Morganton Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Morganton Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Morganton Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Morganton Savings Bank CD rates. You can also compare Morganton Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. Morganton Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Morganton Savings Bank? Share your experience about Morganton Savings Bank by leaving a review below, or read customer reviews before you decide to use Morganton Savings Bank. Morganton Savings Bank Texas Ratio Morganton Savings Bank's Texas Ratio is at 0.94%, which is considered excellent. The Texas Ratio for Morganton Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Morganton Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Morganton Savings Bank Rates with Other Competitive Bank and Credit Union Rates
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Twin River Bank
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Cleveland State Bank
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3.79%
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First Southwest Bank
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3.75%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 12, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Morganton Savings Bank rate data right now, check back for updates, we are adding rates all the time. Morganton Savings Bank InformationMorganton Savings Bank
100 S King StMorganton, NC 28655 Burke Established Date: 01/01/1903 FDIC Certificate #: 30434 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.morgantonsavings.com
Is Morganton Savings Bank FDIC Insured? Yes
What is Morganton Savings Bank's Cert number? 30434
What is the maximum amount for insured deposits? $250,000 per holder, per account
Morganton Savings Bank FinancialsTotal Assets:
$109,452,000
Total Deposits:
$70,022,000
Equity Capital:
$26,494,000
Domestic Deposits:
$70,022,000
Net Income:
$170,000
Return on Assets:
0.6226%
Quarterly Return on Assets:
0.6100%
Pretax Return on Assets:
0.6077%
Pretax Quarterly Return on Assets:
0.6100%
Return on Equity:
2.8800%
Quarterly Return on Equity:
2.5800%
Leverage Tier 1 (Core Capital) Ratio:
23.6785%
Total Interest Income (YTD):
4.8919%
Headquarters:
Morganton
FDIC Field Office:
Charlotte
Regulator:
FDIC
County:
Burke
# of Offices:
1
Metropolitan Statistical Area (MSA):
Hickory-Lenoir-Morganton, NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are mixed this week as fixed conforming 30 year mortgage rates stayed under 4.00% for the third consecutive week. Current mortgage rates on 30 year home loans are averaging 3.91%, a slight decrease from last week’s average 30 year mortgage rate of 3.92%. Mortgage rates on 15 year mortgage loans are averaging 3.24%, down from last week’s average 15 year rate of 3.25%.
KS StateBank 5 Year Jumbo CD rates are now at 1.99 percent with a yield of 2.00 percent. View current 5 Year Jumbo CD rates at KS StateBank below.
Bank or Credit Union Offers and DealsChance for Higher Deposit Rates in September IncreasesNewDominion Bank MMA Rates now at 0.15% Refinancing a Mortgage: When is a Good Time? Best CD Rates & CD Yields in Texas FDIC List of Troubled Banks and the Texas Ratio Home Mortgage Rates Saturday 11/27: 30 Year Mortgage Rates at 4.42%, 15 Year Jumbo Rates at 4.18% Average Savings Rates on Accounts in Florida Mercantil Bank CD Rates Conforming Home Mortage Rates Mixed Freddie Mac: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.75% Wachovia Way2Save Savings Account 5.00% APY Alternative Bank and Credit Union Offers to ExploreMortgage Rates Increase for the Fourth Consecutive Week: 30 Year Mortgage Rates at 4.61%: Freddie MacCurrent Mortgage Rates: Mortgage Rates Decline to Five Week Low Mortgage Rates: Weekly Average Mortgage Rates April 11, 2011 Home Loan Rates: 30 Year Mortgage Rates at 4.98% and 15 Year Mortgage Rates at 4.39% Top 12 Month CD Rates - Highest 2.00% APY Citizens Access CD Rates CNB Bank Direct 4.00% Savings Account Mortgage Rates Tuesday, Average Mortgage Rates Higher 30 Year Mortgage Rates Hit New Low for 2014 Savings Account Rates in California: Best Savings Rate at 1.10 Percent Morganton Savings Bank ReviewsThere are no reviews for Morganton Savings Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.10%, 6-month CD rates at 2.02% and 3-month CD rates at 2.00%. Current savings rates are at 3.50% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.03%. Credit Card rates are at 14.24%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. 
