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 Wilmington Savings Fund Society (WSFS) Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Wilmington Savings Fund Society (WSFS)'s 3-Month CD rates are at 3.50%, 6-Month CD rates are at 3.00%. Wilmington Savings Fund Society (WSFS)'s money market rates are at 0.03%. MonitorBankRates evaluates the financial stability of Wilmington Savings Fund Society (WSFS) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.24%. Rates were last updated on 04/11/2026. Wilmington Savings Fund Society (WSFS) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wilmington Savings Fund Society (WSFS)? Share your experience about Wilmington Savings Fund Society (WSFS) by leaving a review below, or read customer reviews before you decide to use Wilmington Savings Fund Society (WSFS). Wilmington Savings Fund Society (WSFS)
500 Delaware Ave
https://www.wsfsbank.com Wilmington, DE 19801 
Wilmington Savings Fund Society (WSFS) CD Rates
Wilmington Savings Fund Society (WSFS) Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Wilmington Savings Fund Society (WSFS) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Wilmington Savings Fund Society (WSFS) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wilmington Savings Fund Society (WSFS)'s official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Wilmington Savings Fund Society (WSFS)
Bank Holding Company
WSFS FINANCIAL CORP
Address
500 Delaware Ave,
Wilmington, DE 19801 · New Castle
Website
https://www.wsfsbank.com
FDIC Certificate #
17838
Established
02/18/1832
FDIC Insurance Date
02/06/1958
Domestic Offices
95
Total Branches
95
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.24%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.4043%
Return on Equity (ROE)
12.2900%
Non-Performing Loans (NPL)
0.34%
Total Assets
$21,217,946,000
Total Deposits
$17,933,957,000
Equity Capital
$2,678,024,000
Net Income
$297,875,000
Headquarters
Wilmington
Total Offices
95
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Wilmington Savings Fund Society (WSFS)Is Wilmington Savings Fund Society (WSFS) a safe place to deposit money?Yes, Wilmington Savings Fund Society (WSFS) is considered a safe financial institution. With a Texas Ratio of 3.2379685771347%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Wilmington Savings Fund Society (WSFS) operate?Wilmington Savings Fund Society (WSFS) currently maintains approximately 95 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Wilmington Savings Fund Society (WSFS) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wilmington Savings Fund Society (WSFS) provides members with tools to manage their accounts and build a solid financial history. Does Wilmington Savings Fund Society (WSFS) offer online and mobile banking?Most modern institutions like Wilmington Savings Fund Society (WSFS) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wsfsbank.com. Current Wilmington Savings Fund Society (WSFS) Rates
Retrieved from our database of financial products. Rates subject to change.
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