First County Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First County Bank's CD 3-Month rates are at 4.00%, CD 18-Month No Penalty rates are at 3.65%, CD 11-Month No Penalty rates are at 3.50%, CD 36-Month rates are at 3.25%, 1 Year IRA CD rates are at 3.15%. First County Bank's savings rates are at 0.01%. First County Bank's money market rates are at 0.01%. First County Bank's 20 Year Fixed Rate Mortgage rates are at 5.50%, 15 Year Fixed Rate Mortgage rates are at 5.50%, 30-Year Fixed Mortgage rates are at 5.99%, 10 Year/6 Month Adjustable Rate Mortgage rates are at 6.00%, 7 Year/6 Month Adjustable Rate Mortgage rates are at 5.88%.
Rate Updates and AvailabilityFirst County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First County Bank? Share your experience about First County Bank by leaving a review below, or read customer reviews before you decide to use First County Bank. First County Bank Texas RatioFirst County Bank's Texas Ratio is at 2.28%, which is considered excellent. The Texas Ratio for First County Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
First County Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First County Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
First County Bank CD Rates
First County Bank Savings Rates
First County Bank Money Market Rates
First County Bank Checking Rates
First County Bank Mortgage Rates
First County Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First County Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First County Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First County Bank's official website for the most current offers and terms.
Bank Profile & OverviewFirst County Bank
117 Prospect StStamford, CT 06901 Greater Bridgeport Established Date: 06/20/1851 FDIC Certificate #: 18204 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 15 How Many Branches are There? 14 Website: https://www.firstcountybank.com
Is First County Bank FDIC Insured? Yes
What is First County Bank's Cert number? 18204
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$2,263,094,000
Total Deposits:
$1,677,964,000
Equity Capital:
$160,399,000
Net Income:
$1,363,000
Return on Assets (ROA):
0.5172%
Return on Equity (ROE):
7.4800%
Headquarters:
Stamford
Regulator:
FDIC
# of Offices:
15
Source: FDIC | Last Updated 03/31/2024
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Add Your Rating and Review for First County Bank
Frequently Asked Questions About First County BankHow do I open an account at First County Bank?You can typically open an account at First County Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First County Bank provides a range of mortgage and home equity products. Is First County Bank a safe place to deposit money?Yes, First County Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First County Bank offer online and mobile banking?Most modern institutions like First County Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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