Dream First Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Dream First BankToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 5.06% and 3-month CD rates at 0.10%. Current savings rates are at 1.10% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Dream First Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Dream First Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Dream First Bank CD rates. You can also compare Dream First Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Dream First Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dream First Bank? Share your experience about Dream First Bank by leaving a review below, or read customer reviews before you decide to use Dream First Bank.

Dream First Bank Texas Ratio

Dream First Bank's Texas Ratio is at 1.63%, which is considered excellent. The Texas Ratio for Dream First Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Dream First Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Dream First Bank
11 N Main St
Syracuse, KS 67878
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Dream First Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Luana Savings Bank
Luana Savings Bank
12-Month CD
4.91%
$2,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
SuperSaver Money Market Account Jumbo
4.81%
$100,000
Great Plains State Bank
Great Plains State Bank
18-Month CD
4.80%
$500
The Clay City Banking Co.
The Clay City Banking Co.
12-Month CD
4.42%
$1,000
Merrick Bank
Merrick Bank
24-Month CD
4.40%
$25,000
Popular Bank
Popular Bank
19-Month CD
4.30%
$1
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
4.21%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
36-Month CD
4.10%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
36-Month CD
4.00%
$1,000
Jones Bank
Jones Bank
42-Month CD (special) del
3.85%
$500
FNB of Waterloo
FNB of Waterloo
36-Month CD
3.55%
$1,000
Bank of the Valley
Bank of the Valley
48-Month CD
3.55%
$500
State Bank of Scotia
State Bank of Scotia
18-Month CD
3.29%
$1,000
OBC Bank
OBC Bank
18-Month CD
3.04%
$1,000
FNB of Hereford
FNB of Hereford
Real Savings
3.03%
$1
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
18-Month CD
3.03%
$1,000
Adrian Bank
Adrian Bank
24-Month CD
3.02%
$1,000
Bank of Luxemburg
Bank of Luxemburg
Loyalty Checking
3.00%
$1
Lone Star Bank
Lone Star Bank
3-Month CD
3.00%
$1,000
Gogebic Range Bank
Gogebic Range Bank
60-Month CD
2.78%
$500
Ergo Bank
Ergo Bank
60-Month CD
2.62%
$500
American Commerce Bank, N.A.
American Commerce Bank, N.A.
36-Month CD
2.50%
$500
Grinnell State Bank
Grinnell State Bank
36-Month CD
2.12%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
Christmas Club Savings
2.00%
$10
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Money Market Tier 6
2.00%
$500,000
Coastal Heritage Bank
Coastal Heritage Bank
60-Month CD
2.00%
$1,000
Citi
Citi
36-Month CD
2.00%
$500
Hilltop National Bank
Hilltop National Bank
30-Month CD
1.76%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
48-Month CD
1.75%
$2,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
12-Month CD
1.51%
$500
West Pointe Bank
West Pointe Bank
Money Market Investment
1.51%
$100,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
9-Month CD
1.50%
$1,000
First National Bank in Amboy
First National Bank in Amboy
60-Month CD
1.46%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
36-Month CD
1.25%
$500
TruBank
TruBank
18-Month CD
1.10%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
36-Month CD
1.06%
$1,000
CNB St Louis Bank
CNB St Louis Bank
36-Month CD
1.05%
$500
Midland Community Bank
Midland Community Bank
30-Month CD
0.95%
$1,000
Security Bank USA
Security Bank USA
Money Market
0.90%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Money Market
0.75%
$100
JVB Juniata Valley Bank
JVB Juniata Valley Bank
Money Market
0.50%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Premium Checking Account
0.25%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.25%
$500
Stoughton Co-operative Bank
Stoughton Co-operative Bank
12-Month CD
0.25%
$500
Arcola First Bank
Arcola First Bank
Money Market
0.10%
$2,500
Huntington FSB
Huntington FSB
Money Market Master Account
0.10%
$25,000
Central Bank Houston, TX
Central Bank Houston, TX
Savings Account
0.05%
$200
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
BankNewport
BankNewport
Money Market Savings
0.02%
$2,500
Regions Bank
Regions Bank
36-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Dream First Bank rate data right now, check back for updates, we are adding rates all the time.

Dream First Bank Information

Dream First Bank
11 N Main St
Syracuse, KS 67878
Hamilton
Established Date: 02/10/1906
FDIC Certificate #: 4779
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LEGACY FINANCIAL INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Dream First Bank FDIC Insured? Yes
What is Dream First Bank's Cert number? 4779
What is the maximum amount for insured deposits? $250,000 per holder, per account

Dream First Bank Financials

Total Assets:
$480,246,000
Total Deposits:
$430,594,000
Equity Capital:
$46,911,000
Domestic Deposits:
$430,594,000
Net Income:
$2,034,000
Return on Assets:
1.4597%
Quarterly Return on Assets:
1.7200%
Pretax Return on Assets:
2.2559%
Pretax Quarterly Return on Assets:
2.2600%
Return on Equity:
14.4200%
Quarterly Return on Equity:
17.7900%
Common Equity Tier 1 Capital Ratio:
13.8289%
Tier 1 Risk-Based Capital Ratio:
13.8289%
Leverage Tier 1 (Core Capital) Ratio:
10.8597%
Total Risk-Based Capital Ratio (YTD):
15.0882%
Total Interest Income (YTD):
4.9684%
 
 
Headquarters:
Syracuse
FDIC Field Office:
Hays
Regulator:
OCC
County:
Hamilton
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

mba-30-year-mortgage-rates-at-502-mortgage-applications-dropThe Mortgage Bankers Association (MBAs,) released its weekly Mortgage Applications Survey showing applications for mortgages decreasing and mortgage rates going up  for the week ending October 9, 2009.

Home Savings Bank, headquartered in Youngstown, Ohio, has recently lowered CD rates on their 1 and 2 year internet certificates of deposit. Home Savings Bank lowered CD rates by 10 basis points on their regular certificates of deposit and 20 basis points on their jumbo certificates of deposit.

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