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Financial Partners Credit Union Rates & Review April 2026

Financial Partners Credit Union's savings rates are at 3.50%. MonitorBankRates evaluates the financial stability of Financial Partners Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.19%. Rates were last updated on 04/09/2026.

Financial Partners Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Partners Credit Union? Share your experience about Financial Partners Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Partners Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.19%
Excellent Lower than avg
Financial Partners Credit Union
Downey Corporate Office
7800 Imperial Hwy
Downey, CA 90242 3457
https://www.fpcu.org
Member NCUA

Financial Partners Credit Union Savings Rates

Product Rate APY View More
First Step Savings - 3.50%
Details Qualifying balance up to $1,000.00
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.19%

Financial Partners Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.99%
Details Fixed Intro Rate as low as 4.99% APR valid for 6 months; after which will change to the regular rate (currently as low as 6.75% to a maximum APR of 18.00%).
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.19%
Home Equity Line of Credit (HELOC) - - 4.99% 6
Details Intro rate expires: 6 Months; Regular APR: 6.75% - 18.00%
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.19%

Financial Partners Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 0.00%
Details Intro rate expires: 12 billing periods; Regular APR: 12.74% - 30.49%
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.19%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Financial Partners Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Partners Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Partners Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Partners Credit Union
Address 7800 Imperial Hwy, Downey, CA 90242 3457
Phone 562-923-0311
Fax 562-904-4285
President Yves Pinkowitz
CEO Nader Moghaddam
Full-Time Employees 291
Part-Time Employees 5
Branch Locations 14
ATM Locations 18
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.19%
Return on Assets (ROA)
0.1694%
Return on Equity (ROE)
1.8753%
Non-Performing Loans Ratio (NPL)
0.26%
Total Assets
2,218,417,956
Total Amount of Shares and Deposits
1,759,379,181
Total Shares and Deposits < 1 Year
1,634,037,990
Total Shares and Deposits 1 3 Years
112,300,731
Total Shares and Deposits > 3 Years
13,040,460
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
204,930,674
Total Uninsured Shares and Deposits > $250K (F+J)
234,430,674
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,524,948,507
Total Interest Expense (Sum of items 6 8)
36,236,555
Share Certificates
15,925
Number of Accounts for Share Drafts
52,583
IRA KEOGH Accounts
2,895
Number of Accounts for Regular Shares
69,551
Non Member Deposits
4
Money Market Shares
2,150
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
86,834,598
Total Liabilities
2,062,579,246
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Financial Partners Credit Union

Is Financial Partners Credit Union a safe place to deposit money?

Yes, Financial Partners Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1854172066785%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Financial Partners Credit Union operate?

Financial Partners Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Partners Credit Union?

Yes, to access services at Financial Partners Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Partners Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Partners Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Financial Partners Credit Union offer online and mobile banking?

Most modern institutions like Financial Partners Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fpcu.org.

Current Financial Partners Credit Union Rates

  • Savings3.50%
Retrieved from our database of financial products. Rates subject to change.