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Campbell & Fetter Bank Rates & Review September 2026

Campbell & Fetter Bank's 23-Months 23-Month Certificate of Deposit rates are at 3.80%, 11-Months 11-Month Certificate of Deposit rates are at 3.62%, 5-Months 5-Month Certificate of Deposit rates are at 3.54%, 60-Months 60-Month Certificate of Deposit rates are at 3.09%, 48-Months 48-Month Certificate of Deposit rates are at 2.63%. Campbell & Fetter Bank's savings rates are at 0.05%. Campbell & Fetter Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Campbell & Fetter Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/19/2026.

Campbell & Fetter Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Campbell & Fetter Bank? Share your experience about Campbell & Fetter Bank by leaving a review below, or read customer reviews before you decide to use Campbell & Fetter Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
The Campbell & Fetter Bank
126 S Orchard St
Kendallville, IN 46755
https://www.campbellfetterbank.com
Member FDIC

Campbell & Fetter Bank CD Rates

Product Rate APY Term View More
23 Month Certificate of Deposit 3.75% 3.80% 23 Months
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
11 Month Certificate of Deposit 3.60% 3.62% 11 Months
Min Deposit $1,000
Details Compounded at Maturity
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5 Month Certificate of Deposit 3.50% 3.54% 5 Months
Min Deposit $1,000
Details Compounded at Maturity
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate of Deposit 3.05% 3.09% 60 Months
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate of Deposit 2.60% 2.63% 48 Months
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate of Deposit 2.50% 2.52% 36 Months
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate of Deposit 2.25% 2.27% 24 Months
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate of Deposit 2.00% 2.02% 12 Months
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate of Deposit 1.00% 1.00% 6 Months
Min Deposit $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Campbell & Fetter Bank Savings Rates

Product Rate APY View More
Health Savings Account - 0.10%
Min Deposit $100
Min Balance $10,000
Details Balance: $10,000 - over
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Christmas Club Account 0.05% 0.05%
Min Deposit $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account - 0.05%
Min Deposit $100
Min Balance $1,000
Details Balance: $1,000 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account - 0.05%
Min Deposit $100
Min Balance $1,000
Details Average Balance: $1,000 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Statement Savings 0.05% 0.05%
Min Deposit $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings Account 0.05% 0.05%
Min Deposit $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Campbell & Fetter Bank Money Market Rates

Product Rate APY View More
First Money Market 2.50% 2.53%
Min Deposit $100
Min Balance $250,000
Details Balance: $250,000-over
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 2.50% 2.53%
Min Balance $250,000
Details Balance: $250,000-over
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
First Money Market 2.10% 2.12%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000-$249,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
First Money Market 2.10% 2.12%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000-$249,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 2.10% 2.12%
Min Balance $100,000
Details Balance: $100,000-$249,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
First Money Market 2.00% 2.02%
Min Deposit $100
Min Balance $15,000
Details Balance: $15,000-$99,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
First Money Market 2.00% 2.02%
Min Deposit $100
Min Balance $15,000
Details Balance: $15,000-$99,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 2.00% 2.02%
Min Balance $15,000
Details Balance: $15,000-$99,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
First Money Market 1.75% 1.76%
Min Deposit $100
Min Balance $2,500
Details Balance: $2,500-$14,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
First Money Market 1.75% 1.76%
Min Deposit $100
Min Balance $2,500
Details Balance: $2,500-$14,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.75% 1.76%
Min Balance $2,500
Details Balance: $2,500-$14,999
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
First Money Market 0.05% 0.05%
Min Deposit $100
Min Balance $0
Details Balance: $0-$2,499
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
First Money Market 0.05% 0.05%
Min Deposit $100
Min Balance $0
Details Balance: $0-$2,499
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.05% 0.05%
Min Balance $0
Details Balance: $0-$2,499
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Campbell & Fetter Bank Other Rates

Product Rate Points APY/APR Term View More
NOW Account 0.05% - 0.05%
Min Deposit $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

Campbell & Fetter Bank’s Texas Ratio stayed near 0.43% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.43% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$355M0.00%5.0A+
March 31, 2026$353M0.00%5.0A+
December 31, 2025$355M0.00%5.0A+
September 30, 2025$348M0.00%5.0A+
June 30, 2025$343M0.37%5.0A+
March 31, 2025$345M0.01%5.0A+
December 31, 2024$341M0.04%5.0A+
September 30, 2024$338M0.71%5.0A+
June 30, 2024$339M0.49%5.0A+
March 31, 2024$342M0.41%5.0A+
December 31, 2023$349M0.64%5.0A+
September 30, 2023$341M0.43%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Campbell & Fetter Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Campbell & Fetter Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Campbell & Fetter Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Campbell & Fetter Bank
Bank Holding Company C&F BANC SHARES CORP
Address 126 S Orchard St, Kendallville, IN 46755  ·  Noble
FDIC Certificate # 16757
Established 18630101
FDIC Insurance Date 19490103
Domestic Offices 8
Total Branches 8
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8301%
Return on Equity (ROE) 8.2400%
Non-Performing Loans (NPL) 0.00%
Total Assets $354,997,000
Total Deposits $285,599,000
Equity Capital $35,853,000
Net Income $1,471,000
Headquarters Kendallville
Total Branches and Offices 8
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Campbell & Fetter Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Campbell & Fetter Bank

How many branches does Campbell & Fetter Bank operate?

Campbell & Fetter Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Campbell & Fetter Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Campbell & Fetter Bank provides members with tools to manage their accounts and build a solid financial history.

Does Campbell & Fetter Bank offer online and mobile banking?

Most modern institutions like Campbell & Fetter Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.campbellfetterbank.com.

Current Campbell & Fetter Bank Rates

  • 12-Month CD2.02%
  • 24-Month CD2.27%
  • 36-Month CD2.52%
  • 48-Month CD2.63%
  • 60-Month CD3.09%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.