FLC Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.45%, 6-month CD rates at 2.00% and 3-month CD rates at 2.27%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 16.49%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. FLC Bank's 60-Month CD rates are at 0.65%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.45%, 24-Month CD rates are at 0.35%, 18-Month CD rates are at 0.35%. FLC Bank's savings rates are at 0.10%. FLC Bank's money market rates are at 2.00%.
To see how these rates compare to FLC Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FLC Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FLC Bank CD rates. You can also compare FLC Bank savings rates, MMA rates and mortgage rates using our other rate lists. FLC Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FLC Bank? Share your experience about FLC Bank by leaving a review below, or read customer reviews before you decide to use FLC Bank. FLC Bank Texas Ratio FLC Bank's Texas Ratio is at 1.89%, which is considered excellent. The Texas Ratio for FLC Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, FLC Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. FLC Bank CD Rates and Interest Rates
FLC Bank
Money Market
2.00%
$200,000
FLC Bank
60-Month CD
0.65%
$2,000
FLC Bank
48-Month CD
0.55%
$2,000
FLC Bank
36-Month CD
0.45%
$2,000
FLC Bank
24-Month CD
0.35%
$2,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare FLC Bank Rates with Other Competitive Bank and Credit Union Rates
Merrick Bank
9-Month CD
4.10%
$25,000
705 Federal Credit Union
Kasasa Checking
4.00%
$0
Access Credit Union Bristol Pa Credit Union
48-Month CD
3.56%
$1,000
Iowa Falls State Bank
60-Month CD
3.53%
$1,000
FSB of Randolph County
36-Month CD
3.00%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 9, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. FLC Bank InformationFLC Bank
10151 Deerwood Park Blvd Bldg 100 Ste 200Jacksonville, FL 32256 Duval Established Date: 08/12/1985 FDIC Certificate #: 26323 Date of FDIC Deposit Insurance: 08/12/1985 Bank Holding Company: FLORIDA CAPITAL GROUP INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.floridacapitalbank.com/
Is FLC Bank FDIC Insured? Yes
What is FLC Bank's Cert number? 26323
What is the maximum amount for insured deposits? $250,000 per holder, per account
FLC Bank FinancialsTotal Assets:
$520,922,000
Total Deposits:
$451,068,000
Equity Capital:
$57,501,000
Domestic Deposits:
$451,068,000
Net Income:
$1,433,000
Return on Assets:
0.5049%
Quarterly Return on Assets:
1.1300%
Pretax Return on Assets:
1.4976%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
4.0600%
Quarterly Return on Equity:
10.0800%
Common Equity Tier 1 Capital Ratio:
15.4336%
Tier 1 Risk-Based Capital Ratio:
15.4336%
Leverage Tier 1 (Core Capital) Ratio:
11.0267%
Total Risk-Based Capital Ratio (YTD):
16.6867%
Total Interest Income (YTD):
5.2217%
Headquarters:
Jacksonville
FDIC Field Office:
Tampa
Regulator:
OCC
County:
Duval
# of Offices:
5
Metropolitan Statistical Area (MSA):
Jacksonville, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsEverBank Money Market Account 25K rates are now at 0.61 percent with a yield of 1.11 percent. View current Money Market Account 25K rates at EverBank below.
Fixed long term mortgage rates and refinance rates are mostly higher this afternoon except average rates on fixed 30 year mortgages. The current national average 30 year rate mortgage is 4.78 percent, down from yesterday when 30 year rate mortgages averaged 4.88 percent. 30 year mortgage interest rates and refinance interest rates in Utah are lower than the national average 30 year rate mortgage. The current 30 year rate in UT is averaging 4.75 percent.
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