MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Banks
  3. Marion Community Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Marion Community Bank Rates & Review September 2026

Marion Community Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Marion Community Bank, and you can see how they compare in the Marion Community Bank rate tables below. MonitorBankRates evaluates the financial stability of Marion Community Bank with a 3.8 Star Rating, an C Overall Health Grade, and a Texas Ratio of 23.16%. Database rates last updated and verified on 09/23/2026.

Marion Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion Community Bank? Share your experience about Marion Community Bank by leaving a review below, or read customer reviews before you decide to use Marion Community Bank.

Overall Health & Safety Grade ?
C
Average Health Score: 76/100
MonitorBankRates Rating ?
3.8
Very Good Out of 5.0 Stars
Texas Ratio ?
23.16%
Good Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Marion Community Bank
601 Washington St
Marion, AL 36756
https://www.marion-bank.com
Member FDIC

Current Rate Availability

We're not currently displaying rates for Marion Community Bank, but our database is updated constantly, so check back soon for the latest offers.

Are you with Marion Community Bank? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Financial Health History

Marion Community Bank’s Texas Ratio fell from 40.76% in Q3 2023 to 23.16% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 1.0 to 3.8 and its Health Grade from F to C. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 14% 2.0★ 28% 3.0★ 41% 4.0★ 55% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 40.76% F Q3 2023 D Q4 2023 D Q1 2024 D Q2 2024 B Q3 2024 C- Q4 2024 B- Q1 2025 C- Q2 2025 B- Q3 2025 B+ Q4 2025 A- Q1 2026 23.16% C Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$364M23.16%3.8C
March 31, 2026$351M11.10%4.6A-
December 31, 2025$350M11.99%4.4B+
September 30, 2025$348M14.22%4.0B-
June 30, 2025$343M16.56%3.0C-
March 31, 2025$340M15.52%3.8B-
December 31, 2024$345M17.28%3.0C-
September 30, 2024$346M15.55%4.1B
June 30, 2024$332M21.31%2.7D
March 31, 2024$317M22.93%2.5D
December 31, 2023$321M21.25%2.8D
September 30, 2023$319M40.76%1.0F
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Marion Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Marion Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marion Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Marion Community Bank
Bank Holding Company MARION BANCSHARES INC
Address 601 Washington St, Marion, AL 36756  ·  Perry
FDIC Certificate # 14184
Established 19340317
FDIC Insurance Date 19340402
Domestic Offices 7
Total Branches 8
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C
Overall Health Grade Score: 76/100
3.8
Very Good Out of 5.0 Stars
23.16%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0648%
Return on Equity (ROE) 16.4100%
Non-Performing Loans (NPL) 1.49%
Total Assets $364,235,000
Total Deposits $326,196,000
Equity Capital $23,520,000
Net Income $1,891,000
Headquarters Marion
Total Branches and Offices 7
Source: FDIC  |  Last Updated 06/30/2026

Customer Reviews

There are no reviews for Marion Community Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Marion Community Bank
Your Name:
Your Rating:

Frequently Asked Questions About Marion Community Bank

How many branches does Marion Community Bank operate?

Marion Community Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Marion Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does Marion Community Bank offer online and mobile banking?

Most modern institutions like Marion Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marion-bank.com.