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First Savings Bank of Hegewisch Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated: May 5, 2026
First Savings Bank of Hegewisch's 10-Month Certificate rates are at 3.75%, 12-Month Certificate rates are at 3.75%, 18-Month Variable Rate Certificate rates are at 3.73%, 6-Month Certificate rates are at 3.50%, 7-Month Certificate rates are at 3.50%. First Savings Bank of Hegewisch's savings rates are at 0.02%. First Savings Bank of Hegewisch's money market rates are at 0.20%. First Savings Bank of Hegewisch's Jumbo Single Family Mortgages (Loans - Purchases rates are at 5.25%, Jumbo Single Family Mortgages (Loans - Refinances rates are at 5.25%, Fixed Term Single Family Mortgages - Purchases rates are at 5.25%, Fixed Term Single Family Mortgages - Purchases 15 Years rates are at 5.25%, Fixed Term Single Family Mortgages - Refinances rates are at 5.25%. MonitorBankRates evaluates the financial stability of First Savings Bank of Hegewisch with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.21%. Rates were last updated on 05/05/2026.
First Savings Bank of Hegewisch money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Savings Bank of Hegewisch? Share your experience about First Savings Bank of Hegewisch by leaving a review below, or read customer reviews before you decide to use First Savings Bank of Hegewisch.
Overall Health & Safety Grade
?
A+
Exceptional HealthScore: 100/100
Overall Health & Safety Grade
First Savings Bank of Hegewisch has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
First Savings Bank of Hegewisch has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.21%
ExcellentLower than avg
First Savings Bank of Hegewisch Texas Ratio
First Savings Bank of Hegewisch's Texas Ratio is 0.21%, which is considered excellent and is lower than the national average of 5.85%.
First Savings Bank of Hegewisch has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
DetailsQuarterly compounding, $10.00 min. additions
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
First Savings Bank of Hegewisch Savings Rates
Product
Rate
APY
View More
College Savers 3 or 4 Year Certificate
1.79%
1.85%
Min Deposit$50
Min Balance$50
DetailsQuarterly compounding, $10.00 min. additions
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
IRA Statement Savings
0.03%
0.03%
Min Deposit$10
Min Balance$0
DetailsRates can change daily. Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Ultimate Savings
0.02%
0.02%
Min Deposit$1,000
Min Balance$1,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Variable Savings
0.02%
0.02%
Min Deposit$100
Min Balance$0
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
First Savings Bank of Hegewisch Money Market Rates
Product
Rate
APY
View More
Diamond Money Market
2.03%
2.05%
Min Deposit$50,000
Min Balance$150,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Diamond Money Market 4th Tier
2.03%
2.05%
Min Deposit$50,000
Min Balance$150,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Diamond Money Market
1.78%
1.80%
Min Deposit$50,000
Min Balance$100,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Diamond Money Market 3rd Tier
1.78%
1.80%
Min Deposit$50,000
Min Balance$100,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Diamond Money Market
1.05%
1.05%
Min Deposit$50,000
Min Balance$75,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Diamond Money Market 2nd Tier
1.05%
1.05%
Min Deposit$50,000
Min Balance$75,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Diamond Money Market
0.80%
0.80%
Min Deposit$50,000
Min Balance$50,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Diamond Money Market 1st Tier
0.80%
0.80%
Min Deposit$50,000
Min Balance$50,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Premier Money Market Account 4th Tier
0.40%
0.40%
Min Deposit$1,500
Min Balance$25,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Premier Money Market Account*
0.40%
0.40%
Min Deposit$1,500
Min Balance$25,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Premier Money Market Account 3rd Tier
0.35%
0.35%
Min Deposit$1,500
Min Balance$15,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Premier Money Market Account*
0.35%
0.35%
Min Deposit$1,500
Min Balance$15,000
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Premier Money Market Account 2nd Tier
0.25%
0.25%
Min Deposit$1,500
Min Balance$7,500
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Premier Money Market Account*
0.25%
0.25%
Min Deposit$1,500
Min Balance$7,500
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Premier Money Market Account 1st Tier
0.20%
0.20%
Min Deposit$1,500
Min Balance$1,500
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Premier Money Market Account*
0.20%
0.20%
Min Deposit$1,500
Min Balance$1,500
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
First Savings Bank of Hegewisch Checking Rates
Product
Rate
APY
View More
Free Checking Plus Interest
0.01%
0.01%
Min Deposit$10
Min Balance$500
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Senior Checking
0.01%
0.01%
Min Deposit$10
Min Balance$100
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Student Checking
0.01%
0.01%
Min Deposit$10
Min Balance$100
DetailsRates can change daily, Daily compounding
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
First Savings Bank of Hegewisch Mortgage Rates
Product
Rate
Points
APR
Term
View More
Jumbo Single Family Mortgages (Loans - Purchases
5.25%
0
5.31%
15 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Refinances
5.25%
0
5.31%
15 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases
5.25%
0
5.38%
15
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 15 Years
5.25%
0
5.38%
15
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances
5.25%
0
5.38%
15 Years
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Purchases
5.25%
0
5.38%
15 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases
5.25%
0
5.44%
10
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 10 Years
5.25%
0
5.44%
10
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances
5.25%
0
5.44%
10 Years
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases
5.50%
0
5.61%
20
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 20 Years
5.50%
0
5.61%
20
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances
5.50%
0
5.61%
20 Years
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Purchases
5.75%
0
5.79%
30 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Refinances
5.75%
0
5.79%
30 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
30 Year Fixed Rate
-
-
5.83%
30
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases
5.75%
0
5.83%
30
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 30 Years
5.75%
0
5.83%
30
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances
5.75%
0
5.83%
30 Years
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Purchases
5.75%
0
5.83%
30 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases
5.75%
0
5.84%
25
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Purchases 25 Years
5.75%
0
5.84%
25
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Term Single Family Mortgages - Refinances
5.75%
0
5.84%
25 Years
No additional details.
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Purchases
5.75%
0
5.84%
25 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Purchases
6.40%
0
6.55%
15 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Jumbo Single Family Mortgages (Loans - Purchases
6.65%
0
6.75%
25 Years
Details$832,750+
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
First Savings Bank of Hegewisch Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Fixed Rate Home Equity Loans
5.65%
-
5.65%
5 Years
DetailsMaximum Loan of $200,000.00
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Rate Home Equity Loans (Maximum Loan of
5.65%
-
5.65%
5 Years
Details$200,000.00
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Rate Home Equity Loans
5.90%
-
5.90%
7 Years
DetailsMaximum Loan of $200,000.00
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Rate Home Equity Loans (Maximum Loan of
5.90%
-
5.90%
7 Years
Details$200,000.00
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Rate Home Equity Loans
6.15%
-
6.15%
10 Years
DetailsMaximum Loan of $200,000.00
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Fixed Rate Home Equity Loans (Maximum Loan of
6.15%
-
6.15%
10 Years
Details$200,000.00
Last Updated05/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.21%
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for First Savings Bank of Hegewisch is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather First Savings Bank of Hegewisch rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Savings Bank of Hegewisch's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameFirst Savings Bank of Hegewisch
FDIC Certificate #29809
Address
13220 S Baltimore Ave,
Chicago, IL 60633 · Cook
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Frequently Asked Questions About First Savings Bank of Hegewisch
How many branches does First Savings Bank of Hegewisch operate?
First Savings Bank of Hegewisch currently maintains approximately 14 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, First Savings Bank of Hegewisch does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, First Savings Bank of Hegewisch provides members with tools to manage their accounts and build a solid financial history.
Does First Savings Bank of Hegewisch offer online and mobile banking?
Most modern institutions like First Savings Bank of Hegewisch provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbhegewisch.com.
Current First Savings Bank of Hegewisch Rates
12-Month CD3.00%
18-Month CD3.00%
24-Month CD2.70%
48-Month CD1.85%
Savings0.02%
MMA0.20%
Retrieved from our database of financial products. Rates subject to change.