Main Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Main Bank Deposit Rates
Today's 12-month CD rates can be found at 1.02%, 6-month CD rates at 3.94% and 3-month CD rates at 2.50%. Current savings rates are at 0.25% and money market rates are at 2.75%. Mortgage rates today on 30-year fixed loans are around 6.04%. Credit Card rates are at 14.24%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates. Main Bank's 6-Month CD rates are at 4.10%, 12-Month CD rates are at 4.05%, 3-Month CD rates are at 3.85%, 18-Month CD rates are at 3.60%, 24-Month CD rates are at 3.10%.

Main Bank

To see how these rates compare to Main Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Main Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Main Bank CD rates. You can also compare Main Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Main Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Main Bank? Share your experience about Main Bank by leaving a review below, or read customer reviews before you decide to use Main Bank.

Main Bank Texas Ratio

Main Bank's Texas Ratio is at 3.33%, which is considered excellent. The Texas Ratio for Main Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Main Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.05%
18-Month CD
3.60%
24-Month CD
3.10%
36-Month CD
3.00%
48-Month CD
2.90%
60-Month CD
2.85%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Main Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Main Bank
Main Bank
6-Month CD
4.10%
$1,000
Main Bank
Main Bank
12-Month CD
4.05%
$1,000
Main Bank
Main Bank
3-Month CD
3.85%
$1,000
Main Bank
Main Bank
18-Month CD
3.60%
$1,000
Main Bank
Main Bank
24-Month CD
3.10%
$1,000
Main Bank
Main Bank
36-Month CD
3.00%
$1,000
Main Bank
Main Bank
48-Month CD
2.90%
$1,000
Main Bank
Main Bank
60-Month CD
2.85%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Main Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Regional Missouri Bank
Regional Missouri Bank
48-Month CD
4.06%
$1,000
iGOBanking
iGOBanking
12-Month CD
4.00%
$1,000
Access Federal Credit Union
Access Federal Credit Union
36-Month CD
4.00%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
12-Month CD
3.82%
$1,500
Monroe Federal S&L
Monroe Federal S&L
18-Month CD
3.75%
$1,000
EverBank
EverBank
24-Month CD
3.65%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
Money Market
3.61%
$100
Salem Five Direct
Salem Five Direct
12-Month CD
3.55%
$500
Access Bank
Access Bank
24-Month CD
3.50%
$1,000
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
12-Month CD
3.35%
$1,000
Gunnison S&L
Gunnison S&L
18-Month CD
3.30%
$500
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.30%
$500
FNB of Wyoming
FNB of Wyoming
60-Month CD
3.14%
$100
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
3.05%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
24-Month CD
2.83%
$500
Canton Co-operative Bank
Canton Co-operative Bank
48-Month CD
2.53%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
2.50%
$2,000
USLA Union S&L
USLA Union S&L
48-Month CD
2.50%
$1,000
Bank of Brenham
Bank of Brenham
60-Month CD
2.25%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
36-Month CD
2.00%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
60-Month CD
2.00%
$1,000
Capon Valley Bank
Capon Valley Bank
24-Month CD
1.76%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
60-Month CD
1.75%
$1,000
Kentucky Farmers Bank
Kentucky Farmers Bank
36-Month CD
1.75%
$1,000
First Nebraska Bank
First Nebraska Bank
Money Market Investment
1.66%
$1
Mound City Bank
Mound City Bank
12-Month CD
1.64%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
FNB of Pandora
FNB of Pandora
24-Month CD
1.31%
$1,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
12-Month CD
1.25%
$500
Washita State Bank
Washita State Bank
3-Month CD
1.16%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
6-Month CD
0.65%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
48-Month CD
0.65%
$500
The Bank of Bennington
The Bank of Bennington
Savings
0.50%
$0
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
36-Month CD
0.45%
$1,000
Community Bank of Missouri
Community Bank of Missouri
18-Month CD
0.40%
$500
Savings Bank of Danbury
Savings Bank of Danbury
18-Month CD
0.40%
$500
Bank of Hindman
Bank of Hindman
Freedom Savings
0.30%
$10
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
12-Month CD
0.30%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
18-Month CD
0.30%
$1,000
Greenville National Bank
Greenville National Bank
36-Month CD
0.30%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
12-Month CD
0.25%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
United Southern Bank
United Southern Bank
24-Month CD
0.20%
$1,000
HTLF Bank
HTLF Bank
UMB Savings
0.20%
$100
BankOrion
BankOrion
NOW Checking
0.10%
$1,000
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
18-Month CD
0.10%
$1,000
FNB of Waterloo
FNB of Waterloo
Check Plus Checking
0.05%
$25
Gogebic Range Bank
Gogebic Range Bank
Range Savings
0.03%
$100
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Money Market
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Main Bank Information

Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Bernalillo
Established Date: 08/05/1975
FDIC Certificate #: 22086
Date of FDIC Deposit Insurance: 08/05/1975
Bank Holding Company: MAIN BANC INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Main Bank FDIC Insured? Yes
What is Main Bank's Cert number? 22086
What is the maximum amount for insured deposits? $250,000 per holder, per account

Main Bank Financials

Total Assets:
$258,947,000
Total Deposits:
$209,126,000
Equity Capital:
$23,856,000
Domestic Deposits:
$209,126,000
Net Income:
$935,000
Return on Assets:
1.4808%
Quarterly Return on Assets:
1.4700%
Pretax Return on Assets:
1.4705%
Pretax Quarterly Return on Assets:
1.4700%
Return on Equity:
16.8300%
Quarterly Return on Equity:
15.8300%
Common Equity Tier 1 Capital Ratio:
12.7669%
Tier 1 Risk-Based Capital Ratio:
12.7669%
Leverage Tier 1 (Core Capital) Ratio:
10.0506%
Total Risk-Based Capital Ratio (YTD):
13.9724%
Total Interest Income (YTD):
4.9387%
 
 
Headquarters:
Albuquerque
FDIC Field Office:
Albuquerque
Regulator:
FDIC
County:
Bernalillo
# of Offices:
1
Metropolitan Statistical Area (MSA):
Albuquerque, NM
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Maspeth Federal Savings of Queens, New York is advertising two savings accounts and a money market account. The accounts have some of the best interest rates currently available. The bank's savings account rate and money market account rate are both above the national average rates.
auto-insurance-insuring-a-teenage-driverGetting auto insurance for a teenage driver in your home is costly. The increased cost for auto insurance is justified by insurance companies for the simple fact that teenagers are a in higher risk category than everyone else.
We have three new leaders on our 1 year certificate of deposit rate list. Synchrony Bank, CIT Bank and Sallie Mae Bank are all offering 1 year CD rates at 1.24 percent with an APY of 1.25 percent. Last month the best 1 year CD rate was from Colorado Federal Savings Bank at 1.34 percent with an APY of 1.35 percent.

Bank or Credit Union Offers and Deals

Mortgage Rates Fall Again This Week: Lowest 30 Year Refinance Rates at 3.50%
1/29 Mortgage Rates and Refinancing Rates Mixed Today: 30 Year Mortgage Rates Averaging 4.80%, 30 Year Mortgage Rates in California Averaging 4.93%
Mortgage Rates Higher, 30 Year Mortgage Rate at 4.83%, 1 Year Adjustable Mortgage Rates at 6.96%
Mortgage Rates Decline Sending Mortgage Loan Demand Higher
MetLife CD Rates
Mortgage Rates and Refinance Rates Higher This Week 3-28: 30 Year Conforming Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.10%
Credit Cards and Charge Cards
Surging U.S. Treasury Yields Fuel Higher Mortgage Rates: Bank of America's Adjustable Rates Exceed 8.00%
EmigrantDirect.com Savings Account
EverBank Savings Account and Money Market Account Review

Alternative Bank and Credit Union Offers to Explore

Current Mortgage Rates: Mortgage Rates Decline to Five Week Low
TotalDirectBank Money Market Account Rates
Best Savings Rates in Florida: Highest Savings APY in Miami 1.15%
Mortgage Rates: Today's 30 Year Mortgage Rates at 5.13% and 15 Year Mortgage Rates at 4.53%
Average Savings Rates and Money Market Account Rates Fall in November
SFGI Direct High Yield Savings Account
Current Mortgage Rates Today: 30 Year Conforming Rates Decline to 3.56%
Current Refinance Rates Decline 7/10/12
U.S. Bank Deposit Insurance Fund Depleted?
BluPeak Credit Union CD Rates: 5.75% APY 9-Month Promo CD Best Offer

Main Bank Reviews

There are no reviews for Main Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Main Bank
Your Name:
Your Rating:

See how Main Bank Compares to other banks