Apple Bank for Savings Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Apple Bank for Savings's 1-Year CD rates are at 3.00%, 6-Month CD rates are at 3.00%, 7-Month CD rates are at 3.00%, 9-Month CD rates are at 3.00%, Key Benefits - 1-Year CD rates are at 3.00%. Apple Bank for Savings's savings rates are at 0.00%. Apple Bank for Savings's money market rates are at 0.01%.
Rate Updates and AvailabilityApple Bank for Savings money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Apple Bank for Savings? Share your experience about Apple Bank for Savings by leaving a review below, or read customer reviews before you decide to use Apple Bank for Savings. Apple Bank for Savings Texas RatioApple Bank for Savings's Texas Ratio is at 1.91%, which is considered excellent. The Texas Ratio for Apple Bank for Savings is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Apple Bank for Savings has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Apple Bank for Savings is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Apple Bank for Savings CD Rates
Apple Bank for Savings Savings Rates
Apple Bank for Savings Money Market Rates
Apple Bank for Savings Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Apple Bank for Savings is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Apple Bank for Savings rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Apple Bank for Savings's official website for the most current offers and terms.
Bank Profile & OverviewApple Bank for Savings
122 E 42nd StNew York, NY 10168 New York Established Date: 04/17/1863 FDIC Certificate #: 16068 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: APPLE FINANCIAL HOLDINGS INC How Many Domestic U.S. Offices? 82 How Many Branches are There? 82 Website: https://www.applebank.com
Is Apple Bank for Savings FDIC Insured? Yes
What is Apple Bank for Savings's Cert number? 16068
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$16,958,370,000
Total Deposits:
$14,810,939,000
Equity Capital:
$1,457,173,000
Net Income:
$-12,267,000
Return on Assets (ROA):
0.7647%
Return on Equity (ROE):
9.6200%
Headquarters:
New York
Regulator:
FDIC
# of Offices:
82
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About Apple Bank for SavingsHow do I open an account at Apple Bank for Savings?You can typically open an account at Apple Bank for Savings by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Apple Bank for Savings provides a range of mortgage and home equity products. Is Apple Bank for Savings a safe place to deposit money?Yes, Apple Bank for Savings is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Apple Bank for Savings offer online and mobile banking?Most modern institutions like Apple Bank for Savings provide digital access including online balance checks and transfers. Compare to other Banks |
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