Dream First Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Dream First BankToday's 12-month CD rates can be found at 1.02%, 6-month CD rates at 3.87% and 3-month CD rates at 4.45%. Current savings rates are at 0.03% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 12.95%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Dream First Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Dream First Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Dream First Bank CD rates. You can also compare Dream First Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Dream First Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dream First Bank? Share your experience about Dream First Bank by leaving a review below, or read customer reviews before you decide to use Dream First Bank.

Dream First Bank Texas Ratio

Dream First Bank's Texas Ratio is at 17.20%, which is considered excellent. The Texas Ratio for Dream First Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Dream First Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Dream First Bank
11 N Main St
Syracuse, KS 67878
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Dream First Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
TTNB Turbotville Bank
TTNB Turbotville Bank
6-Month CD
4.05%
$2,500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
3-Month CD
3.80%
$500
FCN Bank, N.A.
FCN Bank, N.A.
12-Month CD
3.79%
$1,000
Landmark Credit Union
Landmark Credit Union
18-Month CD
3.75%
$500
Cross River Bank
Cross River Bank
12-Month CD
3.70%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
36-Month CD
3.51%
$500
Community Commerce Bank
Community Commerce Bank
48-Month CD
3.51%
$10,000
Great Plains State Bank
Great Plains State Bank
48-Month CD
3.45%
$500
Apple Bank for Savings
Apple Bank for Savings
12-Month CD
3.40%
$1,000
HomePride Bank
HomePride Bank
18-Month CD
3.39%
$500
PSB Indianola, IA
PSB Indianola, IA
48-Month CD
3.35%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
36-Month CD
3.34%
$500
Corebank
Corebank
12-Month CD
3.05%
$1,000
Phoenixville Federal B&T
12-Month CD
3.05%
$500
Headwaters State Bank
Headwaters State Bank
Money Market
3.04%
$200,000
River Bank
River Bank
24-Month CD
3.03%
$1,000
Murphy Bank
Murphy Bank
24-Month CD
3.00%
$1,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
12-Month CD
3.00%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD
2.89%
$500
Badger Bank
Badger Bank
12-Month CD
2.74%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
18-Month CD
2.62%
$500
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
24-Month CD
2.55%
$500
Axiom Bank
Axiom Bank
36-Month CD
2.50%
$500
Unison Bank
Unison Bank
30-Month CD
2.50%
$2,500
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
36-Month CD
2.45%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
12-Month CD
2.38%
$1,000
Osgood Bank
Osgood Bank
18-Month CD
2.27%
$1,000
Home Bank of California
Home Bank of California
48-Month CD
2.13%
$2,500
PennCrest Bank
PennCrest Bank
12-Month CD
1.00%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
60-Month CD
1.00%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
12-Month CD
0.80%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
3-Month CD
0.80%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
60-Month CD
0.75%
$1,000
Minnstar Bank
Minnstar Bank
24-Month CD
0.65%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Super NOW Checking
0.55%
$2,500
Greenstate Credit Union
Greenstate Credit Union
36-Month CD
0.50%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
18-Month CD
0.45%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
18-Month CD
0.30%
$1,000
First Westroads Bank
First Westroads Bank
Savings
0.25%
$100
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
12-Month CD
0.25%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Royal Savings
0.25%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
36-Month CD
0.20%
$500
Fayetteville Bank
Fayetteville Bank
NOW Checking
0.20%
$0
Johnson State Bank
Johnson State Bank
NOW Checking
0.20%
$0
Kentucky Farmers Bank
Kentucky Farmers Bank
Money Market
0.20%
$1,000
WaFd Bank
WaFd Bank
6-Month CD
0.15%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Savings
0.10%
$25
First State Bank of Campbell Hill
First State Bank of Campbell Hill
NOW Checking
0.10%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
Savings
0.07%
$100
First Citizens Bank
First Citizens Bank
18-Month CD
0.02%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Dream First Bank rate data right now, check back for updates, we are adding rates all the time.

Dream First Bank Information

Dream First Bank
11 N Main St
Syracuse, KS 67878
Hamilton
Established Date: 02/10/1906
FDIC Certificate #: 4779
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LEGACY FINANCIAL INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Dream First Bank FDIC Insured? Yes
What is Dream First Bank's Cert number? 4779
What is the maximum amount for insured deposits? $250,000 per holder, per account

Dream First Bank Financials

Total Assets:
$636,012,000
Total Deposits:
$572,977,000
Equity Capital:
$58,129,000
Domestic Deposits:
$572,977,000
Net Income:
$2,127,000
Return on Assets:
2.5437%
Quarterly Return on Assets:
1.3300%
Pretax Return on Assets:
1.7315%
Pretax Quarterly Return on Assets:
1.7300%
Return on Equity:
27.9200%
Quarterly Return on Equity:
14.8900%
Common Equity Tier 1 Capital Ratio:
10.5526%
Tier 1 Risk-Based Capital Ratio:
10.5526%
Leverage Tier 1 (Core Capital) Ratio:
9.0264%
Total Risk-Based Capital Ratio (YTD):
11.8071%
Total Interest Income (YTD):
6.7239%
 
 
Headquarters:
Syracuse
FDIC Field Office:
Hays
Regulator:
OCC
County:
Hamilton
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

E-TRADE Bank Premium Savings AccountE*TRADE Bank Premium Savings Account which already had one of the best online savings rates available was upped to a new higher rate. The current savings rate on the Premium Savings Account from E*TRADE Bank is now at 2.08 percent with an APY of 2.10 percent.
Mortgage rates and refinance mortgage rates have stabilized this morning after heading higher yesterday. Current 30 year mortgage rates and refinancing rates are averaging 4.77 percent, unchanged from yesterday's average 30 year mortgage rate and refinance rate. Conforming 30 year mortgage refinance rates and loan rates in Texas are higher than the national average 30 year rate. Today's 30 year mortgage rates and refinance rates today in TX are averaging 4.86 percent.
Northern Bank Direct CD rates were recently changed. Most of the changes were higher except for CD rates on 2 year certificates of deposit. The largest CD rate changes were on Northern Bank Direct's 3 year and 5 year certificates of deposit.

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