Northern State Bank of Thief River Falls CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Northern State Bank of Thief River FallsToday's 12-month CD rates can be found at 0.05%, 6-month CD rates at 3.94% and 3-month CD rates at 2.27%. Current savings rates are at 0.05% and money market rates are at 3.40%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Northern State Bank of Thief River Falls CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Northern State Bank of Thief River Falls, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Northern State Bank of Thief River Falls CD rates. You can also compare Northern State Bank of Thief River Falls savings rates, MMA rates and mortgage rates using our other rate lists.

Northern State Bank of Thief River Falls money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northern State Bank of Thief River Falls? Share your experience about Northern State Bank of Thief River Falls by leaving a review below, or read customer reviews before you decide to use Northern State Bank of Thief River Falls.

Northern State Bank of Thief River Falls Texas Ratio

Northern State Bank of Thief River Falls's Texas Ratio is at 2.14%, which is considered excellent. The Texas Ratio for Northern State Bank of Thief River Falls is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Northern State Bank of Thief River Falls is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Northern State Bank of Thief River Falls
201 3rd St E
Thief River Falls, MN 56701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Northern State Bank of Thief River Falls Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fox Valley Savings Bank
Fox Valley Savings Bank
Kasasa Checking
5.00%
$50
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
6-Month CD
4.50%
$5,000
Napoleon State Bank
Napoleon State Bank
3-Month CD
4.40%
$1,000
Farmers Bank Greenwood, AR
Farmers Bank Greenwood, AR
Kasasa Checking
4.25%
$250
Golden Belt Bank, FSA
Golden Belt Bank, FSA
12-Month CD
4.25%
$1,000
UniBank
UniBank
3-Month CD
4.00%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
18-Month CD
3.75%
$1,000
Rhinebeck Bank
Rhinebeck Bank
24-Month CD
3.74%
$2,000
Putnam County State Bank
Putnam County State Bank
48-Month CD
3.56%
$500
Garden Plain State Bank
Garden Plain State Bank
36-Month CD
3.55%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
12-Month CD
3.50%
$1,000
Merchants State Bank
Merchants State Bank
18-Month CD
3.50%
$5,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
60-Month CD
3.40%
$1,000
Old Dominion National Bank
Old Dominion National Bank
60-Month CD
3.30%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
Lighthouse Money Market
3.29%
$250,000
S&T Bank
S&T Bank
36-Month CD
3.25%
$500
North Easton SB
North Easton SB
Main Street Money Market
3.15%
$0
First National Bank in Marlow
First National Bank in Marlow
48-Month CD
3.10%
$500
Logansport Savings Bank
Logansport Savings Bank
60-Month CD
3.03%
$1,000
Bell Bank
Bell Bank
18-Month CD
3.02%
$500
Great Midwest Bank
Great Midwest Bank
72-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
36-Month CD
3.00%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
18-Month CD
2.75%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
60-Month CD
2.57%
$500
State Bank & Trust Company
State Bank & Trust Company
60-Month CD
2.52%
$1,000
Bank of Hillsboro
Bank of Hillsboro
24-Month CD
2.12%
$1,000
Collins State Bank
Collins State Bank
12-Month CD
2.00%
$1,000
Kitsap Bank
Kitsap Bank
18-Month CD
1.65%
$5,000
First Bank Waverly, IA
First Bank Waverly, IA
60-Month CD
1.51%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Money Market Now
1.50%
$2,500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
60-Month CD
1.25%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
Money Market
1.20%
$50,000
4U Federal Credit Union
4U Federal Credit Union
Money Market
1.01%
$2,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Statement Savings
1.00%
$100
United Minnesota Bank
United Minnesota Bank
12-Month CD
0.85%
$500
BankOrion
BankOrion
12-Month CD
0.60%
$500
Rondout Savings Bank
Rondout Savings Bank
24-Month CD
0.50%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Blue Chip Savings
0.50%
$100
Blue Foundry Bank
Blue Foundry Bank
36-Month CD
0.50%
$1,000
OBC Bank
OBC Bank
48-Month CD
0.35%
$1,000
Bank of Pensacola
Bank of Pensacola
6-Month CD
0.30%
$0
Delaware NB of Delhi
Delaware NB of Delhi
Money Market
0.30%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
12-Month CD
0.25%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Checking
0.20%
$100
PSB of Plainview
PSB of Plainview
Money Market
0.20%
$2,500
Access Community Credit Union
Access Community Credit Union
Share Savings
0.20%
$5
Southwest Missouri Bank
Southwest Missouri Bank
Regular Savings
0.10%
$100
Shelby County State Bank
Shelby County State Bank
NOW Checking
0.08%
$300
BankPlus
BankPlus
Personal Savings
0.05%
$100
First Seacoast Bank
First Seacoast Bank
Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Northern State Bank of Thief River Falls rate data right now, check back for updates, we are adding rates all the time.

Northern State Bank of Thief River Falls Information

Northern State Bank of Thief River Falls
201 3rd St E
Thief River Falls, MN 56701
Pennington
Established Date: 08/24/1935
FDIC Certificate #: 15286
Date of FDIC Deposit Insurance: 10/02/1935
Bank Holding Company: GATO HOLDINGS INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Northern State Bank of Thief River Falls FDIC Insured? Yes
What is Northern State Bank of Thief River Falls's Cert number? 15286
What is the maximum amount for insured deposits? $250,000 per holder, per account

Northern State Bank of Thief River Falls Financials

Total Assets:
$464,454,000
Total Deposits:
$418,762,000
Equity Capital:
$44,165,000
Domestic Deposits:
$418,762,000
Net Income:
$890,000
Return on Assets:
1.6232%
Quarterly Return on Assets:
0.7600%
Pretax Return on Assets:
1.0476%
Pretax Quarterly Return on Assets:
1.0500%
Return on Equity:
18.7800%
Quarterly Return on Equity:
8.2000%
Common Equity Tier 1 Capital Ratio:
24.4714%
Tier 1 Risk-Based Capital Ratio:
24.4714%
Leverage Tier 1 (Core Capital) Ratio:
9.4237%
Total Risk-Based Capital Ratio (YTD):
25.7242%
Total Interest Income (YTD):
4.5374%
 
 
Headquarters:
Thief River Falls
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Pennington
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Higher mortgage rates and home prices are expected to slow down the price appreciation of homes next year. This isn't a surprise since the double-digit price increases of the past year are just not sustainable. Other factors that will keep a lid on home price increases for the next several years are a high unemployment rate and slow wage gains.
Current Mortgage Rates 30 year Mortgage Rates at 494 15 Year Mortgage Rates at 433Mortgage rates were down in our latest Mortgage Rate Survey. Conforming mortgage rates and jumbo mortgage rates were all down. 15 year jumbo mortgage rates broke through 5.00 percent and are now averaging 4.98 percent. 
On our savings account rate list in Phoenix, Arizona, American Express Bank has the best rate. American Express Bank's current savings rate is 1.29 percent with a savings yield of 1.30 percent. Coming in with the second highest rate on our list is Sallie Mae Bank. Sallie Mae's current savings rate is 1.24 percent with a yield of 1.25 percent.

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