|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 FLC Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
FLC Bank's savings rates are at 0.10%. FLC Bank's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of FLC Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.89%. Rates were last updated on 04/17/2026. FLC Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FLC Bank? Share your experience about FLC Bank by leaving a review below, or read customer reviews before you decide to use FLC Bank. FLC Bank
10151 Deerwood Park Blvd Bldg 100 Ste 200
https://www.floridacapitalbank.com/ Jacksonville, FL 32256 
FLC Bank Savings Rates
FLC Bank Money Market Rates
FLC Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for FLC Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather FLC Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FLC Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
FLC Bank
Bank Holding Company
FLORIDA CAPITAL GROUP INC
Address
10151 Deerwood Park Blvd Bldg 100 Ste 200,
Jacksonville, FL 32256 · Duval
FDIC Certificate #
26323
Established
08/12/1985
FDIC Insurance Date
08/12/1985
Domestic Offices
5
Total Branches
5
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.89%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.5049%
Return on Equity (ROE)
4.0600%
Non-Performing Loans (NPL)
0.16%
Total Assets
$652,158,000
Total Deposits
$581,323,000
Equity Capital
$66,975,000
Net Income
$6,675,000
Headquarters
Jacksonville
Total Offices
5
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About FLC BankIs FLC Bank a safe place to deposit money?Yes, FLC Bank is considered a safe financial institution. With a Texas Ratio of 1.8908932840687%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does FLC Bank operate?FLC Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, FLC Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FLC Bank provides members with tools to manage their accounts and build a solid financial history. Does FLC Bank offer online and mobile banking?Most modern institutions like FLC Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.floridacapitalbank.com/. Current FLC Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Bank of Elgin
DR Bank
Johnson County Bank
Oconee State Bank
The MassMutual Trust Company
First American Bank & Trust Co.
SSB Seiling State Bank
RockPointBank
MutualOne Bank
Liberty Bank Geraldine, AL
HomePride Bank
Community First Bank, Inc.
Haverhill Bank
Cedar Rapids Bank and Trust Company
First F&M National Bank
Home Loan SB
Root River State Bank
State Bank of Canton
Farmers & Merchants Savings Bank
Bank of New England
FNB of Bosque County
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
