PCB of Monticello, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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PCB of Monticello, IAToday's 12-month CD rates can be found at 0.60%, 6-month CD rates at 3.50% and 3-month CD rates at 2.50%. Current savings rates are at 0.50% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 10.90%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to PCB of Monticello, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from PCB of Monticello, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with PCB of Monticello, IA CD rates. You can also compare PCB of Monticello, IA savings rates, MMA rates and mortgage rates using our other rate lists.

PCB of Monticello, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PCB of Monticello, IA? Share your experience about PCB of Monticello, IA by leaving a review below, or read customer reviews before you decide to use PCB of Monticello, IA.

PCB of Monticello, IA Texas Ratio

PCB of Monticello, IA's Texas Ratio is at 1.34%, which is considered excellent. The Texas Ratio for PCB of Monticello, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, PCB of Monticello, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
PCB of Monticello, IA
126 Constitution Plz
Monticello, IN 47960
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare PCB of Monticello, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Greene County
Bank of Greene County
E Savings
5.00%
$1
The Corner Stone Bank
The Corner Stone Bank
6-Month CD
4.35%
$1,000
Dieterich Bank
Dieterich Bank
12-Month CD
3.95%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
3-Month CD
3.92%
$500
Touchmark Bank
Touchmark Bank
6-Month CD
3.90%
$1,000
Vermont State Bank
Vermont State Bank
6-Month CD
3.82%
$500
State Bank of Southern Utah
State Bank of Southern Utah
18-Month CD
3.80%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
24-Month CD
3.75%
$500
Perryton National Bank
Perryton National Bank
18-Month CD
3.47%
$500
Vystar Credit Union
Vystar Credit Union
60-Month CD
3.40%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
24-Month CD
3.30%
$10,000
Luminate Bank
Luminate Bank
25-Month CD
3.30%
$10,000
Bank of Edmonson County
Bank of Edmonson County
60-Month CD
3.30%
$500
Evergreen Bank Group
Evergreen Bank Group
48-Month CD
3.25%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
36-Month CD
3.25%
$1,000
Gogebic Range Bank
Gogebic Range Bank
24-Month CD
3.03%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
48-Month CD
3.03%
$1,000
Headwaters State Bank
Headwaters State Bank
60-Month CD
3.02%
$1,000
State Bank of Chilton
State Bank of Chilton
60-Month CD
3.02%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
30-Month CD
3.00%
$500
PSB of Plainview
PSB of Plainview
48-Month CD
2.93%
$10,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
60-Month CD
2.90%
$500
1st Colonial Community Bank
1st Colonial Community Bank
24-Month CD
2.69%
$500
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
Longview Bank
Longview Bank
36-Month CD
2.50%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
18-Month CD
2.37%
$50,000
Bank of Wolcott
Bank of Wolcott
48-Month CD
2.25%
$1,000
Bank of the Valley
Bank of the Valley
12-Month CD
2.22%
$500
North Star Bank
North Star Bank
24-Month CD
2.22%
$500
Warren-Boynton State Bank
Warren-Boynton State Bank
36-Month CD
2.01%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
12-Month CD
2.00%
$50
FSB Holton, KS
FSB Holton, KS
12-Month CD
2.00%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
Security FSB
Security FSB
48-Month CD
1.65%
$500
Heritage Bank Wood River, NE
60-Month CD
1.50%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Complete Business Checking
1.40%
$1,000,000
First Hope Bank
First Hope Bank
36-Month CD
1.00%
$2,500
Port Richmond Savings
Port Richmond Savings
Passbook Savings
1.00%
$25
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Interest Checking
0.50%
$1,000
First State Bank of Harvey
First State Bank of Harvey
Regular Savings
0.45%
$0
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
18-Month CD
0.45%
$500
New Haven Bank
New Haven Bank
60-Month CD
0.30%
$500
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
6-Month CD
0.20%
$1,000
Bank of Edmonson County
Bank of Edmonson County
Checking Money Market
0.20%
$2,500
Seamens Bank
Seamens Bank
Savings
0.10%
$1
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
18-Month CD
0.10%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
Membership Savings
0.10%
$10
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Consumers Credit Union
Consumers Credit Union
Membership Share Savings
0.03%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have PCB of Monticello, IA rate data right now, check back for updates, we are adding rates all the time.

PCB of Monticello, IA Information

PCB of Monticello, IA
126 Constitution Plz
Monticello, IN 47960
White
Established Date: 01/01/1899
FDIC Certificate #: 30065
Date of FDIC Deposit Insurance: 12/16/1939
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is PCB of Monticello, IA FDIC Insured? Yes
What is PCB of Monticello, IA's Cert number? 30065
What is the maximum amount for insured deposits? $250,000 per holder, per account

PCB of Monticello, IA Financials

Total Assets:
$40,162,000
Total Deposits:
$17,305,000
Equity Capital:
$13,074,000
Domestic Deposits:
$17,305,000
Net Income:
$47,000
Return on Assets:
1.1632%
Quarterly Return on Assets:
0.4800%
Pretax Return on Assets:
0.6327%
Pretax Quarterly Return on Assets:
0.6300%
Return on Equity:
3.3700%
Quarterly Return on Equity:
1.4400%
Leverage Tier 1 (Core Capital) Ratio:
32.7430%
Total Interest Income (YTD):
5.2448%
 
 
Headquarters:
Monticello
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
White
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

A surprisingly strong September job report is another sign that interest rates will be higher sooner than later. This is welcome news since deposit interest rates have been so low for so long. Forecasts are for bank rates to move higher as early as the Spring or Summer of 2014 when the Federal Reserve increases the federal funds rate.
mortgage-rates-30-year-fixed-mortgage-rates-at-514Mortgage rates were mixed this past week with longer term 30-year fixed mortgage rates increasing slightly and 5/1 adjustable mortgage rates decreasing. Historically low mortgage interest rates are helping the housing market recover, driving home sales higher and home prices higher in a good part of the U.S.. 15-year fixed mortgage rates were also up slightly this past week.
CapitalSource Bank, headquartered in Los Angeles, California, is advertising two different types of savings accounts and two different types of money market accounts. Savings accounts include their Signature Savings Account, a Statement Savings Account. Money market accounts include their Signature Money Market Account and a Statement Money Market Account.

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