FLC Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.45%, 6-month CD rates at 2.00% and 3-month CD rates at 2.27%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 16.49%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. FLC Bank's 60-Month CD rates are at 0.65%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.45%, 24-Month CD rates are at 0.35%, 18-Month CD rates are at 0.35%. FLC Bank's savings rates are at 0.10%. FLC Bank's money market rates are at 2.00%.

FLC Bank

To see how these rates compare to FLC Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FLC Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FLC Bank CD rates. You can also compare FLC Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FLC Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FLC Bank? Share your experience about FLC Bank by leaving a review below, or read customer reviews before you decide to use FLC Bank.

FLC Bank Texas Ratio

FLC Bank's Texas Ratio is at 1.89%, which is considered excellent. The Texas Ratio for FLC Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FLC Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.35%
18-Month CD
0.35%
24-Month CD
0.35%
36-Month CD
0.45%
48-Month CD
0.55%
60-Month CD
0.65%
Savings
0.10%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FLC Bank
10151 Deerwood Park Blvd Bldg 100 Ste 200
Jacksonville, FL 32256
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FLC Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FLC Bank
FLC Bank
Money Market
2.00%
$200,000
FLC Bank
FLC Bank
60-Month CD
0.65%
$2,000
FLC Bank
FLC Bank
48-Month CD
0.55%
$2,000
FLC Bank
FLC Bank
36-Month CD
0.45%
$2,000
FLC Bank
FLC Bank
24-Month CD
0.35%
$2,000
FLC Bank
FLC Bank
18-Month CD
0.35%
$2,000
FLC Bank
FLC Bank
12-Month CD
0.35%
$2,000
FLC Bank
FLC Bank
Capital Checking
0.15%
$1,000
FLC Bank
FLC Bank
Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FLC Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merrick Bank
Merrick Bank
9-Month CD
4.10%
$25,000
705 Federal Credit Union
705 Federal Credit Union
Kasasa Checking
4.00%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD
3.56%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
60-Month CD
3.53%
$1,000
FSB of Randolph County
FSB of Randolph County
36-Month CD
3.00%
$500
Profinium, Inc.
Profinium, Inc.
60-Month CD
3.00%
$500
St. Ansgar State Bank
St. Ansgar State Bank
12-Month CD
3.00%
$1,000
Foresight Bank
Foresight Bank
48-Month CD
2.93%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
36-Month CD
2.50%
$5,000
Monroe Savings Bank
Monroe Savings Bank
60-Month CD
2.50%
$500
Ladysmith Federal S&L
36-Month CD
2.47%
$1,000
Peoples Bank & Trust Co.
48-Month CD
2.32%
$1,000
Elizabethton FSB
Elizabethton FSB
60-Month CD
2.15%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
60-Month CD
2.05%
$500
Savers Co-operative Bank
Savers Co-operative Bank
48-Month CD
2.05%
$500
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
Money Market
2.02%
$100
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.01%
$500
West Union Bank
West Union Bank
24-Month CD
2.00%
$500
State Bank of Graymont
State Bank of Graymont
36-Month CD
1.31%
$1,000
Bank of Stronghurst
Bank of Stronghurst
30-Month CD
1.26%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
12-Month CD
1.25%
$500
Minnstar Bank
Minnstar Bank
Elite Savings
1.00%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Access Money Market
1.00%
$2,500
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
48-Month CD
0.90%
$1,000
BLC Community Bank
BLC Community Bank
Money Market
0.85%
$5,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
PrimaryPlus Money Market
0.75%
$2,500
Bank of Sun Prairie
Bank of Sun Prairie
12-Month CD
0.75%
$500
Bank of Springfield
Bank of Springfield
18-Month CD
0.51%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
Insured Money Market
0.50%
$100
Maspeth Federal S&L
Maspeth Federal S&L
Money Market
0.50%
$2,500
Newtown Savings Bank
Newtown Savings Bank
60-Month CD
0.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
3-Month CD
0.50%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Savings
0.40%
$100
Minnstar Bank
Minnstar Bank
12-Month CD
0.40%
$1,000
1st Kansas Credit Union
1st Kansas Credit Union
Premium Savings
0.35%
$2,500
Ambler Savings Bank
Ambler Savings Bank
Simply Savings
0.30%
$50
BankWest Of Kansas
BankWest Of Kansas
12-Month CD
0.30%
$0
AVB Bank
AVB Bank
Savings
0.25%
$0
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
Monson Savings Bank
Monson Savings Bank
12-Month CD
0.15%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
NOW Checking
0.10%
$1,000
TruBank
TruBank
Regular Savings
0.10%
$0
First National Bank of Michigan
First National Bank of Michigan
First Personal Savings
0.10%
$100
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
Statement Savings
0.10%
$100
Charles River Bank
Charles River Bank
Passbook Savings
0.05%
$10
Franklin Bank
Franklin Bank
Premier Checking
0.05%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Money Market
0.05%
$1,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Share Checking
0.05%
$0
First State Bank (MI)
First State Bank (MI)
24-Month CD
0.05%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FLC Bank Information

FLC Bank
10151 Deerwood Park Blvd Bldg 100 Ste 200
Jacksonville, FL 32256
Duval
Established Date: 08/12/1985
FDIC Certificate #: 26323
Date of FDIC Deposit Insurance: 08/12/1985
Bank Holding Company: FLORIDA CAPITAL GROUP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is FLC Bank FDIC Insured? Yes
What is FLC Bank's Cert number? 26323
What is the maximum amount for insured deposits? $250,000 per holder, per account

FLC Bank Financials

Total Assets:
$520,922,000
Total Deposits:
$451,068,000
Equity Capital:
$57,501,000
Domestic Deposits:
$451,068,000
Net Income:
$1,433,000
Return on Assets:
0.5049%
Quarterly Return on Assets:
1.1300%
Pretax Return on Assets:
1.4976%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
4.0600%
Quarterly Return on Equity:
10.0800%
Common Equity Tier 1 Capital Ratio:
15.4336%
Tier 1 Risk-Based Capital Ratio:
15.4336%
Leverage Tier 1 (Core Capital) Ratio:
11.0267%
Total Risk-Based Capital Ratio (YTD):
16.6867%
Total Interest Income (YTD):
5.2217%
 
 
Headquarters:
Jacksonville
FDIC Field Office:
Tampa
Regulator:
OCC
County:
Duval
# of Offices:
5
Metropolitan Statistical Area (MSA):
Jacksonville, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

EverBank Money Market Account 25K rates are now at 0.61 percent with a yield of 1.11 percent. View current Money Market Account 25K rates at EverBank below.
Fixed long term mortgage rates and refinance rates are mostly higher this afternoon except average rates on fixed 30 year mortgages. The current national average 30 year rate mortgage is 4.78 percent, down from yesterday when 30 year rate mortgages averaged 4.88 percent. 30 year mortgage interest rates and refinance interest rates in Utah are lower than the national average 30 year rate mortgage. The current 30 year rate in UT is averaging 4.75 percent.

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