First County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 4.00% and 3-month CD rates at 0.08%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.03%. Credit Card rates are at 8.90%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. First County Bank's 36-Month CD rates are at 3.50%, 24-Month CD rates are at 3.25%, 18-Month CD rates are at 3.00%, 6-Month CD rates are at 2.75%, 60-Month CD rates are at 0.55%. First County Bank's savings rates are at 0.01%. First County Bank's money market rates are at 0.01%.

First County Bank

To see how these rates compare to First County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First County Bank CD rates. You can also compare First County Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First County Bank? Share your experience about First County Bank by leaving a review below, or read customer reviews before you decide to use First County Bank.

First County Bank Texas Ratio

First County Bank's Texas Ratio is at 2.28%, which is considered excellent. The Texas Ratio for First County Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First County Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.15%

2.56%

18-Month CD

3.00%

2.29%

24-Month CD

3.25%

2.29%

36-Month CD

3.50%

2.20%

48-Month CD

0.50%

2.14%

60-Month CD

0.55%

2.26%

Savings

0.01%

0.65%

MMA

0.01%

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First County Bank

117 Prospect St
Stamford, CT 06901

https://www.firstcountybank.com

MonitorBankRates' Rating

5/5

★★★★★

Review First County Bank

First County Bank CD Rates and Interest Rates

First County Bank

36-Month CD

3.50%

$1,000

First County Bank

24-Month CD

3.25%

$1,000

First County Bank

18-Month CD

3.00%

$1,000

First County Bank

6-Month CD

2.75%

$1,000

First County Bank

High Yield Checking

2.22%

First County Bank

60-Month CD

0.55%

$1,000

First County Bank

48-Month CD

0.50%

$1,000

First County Bank

12-Month CD

0.15%

$1,000

First County Bank

3-Month CD

0.05%

$1,000

First County Bank

Savings

0.01%

First County Bank

Money Market

0.01%

First County Bank

Business Money Market

0.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First County Bank Rates with Other Competitive Bank and Credit Union Rates

Manasquan Bank

60-Month CD

4.25%

$500

First Resource Bank Exton, PA

6-Month CD

4.15%

$500

NASA Federal Credit Union

36-Month CD

4.05%

$1,000

Gunnison S&L

48-Month CD

3.83%

$500

First National Bank of Ava

12-Month CD

3.80%

$500

F&M Bank of Hutsonville

Platinum Money Market

3.56%

$500,000

Milton Savings Bank

18-Month CD

3.50%

$500

Wayne Bank and Trust Co.

48-Month CD

3.23%

$1,000

First Shore Federal S&L

48-Month CD

3.00%

$500

Platte Valley Bank North Bend, NE

60-Month CD

2.75%

$500

Cleveland State Bank

36-Month CD

2.52%

$1,000

First State B&T Williston, ND

60-Month CD

2.40%

$500

Thumb Bank and Trust

12-Month CD

2.27%

$500

FSB of Wyoming

36-Month CD

2.02%

$2,000

Citizens Savings Bank Spillville, IA

Money Market Hi-Fi

2.00%

$750,000

Hilltop National Bank

48-Month CD

1.91%

$1,000

First Commerce Bank (NJ)

Premier Business Money Market

1.75%

$10,000

Home Loan SB

60-Month CD

1.50%

$500

Bank of Sun Prairie

84-Month CD

1.40%

$500

Clay County Savings Bank

18-Month CD

1.28%

$500

Round Top State Bank

60-Month CD

1.25%

$1,000

Federation Bank

60-Month CD

1.10%

$500

William Penn Bank

24-Month CD

1.01%

$500

CNB Clinton National Bank

48-Month CD

0.70%

$500

First National Bank in Trinidad

24-Month CD

0.70%

$1,000

Presence Bank

48-Month CD

0.65%

$250

Farmers State Bank of Alto Pass, Ill.

24-Month CD

0.40%

$1,000

FCN Bank, N.A.

Platinum Money Market

0.40%

$100,000

UCB Milford, IA

Passbook Savings

0.35%

Unity Bank

60-Month CD

0.35%

$1,000

Oxford Bank

60-Month CD

0.29%

$500

Lindell Bank & Trust Company

Savings

0.25%

Mascoma Bank

18-Month CD

0.25%

$500

North Valley Bank Zanesville, OH

Money Market

0.25%

$1,000

TTNB Turbotville Bank

Statement Savings

0.20%

$10

Jones Bank

Money Market Plus

0.15%

Better Banks

Better Savings

0.10%

Gorham Savings Bank

Statement Savings

0.10%

$25

First Secure Bank and Trust Co.

3-Month CD

0.10%

$1,000

Hometown National Bank

Community Now Checking

0.10%

$200

Collinsville Building and Loan Association

Statement Savings

0.10%

First Nations Bank

6-Month CD

0.05%

$1,000

Phelps County Bank

Personal Savings

0.05%

$25

TrustCo Bank

Money Market

0.05%

$2,500

Busey Bank

36-Month CD

0.05%

$1,000

Busey Bank

48-Month CD

0.05%

$1,000

Superior National Bank

Superior Savings

0.05%

$100

Abington Bank

3-Month CD

0.05%

$1,000

Union Bank, Inc.

Money Market

0.03%

$2,500

Savings Bank Wakefield, MA

Money Market

0.03%

$2,500

Disclaimer

Mortgage Rates March 20, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First County Bank Information

First County Bank

117 Prospect St
Stamford, CT 06901
Greater Bridgeport
Established Date: 06/20/1851
FDIC Certificate #: 18204
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 15

How Many Branches are There? 14

Website: https://www.firstcountybank.com

Is First County Bank FDIC Insured? Yes

What is First County Bank's Cert number? 18204

What is the maximum amount for insured deposits? $250,000 per holder, per account

First County Bank Financials

Total Assets:

$2,263,094,000

Total Deposits:

$1,677,964,000

Equity Capital:

$160,399,000

Domestic Deposits:

$1,677,964,000

Net Income:

$1,363,000

Return on Assets:

0.5172%

Quarterly Return on Assets:

0.2400%

Pretax Return on Assets:

0.2894%

Pretax Quarterly Return on Assets:

0.2900%

Return on Equity:

7.4800%

Quarterly Return on Equity:

3.4300%

Common Equity Tier 1 Capital Ratio:

13.5009%

Tier 1 Risk-Based Capital Ratio:

13.5009%

Leverage Tier 1 (Core Capital) Ratio:

9.5518%

Total Risk-Based Capital Ratio (YTD):

14.6001%

Total Interest Income (YTD):

4.1557%

Headquarters:

Stamford

FDIC Field Office:

Windsor

Regulator:

FDIC

County:

Greater Bridgeport

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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First County Bank CD Rates

First County Bank, based in Stamford, Connecticut, is advertising certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. Regular certificates of deposit are available in terms ranging between 2 months and 5 years. The minimum deposit to open a regular certificate of deposit and obtain the APY is $1,000. IRA certificates of deposit are available in terms of 12 months, 30 months and 60 months. IRA CD accounts have a minimum of $500.Looking for the highest bank CD rates and credit union CD rates? Use our CD rate tables to find the highest CD rates in your area. CDRates.MonitorBankRates.com.First County Bank's best CD rate is on their 5 year CD. Their current CD Rate is 2.72 percent with an annual percentage yield of 2.75 percent for 5 year regular CDs and 5 year IRA CDs. Read more...

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