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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Dime Community Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 13, 2026
Dime Community Bank's savings rates are at 0.01%. Dime Community Bank's 7/1 ARM2 - Affordable Housing Program3 rates are at 4.88%, 30 Year Fixed - Affordable Housing Program3 rates are at 5.50%. MonitorBankRates evaluates the financial stability of Dime Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.70%. Rates were last updated on 03/13/2026. Dime Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dime Community Bank? Share your experience about Dime Community Bank by leaving a review below, or read customer reviews before you decide to use Dime Community Bank. 
Dime Community Bank Savings Rates
Dime Community Bank Checking Rates
Dime Community Bank Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Dime Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Dime Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Dime Community Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Dime Community Bank
Bank Holding Company
DIME COMMUNITY BANCSHARES INC
Address
898 Veterans Memorial Hwy,
Hauppauge, NY 11788 · Suffolk
Website
https://www.dime.com
FDIC Certificate #
6976
Established
02/19/1909
FDIC Insurance Date
01/01/1934
Domestic Offices
65
Total Branches
64
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.70%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8048%
Return on Equity (ROE)
7.9900%
Non-Performing Loans (NPL)
0.15%
Total Assets
$15,332,384,000
Total Deposits
$12,949,436,000
Equity Capital
$1,645,437,000
Net Income
$125,879,000
Headquarters
Hauppauge
Total Offices
65
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Dime Community BankIs Dime Community Bank a safe place to deposit money?Yes, Dime Community Bank is considered a safe financial institution. With a Texas Ratio of 1.6999872428059%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Dime Community Bank operate?Dime Community Bank currently maintains approximately 64 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Dime Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Dime Community Bank provides members with tools to manage their accounts and build a solid financial history. Does Dime Community Bank offer online and mobile banking?Most modern institutions like Dime Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dime.com. Current Dime Community Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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