|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Town Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 29, 2026
Town Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Town Bank, and you can see how they compare in the Town Bank rate tables below. MonitorBankRates evaluates the financial stability of Town Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.36%. Database rates last updated and verified on 08/29/2026. Town Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Town Bank? Share your experience about Town Bank by leaving a review below, or read customer reviews before you decide to use Town Bank. 
Town Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Town Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Town Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Town Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Town Bank
Bank Holding Company
WINTRUST FINANCIAL CORP
Address
850 W North Shore Dr,
Hartland, WI 53029 · Waukesha
Website
https://www.townbank.us
FDIC Certificate #
34717
Established
07/23/1998
FDIC Insurance Date
07/23/1998
Domestic Offices
26
Total Branches
26
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.36%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.9659%
Return on Equity (ROE)
10.2900%
Non-Performing Loans (NPL)
0.10%
Total Assets
$4,511,450,000
Total Deposits
$3,714,842,000
Equity Capital
$465,492,000
Net Income
$55,677,000
Headquarters
Hartland
Total Branches and Offices
26
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Town Bank yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Town Bank
Frequently Asked Questions About Town BankHow many branches does Town Bank operate?Town Bank currently maintains approximately 26 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Town Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Town Bank provides members with tools to manage their accounts and build a solid financial history. Does Town Bank offer online and mobile banking?Most modern institutions like Town Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.townbank.us. Compare to Other Banks
First Federal Community Bank of Bucyrus
Community State Bank Paton, IA
CSB Norwood Young America
Bank of Evergreen
Newport Federal Bank
Solon State Bank
Woodruff Federal S&L
FNB of Wauchula
Citizens-Farmers Bank of Cole Camp
SouthPoint Bank
Friend Bank
Farmers State Bank (Marion, IA)
CNB Bank Berkeley Springs, WV
Grand Rapids SB
New Horizon Bank
Bank of Commerce Rawlins, WY
Helm Bank USA
RBT Rollstone B&T
Core Bank
Crossroads Bank Wabash, IN
Lee B&T Co.
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
