MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Banks›
  3. First Pryority Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

First Pryority Bank Rates & Review October 2026

First Pryority Bank's top rates as of October 11, 2026 are 4.25% APY on its Certificates of Deposit (CDs) - 36-Month CD, and auto loans from 5.25% APR, according to rates verified by MonitorBankRates. Other First Pryority Bank CD rates include Certificates of Deposit (CDs) - 24-Month at 4.05%, Certificates of Deposit (CDs) - 18-Month at 4.00%, and Certificates of Deposit (CDs) - 6-Month at 3.70%. MonitorBankRates evaluates the financial stability of First Pryority Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.96%. Rates last updated and verified on 10/11/2026.

First Pryority Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Pryority Bank? Share your experience about First Pryority Bank by leaving a review below, or read customer reviews before you decide to use First Pryority Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A-
Very Good Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
14.96%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
First Pryority Bank
310 E Graham Ave
Pryor, OK 74361
https://www.firstpryoritybank.com
MemberFDIC
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

First Pryority Bank CD Rates

Product Rate APY Term View More
Certificates of Deposit (CDs) - 36 month - 4.25% 36 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 24 month - 4.05% 24 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 7, 2026: 4.05% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 18 month - 4.00% 18 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 6 month - 3.70% 6 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 9 month - 3.60% 9 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 12 month - 3.55% 12 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 7, 2026: 3.55% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 60 month - 2.55% 60 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.55% APY · checked 2 times
2.05%2.55%3.05%Oct 7, 2026: 2.55% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 49 month - 2.53% 49 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.53% APY · checked 2 times
2.03%2.53%3.03%Oct 7, 2026: 2.53% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 7 month - 2.07% 7 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.07% APY · checked 2 times
1.57%2.07%2.57%Oct 7, 2026: 2.07% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 3 month - 2.02% 3 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 7, 2026: 2.02% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%
Certificates of Deposit (CDs) - 4 month - 2.02% 4 month
Min Deposit $1,000
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 7, 2026: 2.02% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%

First Pryority Bank Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.25%
Details As Low As; This consumer loan offer for title-secured vehicles is effective on 5/19/2023. Rate shown is floor rate for title-secured vehicles. Loan payment and Annual Percentage Rate will vary based on the loan amount, the term and any fees. With approved credit, including a minimum credit score of 625. Not available for refinance of existing pryority.bank loan. Other terms, restrictions and exclusions may apply. pryority.bank reserves the right to change and/or discontinue the advertised rate at any time without notice.
Last Updated 10/11/2026
Rate History
No change since Sep 27, 2026 · 5.25% APR · checked 4 times
4.75%5.25%5.75%Sep 27, 2026: 5.25% APRSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.96%

Financial Health History

First Pryority Bank’s Texas Ratio fell from 15.62% in Q3 2023 to 14.96% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 8% 2.0★ 16% 3.0★ 24% 4.0★ 32% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 15.62% A- Q3 2023 A- Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A Q1 2025 B- Q2 2025 B Q3 2025 B Q4 2025 B+ Q1 2026 14.96% A- Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$558M14.96%5.0A-
March 31, 2026$540M17.52%4.8B+
December 31, 2025$524M19.29%4.6B
September 30, 2025$520M21.08%4.5B
June 30, 2025$499M23.86%4.3B-
March 31, 2025$479M10.44%5.0A
December 31, 2024$459M5.70%5.0A+
September 30, 2024$454M5.40%5.0A+
June 30, 2024$450M2.79%5.0A+
March 31, 2024$442M6.20%5.0A
December 31, 2023$417M14.35%5.0A-
September 30, 2023$408M15.62%5.0A-
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Pryority Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Pryority Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Pryority Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Pryority Bank
Bank Holding Company FIRST PRYOR BCORP INC
Address 310 E Graham Ave, Pryor, OK 74361  ·  Mayes
FDIC Certificate # 4185
Established 19000101
FDIC Insurance Date 19340101
Domestic Offices 3
Total Branches 3
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 93/100
5.0
Exceptional Out of 5.0 Stars
14.96%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3260%
Return on Equity (ROE) 13.1700%
Non-Performing Loans (NPL) 1.41%
Total Assets $558,094,000
Total Deposits $483,443,000
Equity Capital $56,300,000
Net Income $3,586,000
Headquarters Pryor
Total Branches and Offices 3
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

First Pryority Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/first-pryority-bank-rates-review-4185">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for First Pryority Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Pryority Bank
Your Name:
Your Rating:

Frequently Asked Questions About First Pryority Bank

How many branches does First Pryority Bank operate?

First Pryority Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Pryority Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Pryority Bank provides members with tools to manage their accounts and build a solid financial history.

Does First Pryority Bank offer online and mobile banking?

Most modern institutions like First Pryority Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstpryoritybank.com.

Current First Pryority Bank Rates

  • 12-Month CD3.55%
  • 18-Month CD4.00%
  • 24-Month CD4.05%
  • 36-Month CD4.25%
  • 48-Month CD2.53%
  • 60-Month CD2.55%
Retrieved from our database of financial products. Rates subject to change.