Main Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 4.05% and 3-month CD rates at 0.80%. Current savings rates are at 0.20% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Main Bank's 6-Month CD rates are at 3.60%, 12-Month CD rates are at 3.25%, 18-Month CD rates are at 3.00%, 3-Month CD rates are at 2.75%, 24-Month CD rates are at 2.75%.

Main Bank

To see how these rates compare to Main Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Main Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Main Bank CD rates. You can also compare Main Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Main Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Main Bank? Share your experience about Main Bank by leaving a review below, or read customer reviews before you decide to use Main Bank.

Main Bank Texas Ratio

Main Bank's Texas Ratio is at 3.33%, which is considered excellent. The Texas Ratio for Main Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Main Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
3.00%
24-Month CD
2.75%
36-Month CD
2.25%
48-Month CD
1.75%
60-Month CD
1.75%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Main Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Main Bank
Main Bank
6-Month CD
3.60%
$1,000
Main Bank
Main Bank
12-Month CD
3.25%
$1,000
Main Bank
Main Bank
18-Month CD
3.00%
$1,000
Main Bank
Main Bank
24-Month CD
2.75%
$1,000
Main Bank
Main Bank
3-Month CD
2.75%
$1,000
Main Bank
Main Bank
36-Month CD
2.25%
$1,000
Main Bank
Main Bank
60-Month CD
1.75%
$1,000
Main Bank
Main Bank
48-Month CD
1.75%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Main Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings
5.00%
$0
First FSB of Mascoutah
First FSB of Mascoutah
72-Month CD
4.32%
$1,000
State Bank of India US
State Bank of India US
12-Month CD
4.00%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
24-Month CD
4.00%
$500
Bradford National Bank
Bradford National Bank
36-Month CD
3.98%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
9-Month CD
3.75%
$1,000
CorTrust Bank
CorTrust Bank
48-Month CD
3.75%
$500
Bank of Prairie du Sac
Bank of Prairie du Sac
12-Month CD
3.60%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
48-Month CD
3.55%
$500
Huron Valley State Bank
Huron Valley State Bank
3-Month CD
3.50%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
18-Month CD
3.50%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
36-Month CD
3.50%
$1,000
705 Federal Credit Union
705 Federal Credit Union
12-Month CD
3.19%
$500
Sandy Spring Bank
Sandy Spring Bank
60-Month CD
3.16%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
48-Month CD
2.78%
$500
Bank of Burlington
Bank of Burlington
Personal Checking
2.17%
$1
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
36-Month CD
2.07%
$1,000
Bank of Hillsboro
Bank of Hillsboro
30-Month CD
2.07%
$1,000
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
36-Month CD
2.02%
$500
Haven Savings Bank
Haven Savings Bank
60-Month CD
1.65%
$100
Ohio Valley Bank Co.
Ohio Valley Bank Co.
60-Month CD
1.50%
$2,500
5 Star Community Credit Union
5 Star Community Credit Union
6-Month CD
1.50%
$500
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
State Bank of St. Jacob
State Bank of St. Jacob
Money Market
1.25%
$100,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Savings
1.25%
$100
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
Connection Bank
Connection Bank
48-Month CD
1.00%
$1,000
WVS West View SB
WVS West View SB
60-Month CD
1.00%
$500
BankOrion
BankOrion
48-Month CD
1.00%
$500
Bank of Springfield
Bank of Springfield
36-Month CD
0.91%
$1,000
Oakdale State Bank
Oakdale State Bank
18-Month CD
0.90%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
12-Month CD
0.60%
$1,000
Bank of Hillsboro
Bank of Hillsboro
Christmas Club
0.50%
$1
Peoples First Savings Bank
Peoples First Savings Bank
24-Month CD
0.50%
$500
Greene County Commercial Bank
Greene County Commercial Bank
36-Month CD
0.35%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
24-Month CD
0.20%
$1,000
Johnson State Bank
Johnson State Bank
NOW Checking
0.20%
$0
United Minnesota Bank
United Minnesota Bank
Savings
0.20%
$50
Root River State Bank
Root River State Bank
Heritage Interest Checking
0.20%
$200
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Money Market
0.15%
$0
Penn Community Bank
Penn Community Bank
Ultra Money Market
0.10%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
Money Market Passbook
0.10%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
Share Savings
0.10%
$5
Bank of Franklin County
Bank of Franklin County
Premier Checking
0.05%
$0
FNB of Waterloo
FNB of Waterloo
Check Plus Checking
0.05%
$0
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Money Market Advantage
0.05%
$1
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Regular Savings
0.05%
$5
Regions Bank
Regions Bank
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Main Bank Information

Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Bernalillo
Established Date: 08/05/1975
FDIC Certificate #: 22086
Date of FDIC Deposit Insurance: 08/05/1975
Bank Holding Company: MAIN BANC INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Main Bank FDIC Insured? Yes
What is Main Bank's Cert number? 22086
What is the maximum amount for insured deposits? $250,000 per holder, per account

Main Bank Financials

Total Assets:
$258,947,000
Total Deposits:
$209,126,000
Equity Capital:
$23,856,000
Domestic Deposits:
$209,126,000
Net Income:
$935,000
Return on Assets:
1.4808%
Quarterly Return on Assets:
1.4700%
Pretax Return on Assets:
1.4705%
Pretax Quarterly Return on Assets:
1.4700%
Return on Equity:
16.8300%
Quarterly Return on Equity:
15.8300%
Common Equity Tier 1 Capital Ratio:
12.7669%
Tier 1 Risk-Based Capital Ratio:
12.7669%
Leverage Tier 1 (Core Capital) Ratio:
10.0506%
Total Risk-Based Capital Ratio (YTD):
13.9724%
Total Interest Income (YTD):
4.9387%
 
 
Headquarters:
Albuquerque
FDIC Field Office:
Albuquerque
Regulator:
FDIC
County:
Bernalillo
# of Offices:
1
Metropolitan Statistical Area (MSA):
Albuquerque, NM
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Live Oak Bank Savings RatesLive Oak Bank savings rates are some of the highest savings rates currently available from any online bank. Current savings rates at Live Oak Bank is at 2.00 percent. There is no minimum opening balance to earn this really good savings rate. You can compare Live Oak Bank savings rates with other bank savings rates below.
Michigan First Credit Union of Lathrup Village, Michigan, is advertising share certificate of deposit rates and Individual Retirement Account (IRA) certificate of deposit rates. Michigan First Credit Union's CD rates are tiered and based on account balance.

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