First Summit Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Summit BankToday's 12-month CD rates can be found at 2.00%, 6-month CD rates at 4.15% and 3-month CD rates at 4.32%. Current savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 15.20%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Summit Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Summit Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Summit Bank CD rates. You can also compare First Summit Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Summit Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Summit Bank? Share your experience about First Summit Bank by leaving a review below, or read customer reviews before you decide to use First Summit Bank.

First Summit Bank Texas Ratio

First Summit Bank's Texas Ratio is at 1.28%, which is considered excellent. The Texas Ratio for First Summit Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Summit Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Summit Bank
527 Washington Street
Ryan, OK 73565
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First Summit Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Communitywide Federal Credit Union
Communitywide Federal Credit Union
6-Month CD
4.65%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
18-Month CD
4.65%
$1,000
EverBank
EverBank
Performance Money Market
4.00%
$10,000
Gainey Business Bank
Gainey Business Bank
Money Market
3.85%
$400,000
Westside State Bank
Westside State Bank
24-Month CD
3.76%
$500
Consumers National Bank
Consumers National Bank
6-Month CD
3.75%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
11-Month CD
3.75%
$1,000
Landmark Credit Union
Landmark Credit Union
24-Month CD
3.75%
$500
Stearns Bank Holdingford
Stearns Bank Holdingford
24-Month CD
3.71%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
36-Month CD
3.50%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
6-Month CD
3.50%
$500
Great Plains State Bank
Great Plains State Bank
24-Month CD
3.40%
$500
Kish Bank
Kish Bank
48-Month CD
3.35%
$2,000
First Bank Hampton
First Bank Hampton
60-Month CD (Jumbo)
3.30%
$100,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
24-Month CD
3.15%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
60-Month CD
3.03%
$1,000
State Bank of Chilton
State Bank of Chilton
12-Month CD
3.02%
$1,000
Third Federal Savings and Loan
Third Federal Savings and Loan
6-Month CD
3.00%
$500
Manasquan Bank
Manasquan Bank
24-Month CD
3.00%
$500
National Bank of Malvern
National Bank of Malvern
48-Month CD
3.00%
$2,500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
12-Month CD
3.00%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
High Yield Savings
3.00%
$10,000
Bank Forward
Bank Forward
12-Month CD
3.00%
$500
Bath Savings Institution
Bath Savings Institution
60-Month CD
2.99%
$500
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
24-Month CD
2.31%
$500
Jones Bank
Jones Bank
60-Month CD
2.25%
$500
FCNB of St. Paris
24-Month CD
2.12%
$1,000
FSB Holton, KS
FSB Holton, KS
24-Month CD
2.01%
$500
Northwest B&T Co.
Northwest B&T Co.
24-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
18-Month CD
1.75%
$1,000
Hocking Valley Bank
Hocking Valley Bank
30-Month CD
1.50%
$1,000
Bank of Stronghurst
Bank of Stronghurst
24-Month CD
1.15%
$500
Bank of Pontiac
Bank of Pontiac
60-Month CD
1.10%
$500
Century Bank of Florida
Century Bank of Florida
Savings
1.00%
$0
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
60-Month CD
0.60%
$1,000
Community National Bank (VT)
Community National Bank (VT)
12-Month CD
0.49%
$2,500
Alliance Bank IN
Alliance Bank IN
Money Market
0.45%
$100,000
Skowhegan Savings Bank
Skowhegan Savings Bank
24-Month CD
0.30%
$500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
24-Month CD
0.25%
$1,000
First Southern State Bank
First Southern State Bank
Savings
0.25%
$0
Oakdale State Bank
Oakdale State Bank
Savings
0.25%
$0
Unity Bank
Unity Bank
36-Month CD
0.25%
$1,000
Community Bank Owatonna
Community Bank Owatonna
Classic Savings
0.20%
$0
Home Loan State Bank
Home Loan State Bank
Legacy Checking
0.20%
$500
PyraMax Bank
PyraMax Bank
18-Month CD (Homebuyers)
0.20%
$100
Cleveland State Bank
Cleveland State Bank
Savings
0.10%
$100
Marion Center Bank
Marion Center Bank
24-Month CD
0.10%
$1,000
Eclipse Bank
Eclipse Bank
Classic Savings
0.10%
$0
Seasons Federal Credit Union
Seasons Federal Credit Union
Money Market
0.05%
$1,500
Bank of Star Valley
Bank of Star Valley
Savings
0.03%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Summit Bank rate data right now, check back for updates, we are adding rates all the time.

First Summit Bank Information

First Summit Bank
527 Washington Street
Ryan, OK 73565
Jefferson
Established Date: 06/01/1894
FDIC Certificate #: 399
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First Summit Bank FDIC Insured? Yes
What is First Summit Bank's Cert number? 399
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Summit Bank Financials

Total Assets:
$28,367,000
Total Deposits:
$24,181,000
Equity Capital:
$4,135,000
Domestic Deposits:
$24,181,000
Net Income:
$29,000
Return on Assets:
0.8504%
Quarterly Return on Assets:
0.4100%
Pretax Return on Assets:
0.4131%
Pretax Quarterly Return on Assets:
0.4100%
Return on Equity:
5.8900%
Quarterly Return on Equity:
2.8200%
Leverage Tier 1 (Core Capital) Ratio:
14.5724%
Total Interest Income (YTD):
6.6819%
 
 
Headquarters:
Ryan
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Jefferson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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