First National Bank of Bastrop CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 2.53% and 3-month CD rates at 2.00%. Current savings rates are at 0.10% and money market rates are at 1.21%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. First National Bank of Bastrop's 12-Month CD rates are at 3.29%, 30-Month CD rates are at 2.52%, 18-Month CD rates are at 2.52%, 24-Month CD rates are at 2.02%. First National Bank of Bastrop's savings rates are at 0.10%. First National Bank of Bastrop's money market rates are at 0.50%.

First National Bank of Bastrop

To see how these rates compare to First National Bank of Bastrop CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Bastrop, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Bastrop CD rates. You can also compare First National Bank of Bastrop savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Bastrop money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Bastrop? Share your experience about First National Bank of Bastrop by leaving a review below, or read customer reviews before you decide to use First National Bank of Bastrop.

First National Bank of Bastrop Texas Ratio

First National Bank of Bastrop's Texas Ratio is at 1.45%, which is considered excellent. The Texas Ratio for First National Bank of Bastrop is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Bastrop is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.29%
18-Month CD
2.52%
24-Month CD
2.02%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.10%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank of Bastrop
489 Highway 71 W
Bastrop, TX 78602
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First National Bank of Bastrop CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Bastrop
First National Bank of Bastrop
12-Month CD
3.29%
$500
First National Bank of Bastrop
First National Bank of Bastrop
30-Month CD
2.52%
$500
First National Bank of Bastrop
First National Bank of Bastrop
18-Month CD
2.52%
$500
First National Bank of Bastrop
First National Bank of Bastrop
24-Month CD
2.02%
$500
First National Bank of Bastrop
First National Bank of Bastrop
Money Market
0.50%
$1,500
First National Bank of Bastrop
First National Bank of Bastrop
Savings
0.10%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank of Bastrop Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Kasasa Checking
5.50%
$0
LimeLight Bank
LimeLight Bank
18-Month CD
4.05%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
Payroll Plus Checking
4.04%
$100
Columbia Bank
Columbia Bank
12-Month CD
4.00%
$500
Luana Savings Bank
Luana Savings Bank
48-Month CD
3.99%
$2,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
3-Month CD
3.85%
$1,000
State Bank of De Kalb
State Bank of De Kalb
12-Month CD
3.80%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
9-Month CD
3.75%
$1,000
The Bank of Protection
The Bank of Protection
18-Month CD
3.64%
$500
Metz Banking Company
Metz Banking Company
36-Month CD
3.56%
$1,000
Chester National Bank
Chester National Bank
15-Month CD
3.55%
$500
First National Bank of Bemidji
First National Bank of Bemidji
24-Month CD
3.52%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
18-Month CD
3.51%
$2,500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
18-Month CD
3.40%
$1,000
MCT Credit Union
MCT Credit Union
48-Month CD
3.20%
$1,000
F&M Bank & Trust
F&M Bank & Trust
24-Month CD
3.19%
$2,500
Service Federal Credit Union
Service Federal Credit Union
24-Month CD
3.00%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
48-Month CD
3.00%
$1,000
Homeland Community Bank
Homeland Community Bank
48-Month CD
2.95%
$500
Benton State Bank
Benton State Bank
24-Month CD
2.52%
$500
Root River State Bank
Root River State Bank
60-Month CD
2.35%
$300
First National Bank of Shiner
First National Bank of Shiner
60-Month CD
2.25%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
48-Month CD
2.25%
$500
Karnes County National Bank
Karnes County National Bank
12-Month CD
2.01%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
48-Month CD
2.00%
$0
BAC Community Bank
BAC Community Bank
Diamond Checking
1.98%
$25
Park Bank
Park Bank
12-Month CD
1.91%
$2,500
SouthernTrust Bank
SouthernTrust Bank
60-Month CD
1.56%
$1,000
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
Fremont Bank
Fremont Bank
18-Month CD
1.25%
$2,500
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
24-Month CD
1.25%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
12-Month CD
1.00%
$500
Midland Community Bank
Midland Community Bank
30-Month CD
0.95%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
12-Month CD
0.70%
$500
Tompkins Community Bank
Tompkins Community Bank
48-Month CD
0.60%
$1,000
Wells River Savings Bank
Wells River Savings Bank
60-Month CD
0.60%
$200
Institution for Savings
Institution for Savings
18-Month CD
0.50%
$500
Forward Bank
Forward Bank
Money Market
0.35%
$100
Hyperion Bank
Hyperion Bank
Statement Savings
0.35%
$50
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
Kitsap Bank
Kitsap Bank
Money Market Plus
0.25%
$5,000
Washington Financial Bank
Washington Financial Bank
12-Month CD
0.20%
$500
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
First FSB of Kentucky
First FSB of Kentucky
3-Month CD
0.15%
$500
GN Bank
GN Bank
12-Month CD
0.10%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
Milford Bank
Milford Bank
Sound Money Market
0.02%
$5
PNC Bank
PNC Bank
60-Month CD
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Bastrop Information

First National Bank of Bastrop
489 Highway 71 W
Bastrop, TX 78602
Bastrop
Established Date: 08/15/1889
FDIC Certificate #: 3091
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BASTROP BANCSHARES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is First National Bank of Bastrop FDIC Insured? Yes
What is First National Bank of Bastrop's Cert number? 3091
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Bastrop Financials

Total Assets:
$966,598,000
Total Deposits:
$879,303,000
Equity Capital:
$67,449,000
Domestic Deposits:
$879,303,000
Net Income:
$1,787,000
Return on Assets:
0.7503%
Quarterly Return on Assets:
0.7400%
Pretax Return on Assets:
0.7415%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
12.8400%
Quarterly Return on Equity:
10.5100%
Common Equity Tier 1 Capital Ratio:
18.7767%
Tier 1 Risk-Based Capital Ratio:
18.7767%
Leverage Tier 1 (Core Capital) Ratio:
11.3887%
Total Risk-Based Capital Ratio (YTD):
19.8639%
Total Interest Income (YTD):
4.4234%
 
 
Headquarters:
Bastrop
FDIC Field Office:
Austin
Regulator:
OCC
County:
Bastrop
# of Offices:
6
Metropolitan Statistical Area (MSA):
Austin-Round Rock-Georgetown, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Here is a quick list of current bank savings rates for the week for October 3, 2012.
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TAB Bank 2 Year Jumbo CD rates are now at 1.20 percent with a yield of 1.20 percent. View current 2 Year Jumbo CD rates at TAB Bank below.

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First National Bank of Bastrop Reviews

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