MonitorBankRates
  1. Home
  2. Banks
  3. The Dart Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

The Dart Bank Rates & Review April 2026

The Dart Bank's 6-Month CD rates are at 3.55%. MonitorBankRates evaluates the financial stability of The Dart Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.95%. Rates were last updated on 04/02/2026.

The Dart Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Dart Bank? Share your experience about The Dart Bank by leaving a review below, or read customer reviews before you decide to use The Dart Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.95%
Excellent Higher than avg
The Dart Bank
368 S Park St
Mason, MI 48854
https://www.dart.bank
Member FDIC

The Dart Bank CD Rates

Product Rate APY Term View More
6 Month CD - 3.55% 6
Min Deposit $500
Details Limited time offer and is subject to change without notice, $500 Minimum deposit to open CD Special. After maturity if you choose to roll over your CD, it will renew to the same term and the then-current interest rate (rate at time of maturity). A penalty will be imposed for early withdrawal. Fees will reduce earnings.; Online opening available only to residents in Michigan.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.95%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Dart Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Dart Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Dart Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Dart Bank
Bank Holding Company DART FINANCIAL CORP
Address 368 S Park St, Mason, MI 48854  ·  Ingham
FDIC Certificate # 5033
Established 05/01/1925
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.95%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4018%
Return on Equity (ROE) 17.5400%
Non-Performing Loans (NPL) 0.43%
Total Assets $1,432,696,000
Total Deposits $1,230,330,000
Equity Capital $115,471,000
Net Income $12,507,000
Headquarters Mason
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for The Dart Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for The Dart Bank
Your Name:
Your Rating:

Frequently Asked Questions About The Dart Bank

Is The Dart Bank a safe place to deposit money?

Yes, The Dart Bank is considered a safe financial institution. With a Texas Ratio of 6.9478823662995%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Dart Bank operate?

The Dart Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Dart Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Dart Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Dart Bank offer online and mobile banking?

Most modern institutions like The Dart Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dart.bank.