☰

Home›
Banks›
HarborOne Bank

iAdvertiser Disclosure

HarborOne Bank Rates & Review March 2026

Q: How many branches does HarborOne Bank operate?

HarborOne Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, HarborOne Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, HarborOne Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 20, 2026

HarborOne Bank's 4-Month Featured CD rates are at 3.95%. MonitorBankRates evaluates the financial stability of HarborOne Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.37%. Rates were last updated on 03/20/2026.

HarborOne Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HarborOne Bank? Share your experience about HarborOne Bank by leaving a review below, or read customer reviews before you decide to use HarborOne Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.37%

Excellent Lower than avg

HarborOne Bank

68 Legion Pkwy
Brockton, MA 02301

https://www.harborone.com

HarborOne Bank CD Rates

Product	Rate	APY	Term	View More
4-Month Featured CD	-	3.95%	4
Details A smart, short-term way to grow your savings with a guaranteed return. Last Updated 03/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for HarborOne Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather HarborOne Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with HarborOne Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name HarborOne Bank

Bank Holding Company HARBORONE BCORP INC

Address 68 Legion Pkwy, Brockton, MA 02301 · Plymouth

Website https://www.harborone.com

FDIC Certificate # 59070

Established 07/01/2013

FDIC Insurance Date 07/01/2013

Domestic Offices 33

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.37%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5855%

Return on Equity (ROE) 5.8500%

Non-Performing Loans (NPL) 0.33%

Total Assets $5,627,193,000

Total Deposits $4,459,068,000

Equity Capital $544,568,000

Net Income $18,819,000

Headquarters Brockton

Total Offices 33

Source: FDIC | Last Updated 09/30/2025

Customer Reviews

There are no reviews for HarborOne Bank yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for HarborOne Bank

Frequently Asked Questions About HarborOne Bank

Is HarborOne Bank a safe place to deposit money?

Yes, HarborOne Bank is considered a safe financial institution. With a Texas Ratio of 3.371730455434%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does HarborOne Bank operate?

HarborOne Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, HarborOne Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, HarborOne Bank provides members with tools to manage their accounts and build a solid financial history.

Does HarborOne Bank offer online and mobile banking?

Most modern institutions like HarborOne Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.harborone.com.