Ergo Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.30%, 6-month CD rates at 2.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.48%. Credit Card rates are at 15.99%. Personal Loan rates are at 15.00%. All these rates, and more, can be found in our database of rates. Ergo Bank's 24-Month CD rates are at 3.28%, 18-Month CD rates are at 3.12%, 12-Month CD rates are at 2.82%, 36-Month CD rates are at 2.57%, 48-Month CD rates are at 2.47%. Ergo Bank's savings rates are at 0.05%. Ergo Bank's money market rates are at 0.50%.

Ergo Bank

To see how these rates compare to Ergo Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ergo Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ergo Bank CD rates. You can also compare Ergo Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ergo Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ergo Bank? Share your experience about Ergo Bank by leaving a review below, or read customer reviews before you decide to use Ergo Bank.

Ergo Bank Texas Ratio

Ergo Bank's Texas Ratio is at 13.45%, which is considered excellent. The Texas Ratio for Ergo Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ergo Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.82%
18-Month CD
3.12%
24-Month CD
3.28%
36-Month CD
2.57%
48-Month CD
2.47%
60-Month CD
2.41%
Savings
0.05%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ergo Bank
86 E Water St
Markesan, WI 53946
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Ergo Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ergo Bank
Ergo Bank
24-Month CD
3.28%
$500
Ergo Bank
Ergo Bank
18-Month CD
3.12%
$500
Ergo Bank
Ergo Bank
12-Month CD
2.82%
$500
Ergo Bank
Ergo Bank
36-Month CD
2.57%
$50
Ergo Bank
Ergo Bank
48-Month CD
2.47%
$500
Ergo Bank
Ergo Bank
60-Month CD
2.41%
$500
Ergo Bank
Ergo Bank
Money Market
0.50%
$5,000
Ergo Bank
Ergo Bank
Go Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ergo Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of Texas
State Bank of Texas
High-Rate Jumbo Money Market
4.54%
$100,000
CFG Bank
CFG Bank
12-Month CD
4.15%
$500
S&T Bank
S&T Bank
12-Month CD
4.00%
$500
Compass Savings Bank
Compass Savings Bank
12-Month CD
3.92%
$500
Compass Savings Bank
Compass Savings Bank
6-Month CD
3.92%
$500
Profinium, Inc.
Profinium, Inc.
48-Month CD
3.80%
$500
A+ Federal Credit Union
A+ Federal Credit Union
48-Month CD
3.76%
$100
Superior Savings Bank
Superior Savings Bank
Money Market Max Plus
3.56%
$50,000
SSB of Wanamingo
SSB of Wanamingo
12-Month CD
3.51%
$500
Bank of Brenham
Bank of Brenham
12-Month CD
3.50%
$1,000
Iron Workers SB
Iron Workers SB
30-Month CD
3.50%
$500
Leader Bank
Leader Bank
60-Month CD
3.50%
$1,000
LendingClub
LendingClub
24-Month CD
3.50%
$500
Nebraska Bank
Nebraska Bank
60-Month CD
3.40%
$500
Compass Savings Bank
Compass Savings Bank
36-Month CD
3.30%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
24-Month CD
3.25%
$500
Security Federal Bank
Security Federal Bank
12-Month CD
3.25%
$500
ACFCU
ACFCU
48-Month CD
3.20%
$1,000
M.Y. Safra Bank
M.Y. Safra Bank
60-Month CD
3.00%
$500
Cross River Bank
Cross River Bank
48-Month CD
3.00%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
60-Month CD
3.00%
$0
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
60-Month CD (Jumbo)
3.00%
$10,000
Salem Five Direct
Salem Five Direct
12-Month CD
2.95%
$500
Main Bank
Main Bank
36-Month CD
2.95%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.75%
$1,000
Ergo Bank
Ergo Bank
36-Month CD
2.57%
$50
Laona State Bank
Laona State Bank
12-Month CD
2.53%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
3-Month CD
2.50%
$1,000
Henderson FSB
Henderson FSB
3-Month CD
2.28%
$500
The Valley State Bank
The Valley State Bank
60-Month CD
2.27%
$500
Stryv Bank
Stryv Bank
24-Month CD
2.02%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
60-Month CD
2.00%
$1,000
Silver Lake Bank
Silver Lake Bank
Kasasa Savings
2.00%
$0
AAEC Credit Union
AAEC Credit Union
Share Savings
1.35%
$5
Ion Bank
Ion Bank
Ka-Ching! Savings
1.25%
$50
Kanza Bank
Kanza Bank
Kasasa Savings
1.00%
$50
cfsbank
cfsbank
Money Market
0.75%
$100
Harbor Bank of Maryland
Harbor Bank of Maryland
60-Month CD
0.75%
$100
Tompkins Community Bank
Tompkins Community Bank
60-Month CD
0.70%
$1,000
Brenham National Bank
Brenham National Bank
12-Month CD
0.50%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
24-Month CD
0.30%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Business Money Market
0.25%
$100,000
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
Money Market
0.25%
$800
WebBank
WebBank
36-Month CD
0.25%
$2,500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
Money Market
0.18%
$2,500
Clare Bank
Clare Bank
Money Market
0.10%
$1,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Money Market
0.10%
$2,500
Bank of Easton
Bank of Easton
NOW Checking
0.05%
$25
Cornhusker Bank
Cornhusker Bank
Regular Savings
0.05%
$100
Community Bank of Elmhurst
Community Bank of Elmhurst
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ergo Bank Information

Ergo Bank
86 E Water St
Markesan, WI 53946
Green Lake
Established Date: 01/20/1910
FDIC Certificate #: 10004
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FS BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Ergo Bank FDIC Insured? Yes
What is Ergo Bank's Cert number? 10004
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ergo Bank Financials

Total Assets:
$232,953,000
Total Deposits:
$181,883,000
Equity Capital:
$22,312,000
Domestic Deposits:
$181,883,000
Net Income:
$244,000
Return on Assets:
0.7846%
Quarterly Return on Assets:
0.4100%
Pretax Return on Assets:
0.5255%
Pretax Quarterly Return on Assets:
0.5300%
Return on Equity:
8.6900%
Quarterly Return on Equity:
4.3800%
Common Equity Tier 1 Capital Ratio:
9.4231%
Tier 1 Risk-Based Capital Ratio:
9.4231%
Leverage Tier 1 (Core Capital) Ratio:
8.7281%
Total Risk-Based Capital Ratio (YTD):
10.1361%
Total Interest Income (YTD):
5.1388%
 
 
Headquarters:
Markesan
FDIC Field Office:
Madison
Regulator:
FDIC
County:
Green Lake
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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