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Gateway First Bank Rates & Review March 2026

Gateway First Bank's 3-Months 3-Month CD rates are at 3.50%, 6-Months 6-Month CD rates are at 3.50%, 12-Months 12-Month CD rates are at 3.30%, 18-Months 18-Month CD rates are at 3.05%, 24-Months 24-Month CD rates are at 3.00%. Gateway First Bank's savings rates are at 1.00%. Gateway First Bank's money market rates are at 2.25%. MonitorBankRates evaluates the financial stability of Gateway First Bank with a 5.0 Star Rating, an C Overall Health Grade, and a Texas Ratio of 53.47%. Rates were last updated on 03/26/2026.

Gateway First Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gateway First Bank? Share your experience about Gateway First Bank by leaving a review below, or read customer reviews before you decide to use Gateway First Bank.

Overall Health & Safety Grade ?
C
Average Health Score: 73/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
53.47%
Weak Higher than avg
Gateway First Bank
244 S Gateway Pl
Jenks, OK 74037
https://www.gatewayfirst.com
Member FDIC

Gateway First Bank CD Rates

Product Rate APY Term View More
3 month CD 3.45% 3.50% 3 months
Min Balance $500
Details Minimum Balance $500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
6 month CD 3.45% 3.50% 6 months
Min Balance $500
Details Minimum Balance $500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
12 month CD 3.25% 3.30% 12 months
Min Balance $500
Details Minimum Balance $500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
18 month CD 3.01% 3.05% 18 months
Min Balance $500
Details Minimum Balance $500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
24 month CD 2.96% 3.00% 24 months
Min Balance $500
Details Minimum Balance $500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
60 month CD 2.91% 2.95% 60 months
Min Balance $500
Details Minimum Balance $500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
36 month CD 2.86% 2.90% 36 months
Min Balance $500
Details Minimum Balance $500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
48 month CD 2.86% 2.90% 48 months
Min Balance $500
Details Minimum Balance $500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%

Gateway First Bank Savings Rates

Product Rate APY View More
Gateway High Yield Savings 2.72% 2.75%
Details Minimum Balance 4,5,6,9,10
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
Personal Savings 1.00% 1.00%
Details Any balance
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%

Gateway First Bank Money Market Rates

Product Rate APY View More
Gateway Money Market 2.72% 2.75%
Min Balance $25,000
Details $25,000 and above
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
Gateway Money Market 2.23% 2.25%
Details Any balance up to $24,999.99
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%

Gateway First Bank Checking Rates

Product Rate APY View More
Gateway Premier Interest Checking 1.49% 1.50%
Min Balance $1,500
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
Gateway 50 Plus Checking 0.15% 0.15%
Details Minimum Balance
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
Gateway Easy Interest Checking 0.15% 0.15%
Details Minimum Balance
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%
Gateway Premier Interest Checking 0.15% 0.15%
Details Minimum Balance up to $1,499.99
Last Updated 03/26/2026
Institution Ratings
1.8
Star Rating
F
Health Grade
Texas Ratio: 53.47%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Gateway First Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Gateway First Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Gateway First Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Gateway First Bank
Bank Holding Company GATEWAY FIRST BCORP INC
Address 244 S Gateway Pl, Jenks, OK 74037  ·  Tulsa
FDIC Certificate # 15118
Established 03/02/1935
FDIC Insurance Date 05/03/1935
Domestic Offices 16
Total Branches 16
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C
Overall Health Grade Score: 73/100
5.0
Exceptional Out of 5.0 Stars
53.47%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3587%
Return on Equity (ROE) 2.6200%
Non-Performing Loans (NPL) 7.60%
Total Assets $2,006,088,000
Total Deposits $1,212,920,000
Equity Capital $269,490,000
Net Income $9,987,000
Headquarters Jenks
Total Offices 16
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Gateway First Bank

Is Gateway First Bank a safe place to deposit money?

Yes, Gateway First Bank is considered a safe financial institution. With a Texas Ratio of 53.471654901304%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Gateway First Bank operate?

Gateway First Bank currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Gateway First Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Gateway First Bank provides members with tools to manage their accounts and build a solid financial history.

Does Gateway First Bank offer online and mobile banking?

Most modern institutions like Gateway First Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gatewayfirst.com.

Current Gateway First Bank Rates

  • 12-Month CD3.30%
  • 18-Month CD3.05%
  • 24-Month CD3.00%
  • 36-Month CD2.90%
  • 48-Month CD2.90%
  • 60-Month CD2.95%
  • Savings1.00%
  • MMA2.25%
Retrieved from our database of financial products. Rates subject to change.