Bank Plus CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 0.10% and 3-month CD rates at 3.00%. Current savings rates are at 0.65% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.69%. Credit Card rates are at 14.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. Bank Plus's 12-Month CD rates are at 2.25%, 24-Month CD rates are at 1.61%, 36-Month CD rates are at 1.51%, 48-Month CD rates are at 1.25%. Bank Plus's savings rates are at 0.05%. Bank Plus's money market rates are at 0.25%.

Bank Plus

To see how these rates compare to Bank Plus CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank Plus, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank Plus CD rates. You can also compare Bank Plus savings rates, MMA rates and mortgage rates using our other rate lists.

Bank Plus money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank Plus? Share your experience about Bank Plus by leaving a review below, or read customer reviews before you decide to use Bank Plus.

Bank Plus Texas Ratio

Bank Plus's Texas Ratio is at 20.22%, which is considered excellent. The Texas Ratio for Bank Plus is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank Plus is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
N/A
24-Month CD
1.61%
36-Month CD
1.51%
48-Month CD
1.25%
60-Month CD
N/A
Savings
0.05%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank Plus
1202 Central Ave
Estherville, IA 51334
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bank Plus CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank Plus
Bank Plus
Kasasa Checking
3.06%
$0
Bank Plus
Bank Plus
12-Month CD
2.25%
$1,000
Bank Plus
Bank Plus
24-Month CD
1.61%
$1,000
Bank Plus
Bank Plus
36-Month CD
1.51%
$1,000
Bank Plus
Bank Plus
48-Month CD
1.25%
$1,000
Bank Plus
Bank Plus
Money Market
0.25%
$2,000
Bank Plus
Bank Plus
Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank Plus Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD
4.27%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
36-Month CD
4.00%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
12-Month CD
4.00%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
3.85%
$1,500
CNB Bank Direct
CNB Bank Direct
High Yield Savings
3.80%
$100
BankNewport
BankNewport
24-Month CD
3.75%
$1,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
6-Month CD
3.75%
$5,000
Marion County State Bank
Marion County State Bank
18-Month CD
3.50%
$1,000
Reliance Bank
Reliance Bank
18-Month CD
3.46%
$500
GreenLeaf Bank
GreenLeaf Bank
48-Month CD
3.35%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
24-Month CD
3.34%
$1,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
48-Month CD
3.30%
$500
Touchmark Bank
Touchmark Bank
48-Month CD
3.15%
$1,000
First National Bank of Michigan
First National Bank of Michigan
24-Month CD
3.04%
$0
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
60-Month CD
3.00%
$10,000
National Bank of Malvern
National Bank of Malvern
48-Month CD
3.00%
$2,500
Bank of Brenham
Bank of Brenham
18-Month CD
3.00%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
36-Month CD (Super Jumbo)
2.88%
$225,000
Investment Savings Bank
Investment Savings Bank
30-Month CD
2.77%
$500
Mercer County State Bank
60-Month CD (IRA)
2.71%
$50
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
Superior National Bank
Superior National Bank
12-Month CD
2.50%
$500
F&M Bank & Trust
F&M Bank & Trust
24-Month CD
2.31%
$2,500
FNB Community Bank
FNB Community Bank
48-Month CD
2.27%
$1,000
Bank of Wolcott
Bank of Wolcott
48-Month CD
2.25%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
60-Month CD
2.22%
$500
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD (FLEX)
2.02%
$1,000
Live Oak Bank
Live Oak Bank
36-Month CD
2.00%
$2,500
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
2.00%
$100
FirsTier Bank
FirsTier Bank
Money Market
2.00%
$100,000
State Bank of Southern Utah
State Bank of Southern Utah
Money Market
1.76%
$500
WSB Municipal Bank
WSB Municipal Bank
18-Month CD
1.53%
$500
Piedmont FSB
Piedmont FSB
12-Month CD
1.25%
$500
Penn Community Bank
Penn Community Bank
36-Month CD
1.00%
$500
Sugar River Bank
Sugar River Bank
60-Month CD
0.65%
$500
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Clinton Savings Bank
Clinton Savings Bank
48-Month CD
0.50%
$10
Savings Bank of Walpole
Savings Bank of Walpole
60-Month CD
0.45%
$500
Bank of Pontiac
Bank of Pontiac
18-Month CD
0.45%
$500
USB Union Savings Bank
USB Union Savings Bank
24-Month CD
0.40%
$1,000
Henderson FSB
Henderson FSB
Statement Savings
0.30%
$0
VisionBank Of Iowa
VisionBank Of Iowa
Savings
0.30%
$100
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Money Market
0.25%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
12-Month CD
0.25%
$1,000
North Country Savings Bank
North Country Savings Bank
48-Month CD
0.25%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
12-Month CD
0.25%
$500
Global Bank
Global Bank
Savings
0.20%
$1
Petefish, Skiles & Co. Bank
Regular Savings
0.20%
$0
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
Statement Savings
0.15%
$0
Westfield Bank
Westfield Bank
12-Month CD
0.10%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank Plus Information

Bank Plus
1202 Central Ave
Estherville, IA 51334
Emmet
Established Date: 03/01/1947
FDIC Certificate #: 16547
Date of FDIC Deposit Insurance: 03/01/1947
Bank Holding Company: SWEA CITY BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Bank Plus FDIC Insured? Yes
What is Bank Plus's Cert number? 16547
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank Plus Financials

Total Assets:
$163,212,000
Total Deposits:
$121,932,000
Equity Capital:
$15,422,000
Domestic Deposits:
$121,932,000
Net Income:
$298,000
Return on Assets:
0.8992%
Quarterly Return on Assets:
0.7300%
Pretax Return on Assets:
0.7547%
Pretax Quarterly Return on Assets:
0.7500%
Return on Equity:
9.6200%
Quarterly Return on Equity:
7.7700%
Common Equity Tier 1 Capital Ratio:
9.7533%
Tier 1 Risk-Based Capital Ratio:
9.7533%
Leverage Tier 1 (Core Capital) Ratio:
8.7058%
Total Risk-Based Capital Ratio (YTD):
10.9599%
Total Interest Income (YTD):
4.9560%
 
 
Headquarters:
Estherville
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Emmet
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Fidelity Homestead Savings Bank CD Rates

Fidelity Homestead Savings Bank of New Orleans, LA, is advertising some of the best CD rates currently available from any bank or credit union. Fidelity Homestead Savings Bank is offering regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit.Looking for the highest bank CD rates and credit union CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest CD interest rates in your area.The bank is also advertising their Plus certificates of deposit and an 18 month variable CD rate IRA certificate of deposit. The current 18 month variable IRA CD rate is 1.83 percent with an annual percentage yield (APY) of 1.85 percent. The minimum opening deposit is $100.     Read more...

Explore Other Rate Deals

Long term home mortgage rates are unchanged today after runing up all last week. Mortgage rates and refinance rates will head down this coming week because the fed is buying Treasuries to force interest rates lower. Current 30 year home conforming mortgage rates are averaging 4.38 percent, unchanged from yesterday’s average 30 year home mortgage rate. 30 year home mortgage rates today in Nevada are averaging 4.44 percent. Today's 15 year conventional home mortgage rates are averaging 3.78 percent, unchanged from Saturday's average 15 year mortgage loan rate. 15 year mortgage rates in Mississippi are lower averaging 3.74 percent.  
2016 will be a better year for deposit rates after many years of watching rates decline to historic lows. The Fed will most likely increase the fed funds rate at least 3 or 4 times in 2016, on top of the 1 rate increase in 2015. While banks and credit unions haven't increased rates yet, it's only a matter of time before they do.

Bank or Credit Union Offers and Deals

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Current Mortgage Rates September 18, 2009
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Initial Jobless Claims Drop More than Expected as CD Rates Hold Steady
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Alternative Bank and Credit Union Offers to Explore

29.00% APY Leap Year CD Special at Motion Federal Credit Union
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Fixed Mortgage Rates and Adjustable Mortgage Rates Higher 3-31: 30 Year Mortgage Rates at 4.86%
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Auto Loan: Current Auto Loan Rates
BMO Harris Bank CD Rates
Mortgage Rates Would Rise if Fannie and Freddie are Ended
New Credit Card Regulations?
Mortgage Rates Fall and Applications Rise

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