FSB of Roscoe CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FSB of RoscoeToday's 12-month CD rates can be found at 4.11%, 6-month CD rates at 3.50% and 3-month CD rates at 0.50%. Current savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.03%. Credit Card rates are at 9.50%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FSB of Roscoe CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FSB of Roscoe, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FSB of Roscoe CD rates. You can also compare FSB of Roscoe savings rates, MMA rates and mortgage rates using our other rate lists.

FSB of Roscoe money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Roscoe? Share your experience about FSB of Roscoe by leaving a review below, or read customer reviews before you decide to use FSB of Roscoe.

FSB of Roscoe Texas Ratio

FSB of Roscoe's Texas Ratio is at 6.22%, which is considered excellent. The Texas Ratio for FSB of Roscoe is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FSB of Roscoe is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FSB of Roscoe
202 North Mitchell Street
Roscoe, SD 57471
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FSB of Roscoe Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings
5.00%
$0
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
4.14%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
72-Month CD
4.06%
$1,000
Raymond James Bank
Raymond James Bank
60-Month CD
4.05%
$1,000
Charles River Bank
Charles River Bank
12-Month CD
4.00%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
18-Month CD
3.90%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
12-Month CD
3.80%
$500
Susser Bank
Susser Bank
18-Month CD
3.75%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD (Plus Jumbo)
3.72%
$200,000
Kish Bank
Kish Bank
24-Month CD
3.65%
$2,000
1st Community Credit Union
1st Community Credit Union
1st Rewards Checking
3.30%
$0
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month Jumbo CD
3.25%
$100,000
First Financial of Maryland FCU
First Financial of Maryland FCU
24-Month CD
3.20%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
30-Month CD
3.12%
$1,000
Gogebic Range Bank
Gogebic Range Bank
24-Month CD
3.03%
$500
Marquette Savings Bank
Marquette Savings Bank
18-Month CD
3.03%
$500
Headwaters State Bank
Headwaters State Bank
48-Month CD
3.02%
$1,000
State Bank of Chilton
State Bank of Chilton
24-Month CD
3.02%
$1,000
Denison State Bank
Denison State Bank
60-Month CD
3.00%
$500
PCB Pendleton Bank
PCB Pendleton Bank
Kasasa Saver + Savings
3.00%
$0
M.Y. Safra Bank
M.Y. Safra Bank
36-Month CD
2.85%
$500
Palo Savings Bank
36-Month CD
2.52%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
36-Month CD
2.49%
$1,000
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
60-Month CD
2.30%
$1,000
Sloan State Bank
Sloan State Bank
24-Month CD
2.27%
$1,000
Prevail Bank
Prevail Bank
48-Month CD
2.22%
$1,000
Collins State Bank
Collins State Bank
12-Month CD
2.00%
$1,000
State Bank of Graymont
State Bank of Graymont
Tiered Money Market
1.87%
$75,000
The National Capital Bank of Washington
The National Capital Bank of Washington
24-Month CD
1.76%
$1,000
Ponce Bank
Ponce Bank
Non-Profit Business Checking
1.73%
$0
Consumers Credit Union
Consumers Credit Union
36-Month CD
1.30%
$250
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
30-Month CD
1.00%
$1,000
Home SB of Wapakoneta
Home SB of Wapakoneta
12-Month CD
0.80%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Money Market
0.75%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
48-Month CD
0.70%
$500
The Middlefield Banking Company
The Middlefield Banking Company
30-Month CD
0.65%
$500
Hometown Bank of PA
Hometown Bank of PA
48-Month CD
0.50%
$1,000
Bank of Magnolia
Bank of Magnolia
36-Month CD
0.50%
$1,000
Partners Bank of New England
48-Month CD
0.40%
$500
First Federal S&L of Van Wert
First Federal S&L of Van Wert
18-Month CD
0.30%
$2,500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
18-Month CD
0.25%
$2,000
State Bank Freeport, IL
State Bank Freeport, IL
18-Month CD
0.25%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Platinum Money Market
0.25%
$10,000
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
Bank of New Hampshire
Bank of New Hampshire
12-Month CD
0.15%
$500
Forcht Bank
Forcht Bank
Performance Money Market
0.10%
$10,000
Town & Country B&T Co.
Town & Country B&T Co.
Savings
0.05%
$50
First State Bank (MI)
First State Bank (MI)
30-Month CD
0.05%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
Preferred Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FSB of Roscoe rate data right now, check back for updates, we are adding rates all the time.

FSB of Roscoe Information

FSB of Roscoe
202 North Mitchell Street
Roscoe, SD 57471
Edmunds
Established Date: 05/23/1903
FDIC Certificate #: 9005
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ROSCOE CMTY BANKSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is FSB of Roscoe FDIC Insured? Yes
What is FSB of Roscoe's Cert number? 9005
What is the maximum amount for insured deposits? $250,000 per holder, per account

FSB of Roscoe Financials

Total Assets:
$142,156,000
Total Deposits:
$121,935,000
Equity Capital:
$16,052,000
Domestic Deposits:
$121,935,000
Net Income:
$448,000
Return on Assets:
1.5705%
Quarterly Return on Assets:
1.2400%
Pretax Return on Assets:
1.3079%
Pretax Quarterly Return on Assets:
1.3100%
Return on Equity:
15.0900%
Quarterly Return on Equity:
11.0800%
Common Equity Tier 1 Capital Ratio:
24.4401%
Tier 1 Risk-Based Capital Ratio:
24.4401%
Leverage Tier 1 (Core Capital) Ratio:
12.2135%
Total Risk-Based Capital Ratio (YTD):
25.7000%
Total Interest Income (YTD):
4.5452%
 
 
Headquarters:
Roscoe
FDIC Field Office:
Sioux Falls
Regulator:
FDIC
County:
Edmunds
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

2016 will be a better year for deposit rates after many years of watching rates decline to historic lows. The Fed will most likely increase the fed funds rate at least 3 or 4 times in 2016, on top of the 1 rate increase in 2015. While banks and credit unions haven't increased rates yet, it's only a matter of time before they do.
The best savings account rates and money market rates right now on our deposit rate list are currently at 1.04 percent. In this week's national rate survey from Bankrate the average savings rate is exactly half at 0.52 percent. The Federal Deposit Insurance Corporation's national average rate is even lower at 0.08 percent, making our top savings rate 13 times the FDIC average.
Average savings rates were unchanged this week over last in both Bankrate's national savings rate survey and the FDIC's national rate survey. Bankrate's national savings rate for the week ending 10/10/12 is currently at 0.52 percent. The FDIC's national average savings rate is considerably less at 0.08 percent. The best savings rates this week alo remained unchanged at 1.04 percent.

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