Benton State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 3.07% and 3-month CD rates at 0.25%. Current savings rates are at 0.15% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 14.24%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Benton State Bank's 60-Month CD rates are at 2.52%, 48-Month CD rates are at 2.52%, 36-Month CD rates are at 2.52%, 24-Month CD rates are at 2.52%, 12-Month CD rates are at 2.01%. Benton State Bank's savings rates are at 0.40%. Benton State Bank's money market rates are at 0.50%.

Benton State Bank

To see how these rates compare to Benton State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Benton State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Benton State Bank CD rates. You can also compare Benton State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Benton State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Benton State Bank? Share your experience about Benton State Bank by leaving a review below, or read customer reviews before you decide to use Benton State Bank.

Benton State Bank Texas Ratio

Benton State Bank's Texas Ratio is at 1.43%, which is considered excellent. The Texas Ratio for Benton State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Benton State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.01%
18-Month CD
2.01%
24-Month CD
2.52%
36-Month CD
2.52%
48-Month CD
2.52%
60-Month CD
2.52%
Savings
0.40%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Benton State Bank
42 W Main St
Benton, WI 53803
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Benton State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Benton State Bank
Benton State Bank
60-Month CD
2.52%
$500
Benton State Bank
Benton State Bank
48-Month CD
2.52%
$500
Benton State Bank
Benton State Bank
36-Month CD
2.52%
$500
Benton State Bank
Benton State Bank
24-Month CD
2.52%
$500
Benton State Bank
Benton State Bank
18-Month CD
2.01%
$500
Benton State Bank
Benton State Bank
12-Month CD
2.01%
$500
Benton State Bank
Benton State Bank
Money Market
0.50%
$2,500
Benton State Bank
Benton State Bank
Savings
0.40%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Benton State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
6-Month CD (Jumbo)
4.40%
$50,000
Raymond James
12-Month CD
4.00%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
60-Month CD
3.85%
$500
Leader Bank
Leader Bank
12-Month CD
3.75%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
60-Month CD
3.75%
$1,000
The Bank of the West
The Bank of the West
Money Market
3.56%
$1,500
Southwest Missouri Bank
Southwest Missouri Bank
12-Month CD
3.50%
$500
Bank of Prairie du Sac
Bank of Prairie du Sac
12-Month CD
3.40%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
12-Month CD
3.35%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
60-Month CD (Bump)
3.25%
$2,500
Everence Trust Company
Everence Trust Company
60-Month CD
3.25%
$500
Sikorsky Credit Union
Sikorsky Credit Union
60-Month CD
3.25%
$500
The Bank of Elk River
The Bank of Elk River
36-Month CD
3.19%
$200
Friendship State Bank
60-Month CD
3.15%
$500
Bank of Prague
Bank of Prague
36-Month CD
3.12%
$1,000
Grand Valley Bank
Grand Valley Bank
24-Month CD
3.10%
$500
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.02%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
60-Month CD
3.02%
$1,000
Genoa Banking Company
18-Month CD
3.00%
$1,000
First National Bank of Hutchinson
First National Bank of Hutchinson
36-Month CD
2.77%
$5,000
FNB of Bellville
FNB of Bellville
24-Month CD
2.50%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
24-Month CD
2.06%
$500
Timberland Bank
Timberland Bank
12-Month CD
2.02%
$500
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Savings
2.00%
$5
Heritage Bank Wood River, NE
60-Month CD
1.50%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
48-Month CD
1.25%
$500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
30-Month CD
1.15%
$1,500
CIBM Bank
CIBM Bank
60-Month CD
0.85%
$500
Bank of the Flint Hills
Bank of the Flint Hills
Savings
0.73%
$0
Chemung Canal Trust Company
Chemung Canal Trust Company
60-Month CD
0.60%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
60-Month CD
0.50%
$500
Connection Bank
Connection Bank
24-Month CD
0.50%
$1,000
Hometown National Bank
Hometown National Bank
Statement Savings
0.50%
$1,000
Kearney Trust Company
Kearney Trust Company
Money Market
0.50%
$5,000
Main Street Bank Corp
Main Street Bank Corp
48-Month CD
0.50%
$1,000
First Keystone Community Bank
First Keystone Community Bank
48-Month CD
0.50%
$500
Town & Country B&T Co.
Town & Country B&T Co.
60-Month CD
0.40%
$1,000
WaterStone Bank
WaterStone Bank
24-Month CD
0.40%
$1,000
Denison State Bank
Denison State Bank
Money Market
0.40%
$100
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Savings
0.25%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
12-Month CD
0.25%
$1,000
FNB Of Nokomis
FNB Of Nokomis
Savings
0.20%
$1
HTLF Bank
HTLF Bank
UMB Savings
0.20%
$100
NVE Bank
NVE Bank
24-Month CD
0.16%
$1,000
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
Chelsea Groton Bank
Chelsea Groton Bank
3-Month CD
0.05%
$500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
3-Month CD
0.05%
$1,000
First Sentinel Bank
First Sentinel Bank
Platinum Checking
0.05%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Benton State Bank Information

Benton State Bank
42 W Main St
Benton, WI 53803
Lafayette
Established Date: 12/05/1894
FDIC Certificate #: 14316
Date of FDIC Deposit Insurance: 05/05/1934
Bank Holding Company: BSB COMMUNITY BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Benton State Bank FDIC Insured? Yes
What is Benton State Bank's Cert number? 14316
What is the maximum amount for insured deposits? $250,000 per holder, per account

Benton State Bank Financials

Total Assets:
$90,292,000
Total Deposits:
$73,235,000
Equity Capital:
$8,553,000
Domestic Deposits:
$73,235,000
Net Income:
$290,000
Return on Assets:
0.9386%
Quarterly Return on Assets:
1.3300%
Pretax Return on Assets:
1.3320%
Pretax Quarterly Return on Assets:
1.3300%
Return on Equity:
9.7700%
Quarterly Return on Equity:
13.8000%
Leverage Tier 1 (Core Capital) Ratio:
10.0339%
Total Interest Income (YTD):
5.9026%
 
 
Headquarters:
Benton
FDIC Field Office:
Madison
Regulator:
FDIC
County:
Lafayette
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

refinance-rates-30-year-refinance-rates-at-509-15-year-refinance-rates-at-439Refinance rates were down this week over last. Fixed conforming 30 year refinance mortgage rates are averaging 5.07%, down from the prior week’s average refinance rate of 5.09%. 15 year refinance rates are averaging 4.39%, down from the prior week's average refinance rate of 4.43%. Right now the best refinance rates are 15 year refinance rates.
mortgage-rates-up-mortgage-applications-down-mbaMortgage rates jumped up late last week when better unemployment numbers were released last Friday. As a result of the higher current mortgage rates applications for home loans decreased. Mortgage refinances also decreased this past week according to the Mortgage Brokers Association.
By Sharat from money-au.com.au

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