Schertz B&T CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Schertz B&T CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Schertz B&T, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Schertz B&T CD rates. You can also compare Schertz B&T savings rates, MMA rates and mortgage rates using our other rate lists. Schertz B&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Schertz B&T? Share your experience about Schertz B&T by leaving a review below, or read customer reviews before you decide to use Schertz B&T. Schertz B&T Texas Ratio Schertz B&T's Texas Ratio is at 0.28%, which is considered excellent. The Texas Ratio for Schertz B&T is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Schertz B&T is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Schertz B&T Rates with Other Competitive Bank and Credit Union Rates
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Susser Bank
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Kish Bank
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First Community Bank Beemer, NE
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 22, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Schertz B&T rate data right now, check back for updates, we are adding rates all the time. Schertz B&T InformationSchertz B&T
519 Main StSchertz, TX 78154 Guadalupe Established Date: 08/13/1913 FDIC Certificate #: 10344 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: SCHERTZ BANCSHARES CORP How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.schertzbank.com
Is Schertz B&T FDIC Insured? Yes
What is Schertz B&T's Cert number? 10344
What is the maximum amount for insured deposits? $250,000 per holder, per account
Schertz B&T FinancialsTotal Assets:
$872,872,000
Total Deposits:
$765,041,000
Equity Capital:
$86,229,000
Domestic Deposits:
$765,041,000
Net Income:
$2,233,000
Return on Assets:
1.5071%
Quarterly Return on Assets:
1.0500%
Pretax Return on Assets:
1.3103%
Pretax Quarterly Return on Assets:
1.3100%
Return on Equity:
14.5000%
Quarterly Return on Equity:
10.4900%
Leverage Tier 1 (Core Capital) Ratio:
10.5847%
Total Interest Income (YTD):
5.7303%
Headquarters:
Schertz
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Guadalupe
# of Offices:
6
Metropolitan Statistical Area (MSA):
San Antonio-New Braunfels, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Believe it or not there is a fight brewing over CD Rates. The American Bankers Association's (ABA) President & CEO, Edward Yingling, sent a letter to the FDIC's Chairwoman, Sheila Bair, basically saying the FDIC needs to do it's job and stop Ally Bank (formally GMAC Bank) from offering some of the highest CD rates in the nation. Bank CD rates which are more than double the national average for some CD deposits
Over the past ten years online banks have become more mainstream and usually offer higher CD rates on average than traditional brick and mortar banks. Granted the higher CD interest rates you can get at online banks are minimal these days since all deposit rates are very low but every basis point counts towards a higher return!
Initial jobless claims dropped more than expected, another hopeful sign that the labor market is indeed getting better and we might see higher CD rates sooner than expected. Higher CD rates depend on the Federal Open Market Committee increasing their key interest rate, the federal funds rate.
Bank or Credit Union Offers and DealsVirtualBank Money Market Account 50K Rates now at 0.73%Outlook for CD Rates in 2015 is Promising Business Insurance Basics 10 Year U.S. Treasury Yields Rise Above 2.00 Percent as 4th Quarter U.S. GDP Declines 0.1 Percent Home Mortgage Interest Rates: 30 Year Conforming Mortgage Rates at 4.32%, 30 Year Jumbo Mortgage Rates at 4.88% Average CD Rates for December 15th, 2019 Refinance Rates Stabilize: 30 Year Refinance Rates at 5.12% giantbank.com 6 Month Jumbo CD Rates now at 0.80% Waiting Game for Higher CD Rates as Fed Raised Fed Funds Rate Mortgage Rates April 18: Weekly Average Mortgage Rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates: Current Mortgage Rates Back Above 5.00%Paper Social Security Checks Stop After February 2013 Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.50%, 5 Year Adjustable Mortgage Rates at 3.25% CD Yields in Miami Beach, Florida Dime Savings Bank of Williamsburgh Money Market Account Rates now at 1.09% Auto Insurance Rates: Finding the Best Car Insurance Rates Get $25 from ING Direct U.S. Bank CD Rates: 7-Month 4.80%, 15-Month 4.85%, and 11-Month 4.95% Consumer Financial Protection Bureau Takes Complaints on Deposit Accounts The Direction of CD Rates and Mortgage Rates in 2010 Will Be Higher Schertz B&T ReviewsThere are no reviews for Schertz B&T yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 1.55%, 6-month CD rates at 0.76% and 3-month CD rates at 4.35%. Current savings rates are at 0.10% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.31%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. 
