FSB of Cando Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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FSB of Cando's Certificates of Deposit rates are at 3.65%, Certificates of Deposit rates are at 3.60%, Certificates of Deposit rates are at 3.50%, Certificates of Deposit rates are at 3.40%, Certificates of Deposit rates are at 3.33%. FSB of Cando's savings rates are at 0.20%.
Rate Updates and AvailabilityFSB of Cando money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Cando? Share your experience about FSB of Cando by leaving a review below, or read customer reviews before you decide to use FSB of Cando. FSB of Cando Texas RatioFSB of Cando's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for FSB of Cando is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
FSB of Cando has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, FSB of Cando is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
FSB of Cando CD Rates
FSB of Cando Savings Rates
FSB of Cando Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for FSB of Cando is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather FSB of Cando rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FSB of Cando's official website for the most current offers and terms.
Bank Profile & OverviewFSB of Cando
415 Main StCando, ND 58324 Towner Established Date: 01/01/1888 FDIC Certificate #: 15471 Date of FDIC Deposit Insurance: 01/01/1937 Bank Holding Company: CANDO HOLDING CO INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.fsbcando.com
Is FSB of Cando FDIC Insured? Yes
What is FSB of Cando's Cert number? 15471
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$72,106,000
Total Deposits:
$62,020,000
Equity Capital:
$4,154,000
Net Income:
$85,000
Return on Assets (ROA):
0.9568%
Return on Equity (ROE):
21.3400%
Headquarters:
Cando
Regulator:
FDIC
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About FSB of CandoHow do I open an account at FSB of Cando?You can typically open an account at FSB of Cando by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, FSB of Cando provides a range of mortgage and home equity products. Is FSB of Cando a safe place to deposit money?Yes, FSB of Cando is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does FSB of Cando offer online and mobile banking?Most modern institutions like FSB of Cando provide digital access including online balance checks and transfers. Compare to other Banks |
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