First National Bank of Bastrop Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
First National Bank of Bastrop's Certificate of Deposit rates are at 1.76%, Certificate of Deposit 12-Month rates are at 1.61%, Certificate of Deposit 18-Month rates are at 0.95%, Certificate of Deposit 24-Month rates are at 0.75%, Certificate of Deposit 30-Month rates are at 0.75%. First National Bank of Bastrop's savings rates are at 0.10%. First National Bank of Bastrop's money market rates are at 0.50%.
Rate Updates and AvailabilityFirst National Bank of Bastrop money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Bastrop? Share your experience about First National Bank of Bastrop by leaving a review below, or read customer reviews before you decide to use First National Bank of Bastrop. First National Bank of Bastrop Texas RatioFirst National Bank of Bastrop's Texas Ratio is at 1.45%, which is considered excellent. The Texas Ratio for First National Bank of Bastrop is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
First National Bank of Bastrop has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First National Bank of Bastrop is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
First National Bank of Bastrop CD Rates
First National Bank of Bastrop Savings Rates
First National Bank of Bastrop Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First National Bank of Bastrop is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First National Bank of Bastrop rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First National Bank of Bastrop's official website for the most current offers and terms.
Bank Profile & OverviewFirst National Bank of Bastrop
489 Highway 71 WBastrop, TX 78602 Bastrop Established Date: 08/15/1889 FDIC Certificate #: 3091 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: BASTROP BANCSHARES INC How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.fnbbastrop.bank
Is First National Bank of Bastrop FDIC Insured? Yes
What is First National Bank of Bastrop's Cert number? 3091
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$966,598,000
Total Deposits:
$879,303,000
Equity Capital:
$67,449,000
Net Income:
$1,787,000
Return on Assets (ROA):
0.7503%
Return on Equity (ROE):
12.8400%
Headquarters:
Bastrop
Regulator:
OCC
# of Offices:
6
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for First National Bank of Bastrop yet. Feel free to create one below.
Add Your Rating and Review for First National Bank of Bastrop
Frequently Asked Questions About First National Bank of BastropHow do I open an account at First National Bank of Bastrop?You can typically open an account at First National Bank of Bastrop by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First National Bank of Bastrop provides a range of mortgage and home equity products. Is First National Bank of Bastrop a safe place to deposit money?Yes, First National Bank of Bastrop is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First National Bank of Bastrop offer online and mobile banking?Most modern institutions like First National Bank of Bastrop provide digital access including online balance checks and transfers. Compare to other Banks |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
