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First Security B&T Co. IA Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 12, 2026
First Security B&T Co. IA's top rates as of October 12, 2026 are 2.17% APY on savings, 6.875% on its 15 Year Fixed Rate Mortgage, and personal loans from 12.994% APR, according to rates verified by MonitorBankRates. Other First Security B&T Co. IA mortgage rates include 20 Year Fixed Rate Mortgage at 7.25%, and 30 Year Fixed Rate Mortgage at 7.50%. MonitorBankRates evaluates the financial stability of First Security B&T Co. IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.70%. Rates last updated and verified on 10/12/2026.
First Security B&T Co. IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Security B&T Co. IA? Share your experience about First Security B&T Co. IA by leaving a review below, or read customer reviews before you decide to use First Security B&T Co. IA.
First Security B&T Co. IA has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
First Security B&T Co. IA has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.70%
ExcellentLower than avg
First Security B&T Co. IA Texas Ratio
First Security B&T Co. IA's Texas Ratio is 1.70%, which is considered excellent and is lower than the national average of 5.85%.
First Security B&T Co. IA has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
9.82% to 1.70% over 12 quarters, improvingFull history
Star Rating 4.9 to 5.0, Health Grade A to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
First Security B&T Co. IA Savings Rates
Product
Rate
APY
View More
Investor's Advantage Savings
2.14%
2.17%
Min Balance$500,000
DetailsOn balances equal to or greater than $500,000.00
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 2.17% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Investor's Advantage Savings
2.04%
2.06%
Min Balance$250,000
Details$250,000.00 - $499,999.99
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 2.06% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Investor's Advantage Savings
1.89%
1.91%
Min Balance$100,000
Details$100,000.00 - $249,999.99
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 1.91% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Investor's Advantage Savings
0.87%
0.88%
Min Balance$50,000
Details$50,000.00 - $99,999.99
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.88% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Investor's Advantage Savings
0.66%
0.66%
Min Balance$25,000
Details$25,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.66% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Investor's Advantage Savings
0.34%
0.34%
Min Balance$0
Details$0.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.34% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Investor's Advantage Savings
0.34%
0.34%
Min Balance$10,000
Details$10,000.00 - $24,999.99
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.34% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Better Bee Savings
0.21%
0.21%
Min Balance$100,000
DetailsOn balances equal to or greater than $100,000.00
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.21% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Better Bee Savings
0.16%
0.16%
Min Balance$50,000
DetailsOn balances equal to or greater than $50,000.00, but less than $100,000.00
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Better Bee Savings
0.11%
0.11%
Min Balance$10,000
DetailsOn balances equal to or greater than $10,000.00, but less than $50,000.00
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
First Security B&T Co. IA Mortgage Rates
Product
Rate
Points
APR
Term
View More
15 Year Fixed Rate Mortgage
6.875%
0.000
7.087%
180 months
DetailsLearn More
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 7.21% → 7.09% ▼ 0.13 pts · high 7.21% / low 7.09%
Oct 12, 20267.09%▼ from 7.21%
Oct 8, 20267.21%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
20 Year Fixed Rate Mortgage
7.25%
0.000
7.423%
240 months
DetailsLearn More
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 7.30% → 7.42% ▲ 0.13 pts · high 7.42% / low 7.30%
Oct 12, 20267.42%▲ from 7.30%
Oct 8, 20267.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
30 Year Fixed Rate Mortgage
7.50%
0.000
7.635%
360 months
DetailsLearn More
Last Updated10/12/2026
Rate History
1 change since Oct 8, 2026 · 7.51% → 7.64% ▲ 0.13 pts · high 7.64% / low 7.51%
Oct 12, 20267.64%▲ from 7.51%
Oct 8, 20267.51%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
First Security B&T Co. IA Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
5 Year Home Equity Fixed Rate
5.94%
0.000
6.155%
60 months
Details60 Learn More
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 6.16% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
10 Year Home Equity Fixed Rate
6.44%
0.000
6.556%
120 months
Details120 Learn More
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 6.56% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
First Security B&T Co. IA Auto Loan Rates
Product
Rate
Points
APR
Term
View More
2026 to 2027 Auto Loan
-
-
5.534%
84 months
DetailsModel Year: 2026 to 2027; Loan Amount: $20,000.00; Payment: $286.64
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.53% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
5.534%
84 months
Details2026 to 2027; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 5.53% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
2024 or Newer Auto Loan
-
-
5.551%
72 months
DetailsModel Year: 2024 or Newer; Loan Amount: $20,000.00; Payment: $326.01
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.55% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
5.551%
72 months
Details2024 or Newer; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 5.55% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
2024 or Newer Auto Loan
-
-
5.575%
60 months
DetailsModel Year: 2024 or Newer; Loan Amount: $20,000.00; Payment: $381.29
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.58% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
5.575%
60 months
Details2024 or Newer; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 5.58% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
2024 or Newer Auto Loan
-
-
5.612%
48 months
DetailsModel Year: 2024 or Newer; Loan Amount: $20,000.00; Payment: $464.40
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.61% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
5.612%
48 months
Details2024 or Newer; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 5.61% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
2024 or Newer Auto Loan
-
-
5.671%
36 months
DetailsModel Year: 2024 or Newer; Loan Amount: $20,000.00; Payment: $603.20
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 5.67% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
5.671%
36 months
Details2024 or Newer; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 5.67% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
2023 to 2017 Auto Loan
-
-
6.226%
60 months
DetailsModel Year: 2023 to 2017; Loan Amount: $20,000.00; Payment: $387.31
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 6.23% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
6.226%
60 months
Details2023 to 2017; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 6.23% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
2023 to 2017 Auto Loan
-
-
6.263%
48 months
DetailsModel Year: 2023 to 2017; Loan Amount: $20,000.00; Payment: $470.34
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 6.26% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
6.263%
48 months
Details2023 to 2017; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 6.26% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
2023 to 2017 Auto Loan
-
-
6.323%
36 months
DetailsModel Year: 2023 to 2017; Loan Amount: $20,000.00; Payment: $609.07
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 6.32% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
6.323%
36 months
Details2023 to 2017; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 6.32% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
2016 or Older Auto Loan
-
-
7.895%
36 months
DetailsModel Year: 2016 or Older; Loan Amount: $20,000.00; Payment: $623.41
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 7.90% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Auto Loans
-
-
7.895%
36 months
Details2016 or Older; $20,000.00 loan amount; 75.00 down payment
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 7.90% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
First Security B&T Co. IA RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Powersports Loan
-
7.156%
60 months
Details2024 or Newer; Loan Amount: 10000.00; Down Payment: 75.00
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 7.16% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Powersports Loan
-
7.229%
48 months
Details2024 or Newer; Loan Amount: 10000.00; Down Payment: 75.00
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 7.23% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Powersports Loan
-
7.348%
36 months
Details2024 or Newer; Loan Amount: 10000.00; Down Payment: 75.00
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 7.35% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Powersports Loan
-
7.808%
60 months
Details2023 to 2017; Loan Amount: 10000.00; Down Payment: 75.00
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 7.81% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Powersports Loan
-
7.88%
48 months
Details2023 to 2017; Loan Amount: 10000.00; Down Payment: 75.00
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 7.88% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Powersports Loan
-
8.001%
36 months
Details2023 to 2017; Loan Amount: 10000.00; Down Payment: 75.00
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 8.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Powersports Loan
-
11.311%
36 months
Details2016 or Older; Loan Amount: 10000.00; Down Payment: 75.00
Last Updated10/12/2026
Rate History
No change since Sep 16, 2026 · 11.31% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
First Security B&T Co. IA Personal Loan Rates
Product
APR
Term
View More
Unsecured 5000.00 36 75.00 Loan
12.994%
36 months
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 12.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Unsecured 5000.00 48 75.00 Loan
13.216%
48 months
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 13.22% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Unsecured 5000.00 24 75.00 Loan
13.468%
24 months
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 13.47% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
First Security B&T Co. IA Other Rates
Product
Rate
Points
APY/APR
Term
View More
1 Year Construction Loan Fixed Rate
5.50%
0.000
8.336%
1 Year
Details12 Learn More
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 8.34% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
10 Year Adjustable Rate Loan
6.75%
0.000
6.879%
360 months
Details360 Learn More For important information about the product and the terms of this program, click here to review related disclosures.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 6.88% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
5 Year Adjustable Rate Loan
6.625%
0.000
6.753%
360 months
Details360 Learn More For important information about the product and the terms of this program, click here to review related disclosures.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 6.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
7 Year Adjustable Rate Loan
6.875%
0.000
7.005%
360 months
Details360 Learn More For important information about the product and the terms of this program, click here to review related disclosures.
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 7.01% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Small Dollar 1500.00 24 0 Loan
-
-
17.757%
24 months
DetailsAs low as
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 17.76% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Small Dollar 1500.00 24 Loan
-
-
17.757%
24 months
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 17.76% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Kasasa Cash Checking
1.58%
-
1.59%
Min Balance$15,000
DetailsQualifications Required: 1.58% - 0.06%; On balances less than or equal to $15,000.00
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 1.59% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Kasasa Cash Checking
1.58%
-
1.59%
Min Balance$0
DetailsBalance: On balances less than or equal to $15,000.00
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 1.59% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Kasasa Cash Checking
0.05%
-
0.05%
Min Balance$0
DetailsIf qualifications are not met (paid on entire balance)
Last Updated10/12/2026
Rate History
No change since Oct 8, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Kasasa Saver Savings
1.18%
-
1.19%
Min Balance$15,000
DetailsOn balances less than or equal to $15,000.00
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 1.19% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Kasasa Saver Savings
0.05%
-
0.05%
DetailsIf qualifications are not met (paid on entire balance)
Last Updated10/12/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.70%
Financial Health History
First Security B&T Co. IA’s Texas Ratio fell from 9.82% in Q3 2023 to 1.70% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$538M
1.70%
5.0
A+
March 31, 2026
$550M
1.15%
5.0
A+
December 31, 2025
$558M
1.17%
5.0
A+
September 30, 2025
$544M
1.03%
5.0
A+
June 30, 2025
$549M
0.76%
5.0
A+
March 31, 2025
$573M
1.65%
5.0
A+
December 31, 2024
$554M
1.01%
5.0
A+
September 30, 2024
$558M
0.91%
5.0
A+
June 30, 2024
$553M
7.59%
5.0
A
March 31, 2024
$568M
8.77%
5.0
A
December 31, 2023
$580M
8.75%
5.0
A
September 30, 2023
$570M
9.82%
4.9
A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for First Security B&T Co. IA is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather First Security B&T Co. IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Security B&T Co. IA's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameFirst Security B&T Co. IA
Bank Holding CompanyCEDAR VALLEY BANKSHARES LTD
Address
809 Clark St,
Charles City, IA 50616 · Floyd
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Frequently Asked Questions About First Security B&T Co. IA
How many branches does First Security B&T Co. IA operate?
First Security B&T Co. IA currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, First Security B&T Co. IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, First Security B&T Co. IA provides members with tools to manage their accounts and build a solid financial history.
Does First Security B&T Co. IA offer online and mobile banking?
Most modern institutions like First Security B&T Co. IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1stsecurity.bank.
Current First Security B&T Co. IA Rates
Savings2.17%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
