What are the current interest rates at FNB Of Nokomis?

Current rates for FNB Of Nokomis include: 12-Month CD: 1.20%, 18-Month CD: 1.51%, 24-Month CD: 1.61%, 36-Month CD: 2.01%, 48-Month CD: 2.16%, Savings: 0.20%, MMA: 0.30%

FNB Of Nokomis Rates and Review February 2026

Content reviewed by

Brian McKay

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FNB Of Nokomis Deposit Rates

FNB Of Nokomis's 5-Month CD Special rates are at 3.84%, 9-Month CD Special rates are at 3.01%, Certificates of Deposit 48-Month CD rates are at 2.16%, Certificates of Deposit 36-Month CD rates are at 2.01%, Certificates of Deposit 30-Month CD rates are at 1.76%. FNB Of Nokomis's savings rates are at 0.20%. FNB Of Nokomis's money market rates are at 0.30%.

FNB Of Nokomis

Rate Updates and Availability

FNB Of Nokomis money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB Of Nokomis? Share your experience about FNB Of Nokomis by leaving a review below, or read customer reviews before you decide to use FNB Of Nokomis.

FNB Of Nokomis Texas Ratio

FNB Of Nokomis's Texas Ratio is at 9.45%, which is considered excellent. The Texas Ratio for FNB Of Nokomis is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

FNB Of Nokomis has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, FNB Of Nokomis is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

1.20%

2.38%

18-Month CD

1.51%

2.14%

24-Month CD

1.61%

2.17%

36-Month CD

2.01%

2.11%

48-Month CD

2.16%

2.10%

60-Month CD

N/A

2.23%

Savings

0.20%

0.60%

MMA

0.30%

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

FNB Of Nokomis

122 W State St
Nokomis, IL 62075

https://www.fnbnokomis.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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FNB Of Nokomis CD Rates

Product	Rate	APY	Term
9 Month CD Special	3.00%	3.01%	9 Months
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026
Certificates of Deposit 48 Month CD	2.15%	2.16%	48 Month
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026
Certificates of Deposit 36 Month CD	2.00%	2.01%	36 Month
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026
Certificates of Deposit 30 Month CD	1.75%	1.76%	30 Month
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026
Certificates of Deposit 24 Month CD	1.60%	1.61%	24 Month
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026
Certificates of Deposit 18 Month CD	1.50%	1.51%	18 Month
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026
Certificates of Deposit 12 Month CD	1.20%	1.20%	12 Month
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026
Certificates of Deposit 182 Day CD	1.20%	1.20%	182 Day
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026
Certificates of Deposit 91 Day CD	1.20%	1.20%	91 Day
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/11/2026

FNB Of Nokomis Savings Rates

Product	Rate	APY
Health Savings NOW	0.25%	0.25%
Min Deposit$100 Min Balance$1 Details$1.00-$2,499.99; Minimum Amount To Obtain Annual Percentage Yield: $1.00-$2,499.99 Last Updated 02/11/2026
Health Savings NOW and up	0.25%	0.25%
Min Deposit$100 Min Balance$1 Details$10,000; Minimum Amount To Obtain Annual Percentage Yield: $10,000 and up Last Updated 02/11/2026
Christmas Clubs	0.22%	0.22%
Min Deposit$1 Min Balance$1 Last Updated 02/11/2026
Savings	0.20%	0.20%
Min Deposit$1 Min Balance$1 Last Updated 02/11/2026

FNB Of Nokomis Money Market Rates

Product	Rate	APY
MMA	0.50%	0.50%
Min Deposit$2,500 Details$300,000-$499,999.99; Minimum Amount To Obtain Annual Percentage Yield: $300,000-$499,999.99 Last Updated 02/11/2026
MMA and up	0.50%	0.50%
Min Deposit$2,500 Details$500,000.00; Minimum Amount To Obtain Annual Percentage Yield: $500,000.00 and up Last Updated 02/11/2026
MMA	0.30%	0.30%
Min Deposit$2,500 Details$1.00-$24,999.99; Minimum Amount To Obtain Annual Percentage Yield: $1.00-$24,999.99 Last Updated 02/11/2026

FNB Of Nokomis Checking Rates

Product	Rate	APY
Rewards Checking	3.00%	3.05%
Min Deposit$1 Min Balance$1 Last Updated 02/11/2026
NOW Checking	0.27%	0.27%
Min Balance$50,000 Last Updated 02/11/2026
NOW Checking	0.25%	0.25%
Min Deposit$750 Min Balance$1 Last Updated 02/11/2026
Rewards Checking Non-qualifying	0.15%	0.15%
Min Balance$0 Last Updated 02/11/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB Of Nokomis is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB Of Nokomis rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB Of Nokomis's official website for the most current offers and terms.