First National B&T Co. of Bottineau CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.22%, 6-month CD rates at 4.20% and 3-month CD rates at 3.29%. Current savings rates are at 0.25% and money market rates are at 1.16%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. First National B&T Co. of Bottineau's 12-Month CD rates are at 4.30%, 6-Month CD rates are at 4.24%, 60-Month CD rates are at 4.14%, 36-Month CD rates are at 3.79%, 30-Month CD rates are at 3.53%. First National B&T Co. of Bottineau's savings rates are at 0.55%. First National B&T Co. of Bottineau's money market rates are at 0.75%.

First National B&T Co. of Bottineau

To see how these rates compare to First National B&T Co. of Bottineau CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National B&T Co. of Bottineau, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National B&T Co. of Bottineau CD rates. You can also compare First National B&T Co. of Bottineau savings rates, MMA rates and mortgage rates using our other rate lists.

First National B&T Co. of Bottineau money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National B&T Co. of Bottineau? Share your experience about First National B&T Co. of Bottineau by leaving a review below, or read customer reviews before you decide to use First National B&T Co. of Bottineau.

First National B&T Co. of Bottineau Texas Ratio

First National B&T Co. of Bottineau's Texas Ratio is at 0.84%, which is considered excellent. The Texas Ratio for First National B&T Co. of Bottineau is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National B&T Co. of Bottineau is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.30%
18-Month CD
3.53%
24-Month CD
3.53%
36-Month CD
3.79%
48-Month CD
N/A
60-Month CD
4.14%
Savings
0.55%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National B&T Co. of Bottineau
424 Main St
Bottineau, ND 58318
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First National B&T Co. of Bottineau CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
12-Month CD
4.30%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
6-Month CD
4.24%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
60-Month CD
4.14%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
36-Month CD
3.79%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
18-Month CD
3.53%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
24-Month CD
3.53%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
30-Month CD
3.53%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
3-Month CD
2.78%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Super NOW Checking
0.55%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National B&T Co. of Bottineau Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ultima Bank Minnesota
Ultima Bank Minnesota
Smart Savings
5.10%
$0
NCF Savings Bank
NCF Savings Bank
10-Month CD
4.90%
$10,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
30-Month CD
4.35%
$1,000
Total Direct Bank
Total Direct Bank
36-Month CD
4.16%
$25,000
NCS Bank
NCS Bank
24-Month CD
3.80%
$1,000
Milton Savings Bank
Milton Savings Bank
12-Month CD
3.75%
$500
Texas Heritage National Bank
Texas Heritage National Bank
18-Month CD
3.61%
$1,000
Beal Bank
Beal Bank
30-Month CD
3.45%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
18-Month CD
3.40%
$1,000
Academy Bank
Academy Bank
24-Month CD
3.29%
$500
Transpecos Banks
Transpecos Banks
12-Month CD
3.25%
$1,000
Financial Partners CU
Financial Partners CU
18-Month CD
3.25%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
36-Month CD
3.03%
$500
Fayetteville Bank
Fayetteville Bank
18-Month CD
3.00%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
3.00%
$2,000
Gate City Bank
Gate City Bank
24-Month CD
3.00%
$1,000
Primebank
Primebank
60-Month CD (Step Up)
3.00%
$1,000
FNB of Dennison
12-Month CD
2.58%
$1,000
Laona State Bank
Laona State Bank
18-Month CD
2.53%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
30-Month CD
2.50%
$500
State Bank of Cherry
48-Month CD
2.47%
$1,000
First Southern State Bank
First Southern State Bank
36-Month CD
2.27%
$500
Black River Country Bank
Black River Country Bank
12-Month CD
2.25%
$1,000
Bank of Vici
Bank of Vici
30-Month CD
2.18%
$1,000
NBT Financial Bank
NBT Financial Bank
Personal Savings
2.07%
$200
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
36-Month CD
2.02%
$100
Phelps County Bank
Phelps County Bank
Ultimate Checking
2.02%
$0
Wakefield Co-operative Bank
Wakefield Co-operative Bank
48-Month CD
2.00%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
60-Month CD
1.85%
$10,000
Table Rock Community Bank
Table Rock Community Bank
60-Month CD
1.56%
$1,000
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
12-Month CD
1.55%
$500
Bank of Easton
Bank of Easton
24-Month CD
1.31%
$500
Home Bank SB
Home Bank SB
36-Month CD
1.00%
$500
First Hope Bank
First Hope Bank
36-Month CD
1.00%
$2,500
North Shore Bank
North Shore Bank
Premier Money Market
1.00%
$0
Fulton Bank
Fulton Bank
18-Month CD
0.95%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
18-Month CD
0.90%
$500
Kitsap Bank
Kitsap Bank
Money Market Plus
0.65%
$100,000
FSB of Rosemount
FSB of Rosemount
Classic Savings
0.60%
$10
cfsbank
cfsbank
60-Month CD
0.55%
$1,000
Benton State Bank
Benton State Bank
Money Market
0.50%
$2,500
National Bank of Coxsackie
National Bank of Coxsackie
36-Month CD
0.35%
$500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
12-Month CD
0.30%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
18-Month CD
0.30%
$500
Oakdale State Bank
Oakdale State Bank
Savings
0.25%
$0
SSB Sherwood State Bank
SSB Sherwood State Bank
30-Month CD
0.25%
$1,000
First Sentinel Bank
First Sentinel Bank
Emerald Money Market
0.10%
$1,000
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
Mauch Chunk Trust Company
Checking Plus
0.05%
$0
Glen Burnie MSB
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National B&T Co. of Bottineau Information

First National B&T Co. of Bottineau
424 Main St
Bottineau, ND 58318
Bottineau
Established Date: 01/01/1906
FDIC Certificate #: 3902
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BOTTINEAU INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is First National B&T Co. of Bottineau FDIC Insured? Yes
What is First National B&T Co. of Bottineau's Cert number? 3902
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National B&T Co. of Bottineau Financials

Total Assets:
$167,566,000
Total Deposits:
$145,974,000
Equity Capital:
$20,199,000
Domestic Deposits:
$145,974,000
Net Income:
$335,000
Return on Assets:
2.6670%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.4716%
Pretax Quarterly Return on Assets:
1.4700%
Return on Equity:
24.1400%
Quarterly Return on Equity:
6.6800%
Leverage Tier 1 (Core Capital) Ratio:
13.8898%
Total Interest Income (YTD):
4.3790%
 
 
Headquarters:
Bottineau
FDIC Field Office:
Fargo
Regulator:
OCC
County:
Bottineau
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

For the first time ever, average 30 year jumbo mortgage rates are lower than 30 year conforming mortgage rates in a recent mortgage survey. The Mortgage Bankers Association released their Weekly Mortgage Applications Survey showing average 30 year jumbo rates at 4.71 percent and average 30 year conforming rates at 4.73 percent.
Some consumers in Arizona who are having financial problems so severe they cannot afford to pay their mortgage bills may soon be able to find some relief.

Garden State Home Loans, based in Cherry Hill, NJ, is offering the lowest 30 year conforming mortgage rate on our rate table today. GSHL is currently advertising 30 year rates at 3.625 percent with 1.125 points. If you don't want to pay points on a mortgage, GSHL is also quoting 30 year rates at 3.75 percent with no points.

Bank or Credit Union Offers and Deals

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Strong Jobs Report Will Nudge Fed to Increase Interest Rates in Q1 2015

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