assets:
0.2500%
Return on Equity:
0.7200%
Quarterly Return on Equity:
0.2300%
Common Equity Tier 1 Capital Ratio:
444.5783%
Tier 1 Risk-Based Capital Ratio:
444.5783%
Leverage Tier 1 (Core Capital) Ratio:
87.2666%
Total Risk-Based Capital Ratio (YTD):
444.5783%
Total Interest Income (YTD):
0.0000%
 
 
Headquarters:
Roselle
FDIC Field Office:
Chicago
Regulator:
OCC
County:
Dupage
# of Offices:
1
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

    Read more...

BMO Alto CD Rates: 5.50% APY 12-Month CD, 6-Month CD 5.20% APY

BMO Alto CD rates on the bank's short-term certificates of deposit are very good right now. BMO Alto's 12-month CD rate at 5.50% APY, ties the bank for 25th place for the highest 12-month CD rates in our database of rates. 6-month CD rates at BMO Alto are also a good deal at 5.20% APY. There is no minimum opening deposit for any CD account/term. You can view a complete list of BMO Alto CD Rates below and compare those rates with other bank CD rates.

Current BMO Alto CD Rates

  • APY: 5.50%
  •     Read more...

    BMO Alto CD Rates: 12-Month at 5.40% APY, 6-Month at 5.20% APY

    Oh, hold onto your seats, CD rate junkies! The once humdrum world of Certificate of Deposit (CD) accounts is undergoing a revolution, and it's led by none other than BMO Alto. Forget Netflix dramas, the most exciting plot twist is here: staggering interest rates that seem to defy conventional banking logic. How does a 12-month CD at 5.40% APY grab you? But hold your applause; there's more. BMO Alto has unleashed an array of special CD rates ranging from 5.40% to an eye-watering 4.50% for terms up to 60 months.

    BMO Alto CD rates are some of the highest CD rates available right now on short-term certificates of deposit. The best CD rate available are on the 12-month CD at 5.40% APY, that rate is also much higher than the national average 12-month CD rate of 1.76% APY. The second-best CD rate available is on the 6-month CD at 5.20% APY and the third highest rate available is on the 24-month at 4.75% APY. There is no minimum opening deposit for any CD accounts at BMO Alto.

    It's so groundbreaking it's almost suspicious. Who in their right mind would miss out on such an opportunity? For a paltry minimum deposit of just $0, that's right zero dollars, you get to hitch a ride on this financial roller coaster. But here's the catch—these jaw-dropping rates are as volatile as a cat on a hot tin roof. That means you should keep refreshing the BMO Alto website like it's a limited stock of PS5s on Black Friday.

        Read more...

    Explore Other Rate Deals

    Sovereign Bank CD RatesSovereign Bank is offering a 9 month promotional CD Rate and a 12 month promotional CD rate. The 9 month certificate of deposit currently has a 4.00% annual percentage yield (APY) and the 12 month certificate of deposit currently has a 4.25% APY. The minimum deposit for both CDs is only $500.
    Savings rates and money market rates are dismal these days. Interest rates probably won't be heading higher until early 2011 or even later. Current savings account interest rates and money market account interest rates for account balances of at least $2,500 are averaging 0.315 percent but you can find rates higher than the national average.
    Fixed long term mortgage rates are lower in the most recent Primary Mortgage Market Survey released this morning by Freddie Mac. Fixed conforming 30 year home mortgage rates,  fixed conforming 15 year mortgage rates and 5 year adjustable mortgage rates all made record lows for the week ending October 7, 2010.

    Bank or Credit Union Offers and Deals

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    BMO Alto Reviews

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