What are the current interest rates at First Federal S&L of Greensburg?

Current rates for First Federal S&L of Greensburg include: Savings: 0.10%, MMA: 0.10%

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First Federal S&L of Greensburg

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First Federal S&L of Greensburg Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Federal S&L of Greensburg provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

First Federal S&L of Greensburg's CDR Savings rates are at 2.26%, CDR IRA Savings rates are at 2.25%, CDR Savings rates are at 2.25%. First Federal S&L of Greensburg's savings rates are at 0.10%. First Federal S&L of Greensburg's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of First Federal S&L of Greensburg with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.81%. Rates last updated and verified on 09/19/2026.

First Federal S&L of Greensburg money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal S&L of Greensburg? Share your experience about First Federal S&L of Greensburg by leaving a review below, or read customer reviews before you decide to use First Federal S&L of Greensburg.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.81%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

First Federal S&L of Greensburg

212 N Franklin St
Greensburg, IN 47240

https://www.ffsg.net/

First Federal S&L of Greensburg Savings Rates

Product	Rate	APY
CDR Savings	1.20%	2.26%
Min Deposit $10 Min Balance $250,000 Details Balance: greater than $250,000; Tier 2 - An interest rate of 1.20% will be paid only for that portion of your daily balance that is greater than $250,000. The annual percentage yield for this tier will range from 1.73% to 2.26%, depending on the balance in the account. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
CDR IRA Savings	2.23%	2.25%
Min Deposit $10 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
CDR Savings	2.23%	2.25%
Min Deposit $10 Min Balance $250,000 Details Balance: $250,000 or less; Tier 2 - An interest rate of 1.20% will be paid only for that portion of your daily balance that is greater than $250,000. The annual percentage yield for this tier will range from 1.73% to 2.26%, depending on the balance in the account. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
(KISS) - Keep It Simple Savings	0.10%	0.10%
Min Deposit $50 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Health Savings Account	0.10%	0.10%
Min Deposit $10 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
KISS Shelby Savings	0.10%	0.10%
Min Deposit $50 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Statement Savings	0.10%	0.10%
Min Deposit $10 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Christmas Club	0.01%	0.01%
Min Deposit $1 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

First Federal S&L of Greensburg Money Market Rates

Product	Rate	APY
Hometown IRA Money Market	0.35%	0.35%
Min Deposit $50 Min Balance $250,000 Details Published APY range: 0.35% to 0.40%. Balance: $249,999.99 and over; The disclosed APY is based on a balance of $500,000. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Hometown Money Market	0.35%	0.35%
Min Deposit $50 Min Balance $250,000 Details Published APY range: 0.35% to 0.40%. Balance: $249,999.99 and over; The disclosed APY is based on a balance of $500,000. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Money Market	0.10%	0.10%
Min Deposit $50 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

First Federal S&L of Greensburg Checking Rates

Product	Rate	APY
Angie's Choice Checking	0.10%	0.10%
Min Deposit $50 Details Angie's Choice will rebate up to $20.00 in ATM Surcharges if the customer has used their ATM or Debit Card at least one time at either a ATM Machine or Merchant - (POS transaction -Pinned or Signature) during the cycle period. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Checking	0.10%	0.10%
Min Deposit $50 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Rewards Shelby Checking	0.10%	0.10%
Min Deposit $50 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

First Federal S&L of Greensburg Other Rates

Product	Rate	Points	APY/APR
NOW Account	0.10%	-	0.10%
Min Deposit $50 Min Balance $600 Details Otherwise no interest is paid. Basic Checking NOW Account has a monthly maintenance fee of $7.50 will be assessed if a minimum balance of $600.00 is not maintained. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Prime Rewards	0.10%	-	0.10%
Min Deposit $50 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Public Fund	2.63%	-	2.66%
Details Subject to prior approval by First Federal's Board of Directors. Depositors must be domiciled in Shelby, Decatur or contiguous counties excluding Marion. See the Truth in Savings disclosure for each account for the complete terms and conditions. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

First Federal S&L of Greensburg’s Texas Ratio fell from 11.52% in Q3 2023 to 5.81% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$159M	5.81%	5.0	A+
March 31, 2026	$146M	5.60%	5.0	A+
December 31, 2025	$151M	5.20%	5.0	A+
September 30, 2025	$146M	5.60%	5.0	A+
June 30, 2025	$152M	7.06%	5.0	A
March 31, 2025	$149M	4.93%	5.0	A+
December 31, 2024	$158M	7.17%	5.0	A
September 30, 2024	$159M	7.87%	5.0	A
June 30, 2024	$169M	9.62%	5.0	A
March 31, 2024	$164M	9.95%	5.0	A
December 31, 2023	$179M	10.15%	5.0	A
September 30, 2023	$178M	11.52%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Federal S&L of Greensburg is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Federal S&L of Greensburg rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Federal S&L of Greensburg's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Federal S&L of Greensburg

FDIC Certificate # 30058

Address 212 N Franklin St, Greensburg, IN 47240 · Decatur

Website https://www.ffsg.net/

Established 18830101

FDIC Insurance Date 19890809

Domestic Offices 3

Total Branches 3

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.81%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4806%

Return on Equity (ROE) 4.1500%

Non-Performing Loans (NPL) 0.65%

Total Assets $159,477,000

Total Deposits $141,357,000

Equity Capital $17,853,000

Net Income $366,000

Headquarters Greensburg

Total Branches and Offices 3

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

First Federal S&L of Greensburg earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About First Federal S&L of Greensburg

How many branches does First Federal S&L of Greensburg operate?

First Federal S&L of Greensburg currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Federal S&L of Greensburg does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Federal S&L of Greensburg provides members with tools to manage their accounts and build a solid financial history.

Does First Federal S&L of Greensburg offer online and mobile banking?

Most modern institutions like First Federal S&L of Greensburg provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ffsg.net/.