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Fifth District Savings Bank Rates & Review April 2026

Fifth District Savings Bank's 7-Months 7-Month Certificate Account rates are at 3.55%, 3-Months 3-Month Certificate Account rates are at 3.50%, 6-Months 6-Month Certificate Account rates are at 3.50%, 9-Months 9-Month Certificate Account rates are at 3.45%, 1 Year Certificate Account rates are at 3.35%. Fifth District Savings Bank's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Fifth District Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.43%. Rates were last updated on 04/11/2026.

Fifth District Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fifth District Savings Bank? Share your experience about Fifth District Savings Bank by leaving a review below, or read customer reviews before you decide to use Fifth District Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.43%
Excellent Lower than avg
Fifth District Savings Bank
4000 General Degaulle Dr
New Orleans, LA 70114
https://www.fifthdistrict.com
Member FDIC

Fifth District Savings Bank CD Rates

Product Rate APY Term View More
7 month Certificate Account 3.49% 3.55% 7 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
3 month Certificate Account 3.44% 3.50% 3 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
6 month Certificate Account 3.44% 3.50% 6 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
9 month Certificate Account 3.39% 3.45% 9 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
1 Year Certificate Account 3.30% 3.35% 1 Year
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
1 1/2 Years Certificate Account 2.96% 3.00% 1 1/2 Years
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
1 Year Step Certificate Account 2.86% 2.90% 1 Year Step
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
2 Year Step Certificate Account 2.47% 2.50% 2 Year Step
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
2 1/2 Years Certificate Account 2.23% 2.25% 2 1/2 Years
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
3 Years Certificate Account 1.98% 2.00% 3 Years
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
4 Years Certificate Account 1.98% 2.00% 4 Years
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
5 Years Certificate Account 1.98% 2.00% 5 Years
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
7 Years Certificate Account 1.98% 2.00% 7 Years
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%

Fifth District Savings Bank Savings Rates

Product Rate APY View More
Fifth Savings 0.10% 0.10%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%

Fifth District Savings Bank Checking Rates

Product Rate APY View More
Premium Interest Checking 0.05% 0.05%
Min Balance $1,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
Easy Interest Checking 0.02% 0.02%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
Fabulous 50 Checking 0.02% 0.02%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%
Premium Interest Checking 0.02% 0.02%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.43%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fifth District Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fifth District Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fifth District Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fifth District Savings Bank
Bank Holding Company FIFTH DISTRICT BCORP INC
Address 4000 General Degaulle Dr, New Orleans, LA 70114  ·  Orleans
FDIC Certificate # 27697
Established 01/01/1926
FDIC Insurance Date 08/09/1989
Domestic Offices 7
Total Branches 7
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.43%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1734%
Return on Equity (ROE) 1.0800%
Non-Performing Loans (NPL) 0.05%
Total Assets $534,239,000
Total Deposits $418,508,000
Equity Capital $110,584,000
Net Income $4,235,000
Headquarters New Orleans
Total Offices 7
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Fifth District Savings Bank

Is Fifth District Savings Bank a safe place to deposit money?

Yes, Fifth District Savings Bank is considered a safe financial institution. With a Texas Ratio of 0.42883479840757%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Fifth District Savings Bank operate?

Fifth District Savings Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fifth District Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fifth District Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Fifth District Savings Bank offer online and mobile banking?

Most modern institutions like Fifth District Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fifthdistrict.com.

Current Fifth District Savings Bank Rates

  • 12-Month CD2.90%
  • 24-Month CD2.25%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • 60-Month CD2.00%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.