Charter Bank TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.07%, 6-month CD rates at 0.45% and 3-month CD rates at 0.10%. Current savings rates are at 0.20% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 3.99%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. Charter Bank TX's 6-Month CD rates are at 3.50%, 12-Month CD rates are at 3.50%, 60-Month CD rates are at 3.00%, 48-Month CD rates are at 2.75%, 36-Month CD rates are at 2.75%. Charter Bank TX's savings rates are at 0.75%. Charter Bank TX's money market rates are at 0.50%.

Charter Bank TX

To see how these rates compare to Charter Bank TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Charter Bank TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Charter Bank TX CD rates. You can also compare Charter Bank TX savings rates, MMA rates and mortgage rates using our other rate lists.

Charter Bank TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Charter Bank TX? Share your experience about Charter Bank TX by leaving a review below, or read customer reviews before you decide to use Charter Bank TX.

Charter Bank TX Texas Ratio

Charter Bank TX's Texas Ratio is at 5.99%, which is considered excellent. The Texas Ratio for Charter Bank TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Charter Bank TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
N/A
24-Month CD
2.75%
36-Month CD
2.75%
48-Month CD
2.75%
60-Month CD
3.00%
Savings
0.75%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Charter Bank TX
10502 Leopard St
Corpus Christi, TX 78410
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Charter Bank TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Charter Bank TX
Charter Bank TX
6-Month CD
3.50%
$1,000
Charter Bank TX
Charter Bank TX
12-Month CD
3.50%
$1,000
Charter Bank TX
Charter Bank TX
60-Month CD
3.00%
$1,000
Charter Bank TX
Charter Bank TX
24-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
36-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
48-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
Savings
0.75%
$100
Charter Bank TX
Charter Bank TX
Money Market
0.50%
$0
Charter Bank TX
Charter Bank TX
NOW Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Charter Bank TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Atkins Savings B&T
Atkins Savings B&T
12-Month CD
4.19%
$1,000
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
4.10%
$1,000
FNB of Litchfield
FNB of Litchfield
12-Month CD
4.06%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
36-Month CD
3.97%
$1,000
Abbey Credit Union
Abbey Credit Union
24-Month CD
3.90%
$500
Second Federal S&L
Second Federal S&L
18-Month CD
3.85%
$500
Arvest Bank
Arvest Bank
6-Month CD
3.85%
$1,000
Lyndon State Bank
Lyndon State Bank
12-Month CD
3.82%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.80%
$500
Community Bank of Marshall
Community Bank of Marshall
24-Month CD
3.53%
$1,000
Sandy Spring Bank
Sandy Spring Bank
18-Month CD
3.47%
$1,000
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
Old Dominion National Bank
Old Dominion National Bank
60-Month CD
3.30%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD
3.25%
$500
FSB of Randolph County
FSB of Randolph County
24-Month CD
3.00%
$500
New Foundation SB
New Foundation SB
12-Month CD
3.00%
$1,000
Collinsville Bank
Collinsville Bank
48-Month CD
3.00%
$500
CNB St Louis Bank
CNB St Louis Bank
24-Month CD
2.75%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
36-Month CD
2.55%
$1,000
Profile Bank
Profile Bank
18-Month CD
2.27%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
60-Month CD
2.27%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Investment Checking
2.25%
$2,500
Bank of Elgin
Bank of Elgin
48-Month CD
2.22%
$500
Peoples Bank & Trust Co.
12-Month CD
2.12%
$1,000
Fairview State Banking Company
Fairview State Banking Company
24-Month CD
2.12%
$2,500
Huntington FSB
Huntington FSB
60-Month CD
2.02%
$500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
18-Month CD
2.00%
$1,000
New Millennium Bank
New Millennium Bank
Money Market
1.75%
$1,000
NCS Bank
NCS Bank
36-Month CD
1.26%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
24-Month CD
1.26%
$500
Beardstown Savings
Beardstown Savings
60-Month CD
1.06%
$0
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
48-Month CD
0.85%
$0
Federation Bank
Federation Bank
24-Month CD
0.70%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
36-Month CD
0.60%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
12-Month CD
0.60%
$1,000
North Easton SB
North Easton SB
24-Month CD
0.50%
$500
Century Bank and Trust GA
Century Bank and Trust GA
24-Month CD
0.50%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
Savings
0.25%
$50
Millville Savings Bank
Millville Savings Bank
48-Month CD
0.25%
$1,000
Piedmont FSB
Piedmont FSB
Money Market
0.25%
$2,500
USLA Union S&L
USLA Union S&L
Money Market
0.25%
$100
Clinton Bank
Clinton Bank
Savings
0.16%
$50
UniBank for Savings
UniBank for Savings
Money Market
0.10%
$10
Beacon Community Bank
Beacon Community Bank
Interest Checking
0.10%
$1
BankOrion
BankOrion
Money Market
0.05%
$0
Sawyer Savings Bank
Sawyer Savings Bank
Statement Savings
0.05%
$500
Bank of Canton
Bank of Canton
Money Market
0.05%
$2,500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Regular Savings
0.05%
$10
Associated Bank
Associated Bank
30-Month CD
0.04%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 7, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Charter Bank TX Information

Charter Bank TX
10502 Leopard St
Corpus Christi, TX 78410
Nueces
Established Date: 12/14/1962
FDIC Certificate #: 18660
Date of FDIC Deposit Insurance: 12/14/1962
Bank Holding Company: CHARTER BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Charter Bank TX FDIC Insured? Yes
What is Charter Bank TX's Cert number? 18660
What is the maximum amount for insured deposits? $250,000 per holder, per account

Charter Bank TX Financials

Total Assets:
$308,128,000
Total Deposits:
$257,081,000
Equity Capital:
$22,062,000
Domestic Deposits:
$257,081,000
Net Income:
$1,922,000
Return on Assets:
2.8307%
Quarterly Return on Assets:
2.5200%
Pretax Return on Assets:
2.5173%
Pretax Quarterly Return on Assets:
2.5200%
Return on Equity:
45.3500%
Quarterly Return on Equity:
34.2000%
Common Equity Tier 1 Capital Ratio:
16.5927%
Tier 1 Risk-Based Capital Ratio:
16.5927%
Leverage Tier 1 (Core Capital) Ratio:
10.6168%
Total Risk-Based Capital Ratio (YTD):
17.8438%
Total Interest Income (YTD):
6.7357%
 
 
Headquarters:
Corpus Christi
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Nueces
# of Offices:
4
Metropolitan Statistical Area (MSA):
Corpus Christi, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-at-4-month-low-freddie-mac30-year mortgage rates reached a four month low in Freddie Mac's current Primary Mortgage Market Survey. Low mortgage rates continue to help the housing market recover from the speculative bubble over the past several years.
As expected, the Federal Reserve announced today that they plan to keep the Fed funds rate at 0% to 1/4% for quite some time. Since the Fed is unable to lower rates any more they have been using other "tools" to stimulate the economy. Including purchasing large quantities of agency debt and mortgage backed securities to provide support to the mortgage and housing markets.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Charter Bank TX Reviews

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