What are the current interest rates at Apple Bank for Savings?

Current rates for Apple Bank for Savings include: 12-Month CD: 1.50%, 18-Month CD: 1.25%, 24-Month CD: 1.25%, 36-Month CD: 1.25%, 60-Month CD: 1.25%, Savings: 5.00%, MMA: 4.07%

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Apple Bank for Savings

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Apple Bank for Savings Rates & Review November 2026

Q: What CD terms does Apple Bank for Savings offer?

Apple Bank for Savings CD rates are 3.00% APY for a 6 month CD, 3.00% APY for a 7 month CD, 3.00% APY for a 9 month CD, 3.00% APY for a 12 month CD, 1.25% APY for an 18 month CD, 1.25% APY for a 2 year CD, 1.25% APY for a 3 year CD and 1.25% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Apple Bank for Savings for its full lineup.

Q: How many branches does Apple Bank for Savings operate?

Apple Bank for Savings currently maintains approximately 79 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Apple Bank for Savings does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 6, 2026

Apple Bank for Savings's CD - 1-Year rates are at 3.00%, CD - 6-Month rates are at 3.00%, CD - 7-Month rates are at 3.00%, CD - 9-Month rates are at 3.00%, In Branch CD - 1-Year rates are at 3.00%. Apple Bank for Savings's savings rates are at 5.00%. Apple Bank for Savings's money market rates are at 4.07%. Apple Bank for Savings's checking rates are as high as 2.00%. Apple Bank for Savings's top CD rate of 3.00% APY on a 12 month CD is 1% lower than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Apple Bank for Savings with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.67%. Rates last updated and verified on 11/06/2026.

Apple Bank for Savings money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Apple Bank for Savings? Share your experience about Apple Bank for Savings by leaving a review below, or read customer reviews before you decide to use Apple Bank for Savings.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.67%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Apple Bank

122 E 42nd St
New York, NY 10168

https://www.applebank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Apple Bank for Savings CD Rates

Product	Rate	APY	Term	Min. Deposit
CD - 1-Year	2.95%	3.00%	1-Year	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 6-Month	2.95%	3.00%	6-Month	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 7-Month	2.95%	3.00%	7-Month	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 9-Month	2.95%	3.00%	9-Month	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 1-Year	2.95%	3.00%	1-Year	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 6-Month	2.95%	3.00%	6-Month	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 7-Month	2.95%	3.00%	7-Month	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 9-Month	2.95%	3.00%	9-Month	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 1-Year	2.95%	3.00%	1-Year	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 6-Month	2.95%	3.00%	6-Month	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 7-Month	2.95%	3.00%	7-Month	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 9-Month	2.95%	3.00%	9-Month	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 3-Month	2.71%	2.75%	3-Month	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 3-Month	2.71%	2.75%	3-Month	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 3-Month	2.71%	2.75%	3-Month	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 15-Month	2.47%	2.50%	15-Month	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 18-Month	2.47%	2.50%	18-Month	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 2-Year	2.47%	2.50%	2-Year	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 3-Year	2.47%	2.50%	3-Year	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 5-Year	2.47%	2.50%	5-Year	-
No additional details. Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 15-Month	2.47%	2.50%	15-Month	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 18-Month	2.47%	2.50%	18-Month	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 2-Year	2.47%	2.50%	2-Year	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
In Branch CD - 5-Year	2.47%	2.50%	5-Year	$1,000
Min Deposit $1,000 Details In-Branch Only; Minimum to open is $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 15-Month	2.47%	2.50%	15-Month	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 18-Month	2.47%	2.50%	18-Month	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 2-Year	2.47%	2.50%	2-Year	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 3-Year	2.47%	2.50%	3-Year	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Online CD - 5-Year	2.47%	2.50%	5-Year	$1,000
Min Deposit $1,000 Details Online Only; Minimum to open $1,000 Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 1-Year	1.48%	1.50%	1-Year	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 3-Month	1.48%	1.50%	3-Month	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 6-Month	1.48%	1.50%	6-Month	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 9-Month	1.48%	1.50%	9-Month	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 15-Month	1.24%	1.25%	15-Month	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 18-Month	1.24%	1.25%	18-Month	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 2-Year	1.24%	1.25%	2-Year	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 3-Year	1.24%	1.25%	3-Year	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
CD - 5-Year	1.24%	1.25%	5-Year	$1,000
Min Deposit $1,000 Details Visit your nearest branch to open an account Last Updated 11/06/2026 Rate History No change since Oct 22, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%

Apple Bank for Savings Savings Rates

Product	Rate	APY
Apple Bank SmartStart Savings Account	4.88%	5.00%
Min Deposit $1 Min Balance $1 Details Youth Savings; Balance: $1.01 - $10,000 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings - Simple Banking Program	-	4.07%
Min Deposit $100 Min Balance $1 Details Qualifications Required; Preferred rate is 1.00% higher than the current Simple Savings rate; requires a Simple Checking account and five qualifying debit or credit transactions of $25 or more per month; Online Only Last Updated 11/06/2026 Rate History No change since Nov 6, 2026 · 4.07% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account Preferred Rate	3.98%	4.07%
Min Deposit $100 Min Balance $1 Details Balance: $1 - $49,999; Simple Banking Program Last Updated 11/06/2026 Rate History 1 change since Sep 24, 2026 · 3.55% → 4.07% ▲ 0.52 pts · high 4.07% / low 3.55% Nov 6, 20264.07%▲ from 3.55% Sep 24, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account Preferred Rate	3.98%	4.07%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 - $249,999; Simple Banking Program Last Updated 11/06/2026 Rate History 1 change since Sep 24, 2026 · 3.55% → 4.07% ▲ 0.52 pts · high 4.07% / low 3.55% Nov 6, 20264.07%▲ from 3.55% Sep 24, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account Preferred Rate	3.98%	4.07%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 - $999,999; Simple Banking Program Last Updated 11/06/2026 Rate History 1 change since Sep 24, 2026 · 3.55% → 4.07% ▲ 0.52 pts · high 4.07% / low 3.55% Nov 6, 20264.07%▲ from 3.55% Sep 24, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account Preferred Rate	3.98%	4.07%
Min Deposit $100 Min Balance $1,000,000 Details Balance: $1,000,000 or more; Simple Banking Program Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.07% ▲ 0.52 pts · high 4.07% / low 3.55% Nov 6, 20264.07%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
My Reserve Savings Account	3.92%	4.00%
Min Deposit $1,000 Min Balance $1 Details Balance: $1-$49,999.99; New Money Only; Open Online; Get Details Last Updated 11/06/2026 Rate History No change since Oct 8, 2026 · 4.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
My Reserve Savings Account	3.92%	4.00%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000-$250,000; New Money Only; Open Online; Get Details Last Updated 11/06/2026 Rate History No change since Oct 8, 2026 · 4.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
My Reserve Savings Account	3.92%	4.00%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000.01-$1,000,000; New Money Only; Open Online; Get Details Last Updated 11/06/2026 Rate History No change since Oct 8, 2026 · 4.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account	2.98%	3.03%
Min Deposit $100 Min Balance $1 Details Balance: $1 - $49,999; Open Online Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 3.03% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account	2.98%	3.03%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 - $249,999; Open Online Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 3.03% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account	2.98%	3.03%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 - $999,999; Open Online Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 3.03% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account	2.98%	3.03%
Min Deposit $100 Min Balance $1,000,000 Details Balance: $1,000,000 or more; Open Online Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account	2.98%	3.03%
Min Deposit $1,000 Min Balance $1 Details Balance: $1 - $49,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 3.03% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account	2.98%	3.03%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $249,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 3.03% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account	2.98%	3.03%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 3.03% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Savings Account	2.98%	3.03%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Bank Core Savings Account	1.24%	1.25%
Min Deposit $250 Min Balance $1 Details Balance: $1 - $49,999 Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 1.25% ▼ 2.30 pts · high 3.55% / low 1.25% Sep 24, 20261.25%▼ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Bank Core Savings Account	1.24%	1.25%
Min Deposit $250 Min Balance $50,000 Details Balance: $50,000 - $249,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Bank Core Savings Account	1.24%	1.25%
Min Deposit $250 Min Balance $250,000 Details Balance: $250,000.00 - $999,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Bank Core Savings Account	1.24%	1.25%
Min Deposit $250 Min Balance $1,000,000 Details Balance: $1,000,000.00 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Bank Savings Account	0.01%	0.01%
Min Deposit $100 Min Balance $250 Details Balance: $250 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Grand Yield Savings Account	0.01%	0.01%
Min Deposit $100 Min Balance $1 Details Balance: $1 - $2,499 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Grand Yield Savings Account	0.01%	0.01%
Min Deposit $100 Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Grand Yield Savings Account	0.01%	0.01%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Grand Yield Savings Account	0.01%	0.01%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Grand Yield Savings Account	0.01%	0.01%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
My Reserve Savings Account	0.01%	0.01%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000.01 or more; New Money Only; Open Online; Get Details Last Updated 11/06/2026 Rate History No change since Oct 8, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Premium Savings Account	0.01%	0.01%
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Premium Savings Account	0.01%	0.01%
Min Deposit $5,000 Min Balance $25,000 Details Balance: $25,000 - $49,000 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Premium Savings Account	0.01%	0.01%
Min Deposit $5,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Premium Savings Account	0.01%	0.01%
Min Deposit $5,000 Min Balance $100,000 Details Balance: $100,000 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Premium Savings Account	0.01%	0.01%
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Premium Savings Account	0.01%	0.01%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,000 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Premium Savings Account	0.01%	0.01%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Premium Savings Account	0.01%	0.01%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Retirement Savings Account	0.01%	0.01%
Min Deposit $5 Min Balance $5 Details Balance: $5 - $999,999,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Super Savings Account	0.01%	0.01%
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Super Savings Account	0.01%	0.01%
Min Deposit $5,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Super Savings Account	0.01%	0.01%
Min Deposit $5,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Super Savings Account	0.01%	0.01%
Min Deposit $5,000 Min Balance $100,000 Details Balance: $100,000 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Retirement Savings Account	0.00%	0.00%
Min Deposit $5 Min Balance $0 Details Balance: $0 - 4.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%

Apple Bank for Savings Money Market Rates

Product	Rate	APY
Apple Choice Money Market Account Preferred Rate	3.98%	4.07%
Min Deposit $100 Min Balance $2,500 Details Balance: $2,500 - $49,999.99; Apple Choice Banking Program Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.07% ▲ 0.52 pts · high 4.07% / low 3.55% Nov 6, 20264.07%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Choice Money Market Account Preferred Rate	3.98%	4.07%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 or more; Apple Choice Banking Program Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.07% ▲ 0.52 pts · high 4.07% / low 3.55% Nov 6, 20264.07%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Choice Money Market - Preferred	3.98%	4.07%
Min Balance $2,500 Details Preferred rate; requires Elite Tier: Choice Checking account opened with Choice Money Market, $2,500 minimum daily balance in Choice Money Market, and five Qualifying Credit and/or Debit Transactions per month from Choice Checking; primary or secondary owner of Choice Money Market Last Updated 11/06/2026 Rate History 1 change since Oct 14, 2026 · 3.55% → 4.07% ▲ 0.52 pts · high 4.07% / low 3.55% Nov 6, 20264.07%▲ from 3.55% Oct 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Choice Money Market Account	2.98%	3.03%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 or more; Find a Branch; Get Details Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Choice Money Market Account	2.98%	3.03%
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500 - $49,999.99 Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Choice Money Market Account	2.98%	3.03%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Choice Money Market Account	2.98%	3.03%
Min Deposit $100 Min Balance $2,500 Details Balance: $2,500 - $49,999.99; Find a Branch; Get Details Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Choice Money Market	2.98%	3.03%
Details Standard rate; Elite Tier requirements not met Last Updated 11/06/2026 Rate History No change since Sep 28, 2026 · 3.03% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Treasury Bill Indexed Money Market Account	2.73%	2.77%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000 or more; Find a Branch; Get Details Last Updated 11/06/2026 Rate History 2 changes since Sep 14, 2026 · 2.61% → 2.77% ▲ 0.16 pts · high 2.77% / low 2.61% Nov 6, 20262.77%▲ from 2.73% Oct 3, 20262.73%▲ from 2.61% Sep 14, 20262.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Treasury Bill Indexed Money Market Account	2.73%	2.77%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 or more Last Updated 11/06/2026 Rate History 2 changes since Sep 14, 2026 · 2.61% → 2.77% ▲ 0.16 pts · high 2.77% / low 2.61% Nov 6, 20262.77%▲ from 2.73% Oct 3, 20262.73%▲ from 2.61% Sep 14, 20262.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Treasury Bill Indexed Money Market Account	2.34%	2.37%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000 - $99,999; Find a Branch; Get Details Last Updated 11/06/2026 Rate History 2 changes since Sep 14, 2026 · 2.23% → 2.37% ▲ 0.14 pts · high 2.37% / low 2.23% Nov 6, 20262.37%▲ from 2.34% Oct 3, 20262.34%▲ from 2.23% Sep 14, 20262.23%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Treasury Bill Indexed Money Market Account	2.34%	2.37%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/06/2026 Rate History 2 changes since Sep 14, 2026 · 2.23% → 2.37% ▲ 0.14 pts · high 2.37% / low 2.23% Nov 6, 20262.37%▲ from 2.34% Oct 3, 20262.34%▲ from 2.23% Sep 14, 20262.23%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Treasury Bill Indexed Money Market Account	1.95%	1.97%
Min Deposit $10,000 Min Balance $25,000 Details Balance: $25,000 - $49,999; Find a Branch; Get Details Last Updated 11/06/2026 Rate History 2 changes since Sep 14, 2026 · 1.86% → 1.97% ▲ 0.11 pts · high 1.97% / low 1.86% Nov 6, 20261.97%▲ from 1.94% Oct 3, 20261.94%▲ from 1.86% Sep 14, 20261.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Treasury Bill Indexed Money Market Account	1.95%	1.97%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/06/2026 Rate History 2 changes since Sep 14, 2026 · 1.86% → 1.97% ▲ 0.11 pts · high 1.97% / low 1.86% Nov 6, 20261.97%▲ from 1.94% Oct 3, 20261.94%▲ from 1.86% Sep 14, 20261.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Advantage Money Market Account	1.24%	1.25%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 11/06/2026 Rate History 1 change since Sep 24, 2026 · 1.50% → 1.25% ▼ 0.25 pts · high 1.50% / low 1.25% Oct 27, 20261.25%▼ from 1.50% Sep 24, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Advantage Money Market Account	1.24%	1.25%
Min Deposit $10,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/06/2026 Rate History 1 change since Sep 24, 2026 · 1.50% → 1.25% ▼ 0.25 pts · high 1.50% / low 1.25% Oct 27, 20261.25%▼ from 1.50% Sep 24, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Advantage Money Market Account	1.24%	1.25%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/06/2026 Rate History 1 change since Sep 24, 2026 · 1.50% → 1.25% ▼ 0.25 pts · high 1.50% / low 1.25% Oct 27, 20261.25%▼ from 1.50% Sep 24, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Advantage Money Market Account	1.24%	1.25%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 11/06/2026 Rate History 1 change since Sep 24, 2026 · 1.50% → 1.25% ▼ 0.25 pts · high 1.50% / low 1.25% Oct 27, 20261.25%▼ from 1.50% Sep 24, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Apple Advantage Money Market Account	1.24%	1.25%
Min Deposit $10,000 Min Balance $500,000 Details Balance: $500,000 or more Last Updated 11/06/2026 Rate History 1 change since Sep 14, 2026 · 1.50% → 1.25% ▼ 0.25 pts · high 1.50% / low 1.25% Oct 27, 20261.25%▼ from 1.50% Sep 14, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Money Market Account	0.01%	0.01%
Min Deposit $100 Min Balance $2,500 Details Balance: $2,500 - $24,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Money Market Account	0.01%	0.01%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Money Market Account	0.01%	0.01%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 11/06/2026 Rate History No change since Sep 24, 2026 · 0.01% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Money Market Account	0.01%	0.01%
Min Deposit $100 Min Balance $75,000 Details Balance: $75,000 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%

Apple Bank for Savings Checking Rates

Product	Rate	APY
Choice Checking Account	1.98%	2.00%
Min Deposit $100 Min Balance $2,500 Details Balance: $2,500 or more; Premium Checking Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Choice Checking Account	1.98%	2.00%
Min Deposit $1,000 Min Balance $2,500 Details Balance: $2,500 or more Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%
Simple Checking Account	1.00%	1.01%
Min Deposit $100 Min Balance $1 Details Balance: $1.00 or more; Open Online Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%

Apple Bank for Savings Other Rates

Product	Rate	Points	APY/APR	Term	View More
Simple Checking Account	-	-	1.01%
Min Deposit $100 Min Balance $1 Details Balance: $1.00 or more; No minimum daily balance; Minimum Balance to Avoid Monthly Maintenance Fees:; Monthly Maintenance Fee: Last Updated 11/06/2026 Rate History No change since Sep 14, 2026 · 1.01% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.67%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Apple Bank for Savings’s Texas Ratio rose from 1.53% in Q3 2023 to 4.67% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$19.9B	4.67%	5.0	A+
March 31, 2026	$19.2B	5.17%	5.0	A+
December 31, 2025	$19.2B	5.43%	5.0	A+
September 30, 2025	$18.8B	5.81%	5.0	A+
June 30, 2025	$18.3B	5.87%	5.0	A+
March 31, 2025	$17.9B	6.29%	5.0	A
December 31, 2024	$17.5B	6.80%	5.0	A
September 30, 2024	$17.1B	6.77%	5.0	A
June 30, 2024	$17.0B	9.17%	5.0	A
March 31, 2024	$17.0B	9.64%	5.0	A
December 31, 2023	$17.0B	1.45%	5.0	A+
September 30, 2023	$16.9B	1.53%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Apple Bank for Savings is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Apple Bank for Savings rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Apple Bank for Savings's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name MyBankingDirect.com

Website https://www.applebank.com

Address 122 E 42nd St, New York, NY 10168 · New York

Bank Holding Company APPLE FINANCIAL HOLDINGS INC

FDIC Certificate # 16068

Regulator FDIC

Established April 17, 1863

FDIC Insurance Date July 1, 1943

Domestic Offices 79

Total Branches 79

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.67%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

0.3939%

Return on Equity (ROE)

4.8300%

Non-Performing Loans Ratio (NPL)

0.38%

Total Assets

$19,887,242,000

Total Deposits

$16,131,471,000

Equity Capital

$1,603,026,000

Net Income

$38,302,000

Headquarters

New York

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Apple Bank for Savings earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/apple-bank-for-savings-rates-review-16068">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Apple Bank for Savings

Frequently Asked Questions About Apple Bank for Savings

Does Apple Bank for Savings offer CDs?

Yes. Apple Bank for Savings current CD rates include its CD - 1-Year at 3.00% APY, its CD - 6-Month at 3.00% APY and its CD - 7-Month at 3.00% APY, verified by MonitorBankRates as of November 6, 2026.

Are CDs from Apple Bank for Savings FDIC insured?

Yes. Apple Bank for Savings is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Apple Bank for Savings?

The highest Apple Bank for Savings CD rate is its Certificate of Deposit - 1-Year at 3.00% APY, verified by MonitorBankRates as of November 6, 2026.

What CD terms does Apple Bank for Savings offer?

Apple Bank for Savings CD rates are 3.00% APY for a 6 month CD, 3.00% APY for a 7 month CD, 3.00% APY for a 9 month CD, 3.00% APY for a 12 month CD, 1.25% APY for an 18 month CD, 1.25% APY for a 2 year CD, 1.25% APY for a 3 year CD and 1.25% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Apple Bank for Savings for its full lineup.

What is the highest savings rate at Apple Bank for Savings?

The highest Apple Bank for Savings savings rate is its Apple Bank SmartStart Savings Account at 5.00% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest money market rate at Apple Bank for Savings?

The highest Apple Bank for Savings money market rate is its Apple Choice Money Market Account Preferred Rate at 4.07% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest checking rate at Apple Bank for Savings?

The highest Apple Bank for Savings checking rate is its Choice Checking Account at 2.00% APY, verified by MonitorBankRates as of November 6, 2026.

How many branches does Apple Bank for Savings operate?

Apple Bank for Savings currently maintains approximately 79 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Apple Bank for Savings does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Apple Bank for Savings provides members with tools to manage their accounts and build a solid financial history.

Does Apple Bank for Savings offer online and mobile banking?

Most modern institutions like Apple Bank for Savings provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.applebank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Apple Bank for Savings rates compare?

Apple Bank for Savings's top CD rate of 3.00% APY on a 12 month CD is 1% lower than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. Apple Bank for Savings's top rates are its Certificate of Deposit - 1-Year at 3.00% APY, its Apple Bank SmartStart Savings Account at 5.00% APY, its Apple Choice Money Market Account Preferred Rate at 4.07% APY and its Choice Checking Account at 2.00% APY, verified by MonitorBankRates on November 6, 2026.

Current Apple Bank for Savings Rates

12-Month CD1.50%
18-Month CD1.25%
24-Month CD1.25%
36-Month CD1.25%
60-Month CD1.25%
Savings5.00%
MMA4.07%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Banks

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Apple Bank for Savings Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Apple Bank for Savings Texas Ratio

Apple Bank for Savings Health Trend

Apple Bank for Savings CD Rates

Apple Bank for Savings Savings Rates

Apple Bank for Savings Money Market Rates

Apple Bank for Savings Checking Rates

Apple Bank for Savings Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Apple Bank for Savings earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Apple Bank for Savings

Does Apple Bank for Savings offer CDs?

Are CDs from Apple Bank for Savings FDIC insured?

What is the highest CD rate at Apple Bank for Savings?

What CD terms does Apple Bank for Savings offer?

What is the highest savings rate at Apple Bank for Savings?

What is the highest money market rate at Apple Bank for Savings?

What is the highest checking rate at Apple Bank for Savings?

How many branches does Apple Bank for Savings operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Apple Bank for Savings offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Apple Bank for Savings rates compare?

Current Apple Bank for Savings Rates

Compare to Other Banks