First Community Bank of the Ozarks Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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To see how these rates compare to First Community Bank of the Ozarks CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Community Bank of the Ozarks, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Community Bank of the Ozarks CD rates. You can also compare First Community Bank of the Ozarks savings rates, MMA rates and mortgage rates using our other rate lists. First Community Bank of the Ozarks money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Community Bank of the Ozarks? Share your experience about First Community Bank of the Ozarks by leaving a review below, or read customer reviews before you decide to use First Community Bank of the Ozarks. First Community Bank of the Ozarks Texas RatioFirst Community Bank of the Ozarks's Texas Ratio is at 0.50%, which is considered excellent. The Texas Ratio for First Community Bank of the Ozarks is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
First Community Bank of the Ozarks has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First Community Bank of the Ozarks is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Compare First Community Bank of the Ozarks Rates with Other Competitive Bank and Credit Union Rates
America First Federal Credit Union
24-Month CD
4.05%
$500
My eBanc, a division of Bradesco Bank
eRelationship Savings
3.90%
$25,000
Prime Alliance Bank
18-Month CD
3.80%
$500
State Bank of Southern Utah
48-Month CD
3.80%
$500
Citizens Savings Bank Spillville, IA
48-Month CD
3.65%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
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Our apologies, we do not have First Community Bank of the Ozarks rate data right now, check back for updates, we are adding rates all the time. Bank Profile & OverviewFirst Community Bank of the Ozarks
931 State Highway 248Branson, MO 65616 Taney Established Date: 10/01/1993 FDIC Certificate #: 33832 Date of FDIC Deposit Insurance: 10/01/1993 Bank Holding Company: ALTON BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.fcboz.com
Is First Community Bank of the Ozarks FDIC Insured? Yes
What is First Community Bank of the Ozarks's Cert number? 33832
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$182,625,000
Total Deposits:
$147,868,000
Equity Capital:
$9,564,000
Net Income:
$206,000
Return on Assets (ROA):
0.4669%
Return on Equity (ROE):
8.3700%
Headquarters:
Branson
Regulator:
FDIC
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for First Community Bank of the Ozarks yet. Feel free to create one below.
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Frequently Asked Questions About First Community Bank of the OzarksHow do I open an account at First Community Bank of the Ozarks?You can typically open an account at First Community Bank of the Ozarks by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First Community Bank of the Ozarks provides a range of mortgage and home equity products. Is First Community Bank of the Ozarks a safe place to deposit money?Yes, First Community Bank of the Ozarks is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First Community Bank of the Ozarks offer online and mobile banking?Most modern institutions like First Community Bank of the Ozarks provide digital access including online balance checks and transfers. Compare to other Banks |
12-month CD rates can be found at 3.00%, 6-month CD rates at 1.10% and 3-month CD rates at 0.15%. Savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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