Main Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.50%, 6-month CD rates at 0.50% and 3-month CD rates at 4.56%. Current savings rates are at 0.25% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 7.28%. Credit Card rates are at 13.50%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. Main Bank's 12-Month CD rates are at 4.75%, 60-Month CD rates are at 4.75%, 6-Month CD rates are at 4.75%, 18-Month CD rates are at 4.35%, 24-Month CD rates are at 3.50%.

Main Bank

To see how these rates compare to Main Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Main Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Main Bank CD rates. You can also compare Main Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Main Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Main Bank? Share your experience about Main Bank by leaving a review below, or read customer reviews before you decide to use Main Bank.

Main Bank Texas Ratio

Main Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Main Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Main Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.75%
18-Month CD
4.35%
24-Month CD
3.50%
36-Month CD
3.25%
48-Month CD
2.95%
60-Month CD
4.75%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Main Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Main Bank
Main Bank
60-Month CD
4.75%
$1,000
Main Bank
Main Bank
12-Month CD
4.75%
$1,000
Main Bank
Main Bank
6-Month CD
4.75%
$1,000
Main Bank
Main Bank
18-Month CD
4.35%
$1,000
Main Bank
Main Bank
24-Month CD
3.50%
$1,000
Main Bank
Main Bank
36-Month CD
3.25%
$1,000
Main Bank
Main Bank
3-Month CD
3.25%
$1,000
Main Bank
Main Bank
48-Month CD
2.95%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Main Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank Hampton
First Bank Hampton
6-Month CD
5.22%
$1,000
First Bank of the Lake
First Bank of the Lake
15-Month CD
5.10%
$1,000
Luminate Bank
Luminate Bank
Radiant Savings Account new money
5.00%
$100
Dieterich Bank
Dieterich Bank
6-Month CD
5.00%
$500
First Federal S&L Bath
First Federal S&L Bath
6-Month CD
4.81%
$10,000
Ameriprise Financial
Ameriprise Financial
7-Month CD
4.80%
$0
All America Bank
All America Bank
12-Month CD
4.75%
$500
State Bank of Medora
State Bank of Medora
12-Month CD
4.70%
$500
WaterStone Bank
WaterStone Bank
19-Month CD special
4.50%
$5,000
Chasewood Bank
Chasewood Bank
24-Month CD
4.37%
$1,000
Roxboro Savings Bank
11-Month CD
4.30%
$500
U.S. Bank
U.S. Bank
Elite Money Market Account
4.25%
$25,000
E-Trade
E-Trade
Premium Savings Account
4.25%
$0
Forbright
Forbright
Bright Checking
4.25%
$250,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
18-Month CD
4.16%
$10,000
Riverside Bank of Dublin
Riverside Bank of Dublin
15-Month CD special
4.00%
$500
1st United Credit Union
1st United Credit Union
24-Month CD certificate
3.75%
$250
Home State Bank Royal, IA
Home State Bank Royal, IA
36-Month CD
3.49%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
11-Month CD Add on CD
3.40%
$1,500
Abound Federal Credit Union
Abound Federal Credit Union
48-month CD (Certificate)
3.25%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
36-Month CD
3.04%
$0
FSB of Golva
FSB of Golva
6-Month CD
3.00%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
60-Month CD
3.00%
$500
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
48-Month CD
2.78%
$500
Citizens State Bank Moundridge, KS
36-Month CD
2.60%
$1,000
Rosedale FSL
Rosedale FSL
60-Month CD
2.55%
$500
The FNB Community Bank
The FNB Community Bank
24-Month CD
2.45%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
12-Month CD
2.05%
$0
First National Bank VA
First National Bank VA
48-Month CD
1.76%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
36-Month CD
1.51%
$1,000
TrustCo Bank
TrustCo Bank
24-Month CD
1.50%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
6-Month CD
1.46%
$500
First State Bank Nebraska
First State Bank Nebraska
24-Month CD
1.25%
$5,000
SSB Scott State Bank
SSB Scott State Bank
Premium Plus Money Market
1.21%
$95,000
Bank of Franklin County
Bank of Franklin County
48-Month CD
1.16%
$500
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
48-Month CD
1.03%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
6-Month CD
1.00%
$500
Bangor Savings Bank
Bangor Savings Bank
48-Month CD
0.75%
$500
Ion Bank
Ion Bank
48-Month CD
0.65%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Savings Account
0.50%
$0
German American Bank
German American Bank
6-Month CD
0.50%
$1,000
InterBank
InterBank
60-Month CD
0.50%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
6-Month CD
0.50%
$1,000
Greenstate Credit Union
Greenstate Credit Union
24-Month CD (Certificate)
0.40%
$1,000
Access Bank
Access Bank
Classic Access Savings
0.35%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
Savings Account
0.25%
$100
Academic Employees Credit Union
Academic Employees Credit Union
12-Month CD
0.20%
$1,000
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
Bonus Money Market
0.05%
$2,500
FNB of Elmer
FNB of Elmer
Money Market
0.05%
$1,000
First Citizens State Bank
First Citizens State Bank
Direct Checking Account
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Main Bank Information

Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Bernalillo
Established Date: 08/05/1975
FDIC Certificate #: 22086
Date of FDIC Deposit Insurance: 08/05/1975
Bank Holding Company: MAIN BANC INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Main Bank FDIC Insured? Yes
What is Main Bank's Cert number? 22086
What is the maximum amount for insured deposits? $250,000 per holder, per account

Main Bank Financials

Total Assets:
$244,661,000
Total Deposits:
$211,388,000
Equity Capital:
$21,949,000
Domestic Deposits:
$211,388,000
Net Income:
$1,161,000
Return on Assets:
2.3938%
Quarterly Return on Assets:
1.9000%
Pretax Return on Assets:
1.8986%
Pretax Quarterly Return on Assets:
1.9000%
Return on Equity:
29.8500%
Quarterly Return on Equity:
21.5900%
Common Equity Tier 1 Capital Ratio:
13.3214%
Tier 1 Risk-Based Capital Ratio:
13.3214%
Leverage Tier 1 (Core Capital) Ratio:
9.4051%
Total Risk-Based Capital Ratio (YTD):
14.5733%
Total Interest Income (YTD):
4.2161%
 
 
Headquarters:
Albuquerque
FDIC Field Office:
Albuquerque
Regulator:
FDIC
County:
Bernalillo
# of Offices:
1
Metropolitan Statistical Area (MSA):
Albuquerque, NM
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

Aurora Bank headquartered in Wilmington, Delaware, is advertising some of the best CD rates currently available. Bank CD rates are tiered based on the certificate of deposit balance. The bank is advertising certificates of deposit with terms of 6 months to 60 months. The minimum deposit is $1,000.
Home mortgage rates are up considerably in the most recent mortgage rate survey released this morning by the Mortgage Bankers Association (MBA).  30 year fixed mortgage rates are averaging 4.46 percent for the week ending November 12, 2010, up from the prior week’s average 30 year mortgage rate of 4.26 percent. This is the highest 30 year mortgage rate since the mortgage survey for the week ending September 10, 2010. Average mortgage discount points on 30 year home mortgage loans increased to 1.13 points, down from the prior week’s average of 1.04 points.
Mortgage Rates for December 20th, 2019Mortgage rates for December 20th, 2019, inched higher but thankfully there were no big moves higher. Mortgage rates on 30-year conforming loans are averaging 3.77 percent, up from this past Monday's average rate of 3.75 percent. Average 30-year mortgage rates are up 7 basis points week over week, during the same time 10-year U.S. Treasury yields were up 10 basis points. We expect average mortgage rates to remain near current levels for the rest of the year and into 2020. To get the best deal on a mortgage loan, compare online mortgage rates with average mortgage rates for December 19, 2019.

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