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SSB of Manistique

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SSB of Manistique Rates & Review August 2026

Q: How many branches does SSB of Manistique operate?

SSB of Manistique currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, SSB of Manistique does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, SSB of Manistique provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

SSB of Manistique rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not SSB of Manistique, and you can see how they compare in the SSB of Manistique rate tables below. MonitorBankRates evaluates the financial stability of SSB of Manistique with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.45%. Database rates last updated and verified on 08/29/2026.

SSB of Manistique money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SSB of Manistique? Share your experience about SSB of Manistique by leaving a review below, or read customer reviews before you decide to use SSB of Manistique.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.45%

Excellent Lower than avg

SSB of Manistique

101 S Cedar St
Manistique, MI 49854

https://www.statesavingsbank.com

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for SSB of Manistique is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather SSB of Manistique rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SSB of Manistique's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name SSB of Manistique

Bank Holding Company SSB INC

Address 101 S Cedar St, Manistique, MI 49854 · Schoolcraft

Website https://www.statesavingsbank.com

FDIC Certificate # 13249

Established 07/07/1917

FDIC Insurance Date 01/01/1934

Domestic Offices 3

Total Branches 3

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.45%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6811%

Return on Equity (ROE) 12.3200%

Non-Performing Loans (NPL) 0.16%

Total Assets $181,526,000

Total Deposits $155,374,000

Equity Capital $13,991,000

Net Income $1,041,000

Headquarters Manistique

Total Branches and Offices 3

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

SSB of Manistique earned the Verified Strong badge

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Frequently Asked Questions About SSB of Manistique

How many branches does SSB of Manistique operate?

SSB of Manistique currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, SSB of Manistique does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SSB of Manistique provides members with tools to manage their accounts and build a solid financial history.

Does SSB of Manistique offer online and mobile banking?

Most modern institutions like SSB of Manistique provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.statesavingsbank.com.