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First Commerce Bank Lewisburg, TN Rates & Review March 2026

First Commerce Bank Lewisburg, TN's 3-Month Certificates of Deposit (Regular & IRAs) rates are at 3.29%, 6-Month Certificates of Deposit (Regular & IRAs) rates are at 3.17%, 12-Month Certificates of Deposit (Regular & IRAs) rates are at 3.00%, 18-Month Certificates of Deposit (Regular & IRAs) rates are at 2.85%, 24-Month Certificates of Deposit (Regular & IRAs) rates are at 2.75%. First Commerce Bank Lewisburg, TN's savings rates are at 0.05%. First Commerce Bank Lewisburg, TN's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of First Commerce Bank Lewisburg, TN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.15%. Rates were last updated on 03/26/2026.

First Commerce Bank Lewisburg, TN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Commerce Bank Lewisburg, TN? Share your experience about First Commerce Bank Lewisburg, TN by leaving a review below, or read customer reviews before you decide to use First Commerce Bank Lewisburg, TN.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.15%
Excellent Lower than avg
First Commerce Bank Lewisburg, TN
500 N Ellington Pkwy
Lewisburg, TN 37091
https://www.firstcommercebank.net
Member FDIC

First Commerce Bank Lewisburg, TN CD Rates

Product Rate APY Term View More
3 Month Certificates of Deposit (Regular & IRAs) 3.25% 3.29% 3
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
6 Month Certificates of Deposit (Regular & IRAs) 3.15% 3.17% 6
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
12 Month Certificates of Deposit (Regular & IRAs) 3.00% 3.00% 12
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
18 Month Certificates of Deposit (Regular & IRAs) 2.85% 2.85% 18
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
24 Month Certificates of Deposit (Regular & IRAs) 2.75% 2.75% 24
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
36 Month Certificates of Deposit (Regular & IRAs) 2.50% 2.50% 36
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
48 Month Certificates of Deposit (Regular & IRAs) 2.50% 2.50% 48
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
60 Month Certificates of Deposit (Regular & IRAs) 2.50% 2.50% 60
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%

First Commerce Bank Lewisburg, TN Savings Rates

Product Rate APY View More
Christmas Savings 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
President's Club 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Regular Savings 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%

First Commerce Bank Lewisburg, TN Money Market Rates

Product Rate APY View More
Rate Climber Money Market 0.15% 0.15%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Rate Climber Money Market 0.10% 0.10%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%
Rate Climber Money Market 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%

First Commerce Bank Lewisburg, TN Checking Rates

Product Rate APY View More
Business Interest Checking 0.05% 0.05%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.15%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Commerce Bank Lewisburg, TN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Commerce Bank Lewisburg, TN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Commerce Bank Lewisburg, TN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Commerce Bank Lewisburg, TN
Bank Holding Company FIRST COMMERCE BCORP INC
Address 500 N Ellington Pkwy, Lewisburg, TN 37091  ·  Marshall
FDIC Certificate # 57465
Established 12/02/2002
FDIC Insurance Date 12/02/2002
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.15%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6872%
Return on Equity (ROE) 19.6700%
Non-Performing Loans (NPL) 0.01%
Total Assets $892,579,000
Total Deposits $787,263,000
Equity Capital $94,928,000
Net Income $15,532,000
Headquarters Lewisburg
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About First Commerce Bank Lewisburg, TN

Is First Commerce Bank Lewisburg, TN a safe place to deposit money?

Yes, First Commerce Bank Lewisburg, TN is considered a safe financial institution. With a Texas Ratio of 0.14823824546733%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First Commerce Bank Lewisburg, TN operate?

First Commerce Bank Lewisburg, TN currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Commerce Bank Lewisburg, TN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Commerce Bank Lewisburg, TN provides members with tools to manage their accounts and build a solid financial history.

Does First Commerce Bank Lewisburg, TN offer online and mobile banking?

Most modern institutions like First Commerce Bank Lewisburg, TN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstcommercebank.net.

Current First Commerce Bank Lewisburg, TN Rates

  • 12-Month CD3.00%
  • 18-Month CD2.85%
  • 24-Month CD2.75%
  • 36-Month CD2.50%
  • 48-Month CD2.50%
  • 60-Month CD2.50%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.