Charter Bank TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.30%, 6-month CD rates at 4.84% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.69%. Credit Card rates are at 17.75%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. Charter Bank TX's 6-Month CD rates are at 3.75%, 12-Month CD rates are at 3.50%, 24-Month CD rates are at 2.80%, 60-Month CD rates are at 2.75%, 48-Month CD rates are at 2.75%. Charter Bank TX's savings rates are at 1.00%. Charter Bank TX's money market rates are at 4.00%.

Charter Bank TX

To see how these rates compare to Charter Bank TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Charter Bank TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Charter Bank TX CD rates. You can also compare Charter Bank TX savings rates, MMA rates and mortgage rates using our other rate lists.

Charter Bank TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Charter Bank TX? Share your experience about Charter Bank TX by leaving a review below, or read customer reviews before you decide to use Charter Bank TX.

Charter Bank TX Texas Ratio

Charter Bank TX's Texas Ratio is at 5.99%, which is considered excellent. The Texas Ratio for Charter Bank TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Charter Bank TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
N/A
24-Month CD
2.80%
36-Month CD
2.75%
48-Month CD
2.75%
60-Month CD
2.75%
Savings
1.00%
MMA
4.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Charter Bank TX
10502 Leopard St
Corpus Christi, TX 78410
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Charter Bank TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Charter Bank TX
Charter Bank TX
Money Market
4.00%
$500,000
Charter Bank TX
Charter Bank TX
6-Month CD
3.75%
$1,000
Charter Bank TX
Charter Bank TX
12-Month CD
3.50%
$1,000
Charter Bank TX
Charter Bank TX
24-Month CD
2.80%
$1,000
Charter Bank TX
Charter Bank TX
36-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
48-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
60-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
Savings
1.00%
$100
Charter Bank TX
Charter Bank TX
NOW Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Charter Bank TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
3-Month CD
5.25%
$500
RBMAX
RBMAX
Max Interest Savings
5.15%
$10
Napoleon State Bank
Napoleon State Bank
6-Month CD
4.85%
$1,000
Mid America Bank
Mid America Bank
9-Month CD (special)
4.75%
$10,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
24-Month CD
4.55%
$5,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
18-Month CD
4.06%
$100
Mountain Pacific Bank
Mountain Pacific Bank
24-Month CD
4.00%
$500
Second Federal S&L
Second Federal S&L
18-Month CD
4.00%
$500
Minster Bank
Minster Bank
7-Month CD
3.95%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD
3.82%
$500
121 Financial Credit Union
121 Financial Credit Union
36-Month CD
3.60%
$500
Bank of Old Monroe
Bank of Old Monroe
18-Month CD
3.53%
$1,000
FSB of Randolph County
FSB of Randolph County
Money Market
3.25%
$75,000
OAB One American Bank
OAB One American Bank
3-Month CD
3.25%
$500
Bank First, NA
Bank First, NA
12-Month CD
3.02%
$1,000
FSB of Golva
FSB of Golva
6-Month CD
3.00%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
18-Month CD
2.95%
$1,000
Johnson State Bank
Johnson State Bank
12-Month CD
2.28%
$1,000
North Star Bank
North Star Bank
24-Month CD
2.22%
$500
West Union Bank
West Union Bank
12-Month CD
2.10%
$500
360 Federal Credit Union
360 Federal Credit Union
18-Month CD
2.02%
$1,000
Capon Valley Bank
Capon Valley Bank
24-Month CD
1.76%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
18-Month CD
1.50%
$1,000
The Peoples Community Bank
The Peoples Community Bank
18-Month CD
1.30%
$500
Republic Bank of Chicago
Republic Bank of Chicago
24-Month CD
1.25%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
Grow With Me Savings
1.00%
$0
Hancock County SB
Hancock County SB
60-Month CD
1.00%
$500
Mutual Security Credit Union
Mutual Security Credit Union
60-Month CD
1.00%
$500
Midland Community Bank
Midland Community Bank
12-Month CD
0.80%
$1,000
West Plains S&L
West Plains S&L
30-Month CD
0.75%
$1,000
Mountain View Bank of Commerce
Mountain View Bank of Commerce
48-Month CD
0.73%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
24-Month CD
0.70%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
GN Bank
GN Bank
60-Month CD
0.60%
$1,000
FNB of Wyoming
FNB of Wyoming
Savings
0.55%
$50
William Penn Bank
William Penn Bank
6-Month CD
0.50%
$500
The Huntington National Bank
The Huntington National Bank
48-Month CD
0.50%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
Money Market
0.50%
$1,500
Bank of Greene County
Bank of Greene County
30-Month CD
0.35%
$1,000
Cecil Bank
Cecil Bank
Money Market
0.30%
$25,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
Money Market
0.20%
$1,000
Artisans Bank
Artisans Bank
48-Month CD
0.20%
$1,500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
NOW Checking
0.20%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
12-Month CD
0.15%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
Regular Savings
0.10%
$25
I3 Bank
I3 Bank
Regular Savings
0.05%
$100
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
Money Market
0.05%
$10
Universal Bank
Universal Bank
Community Savings
0.04%
$100
SSB Sherwood State Bank
SSB Sherwood State Bank
Statement Savings
0.02%
$50
Reading Co-op Bank
Reading Co-op Bank
Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Charter Bank TX Information

Charter Bank TX
10502 Leopard St
Corpus Christi, TX 78410
Nueces
Established Date: 12/14/1962
FDIC Certificate #: 18660
Date of FDIC Deposit Insurance: 12/14/1962
Bank Holding Company: CHARTER BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Charter Bank TX FDIC Insured? Yes
What is Charter Bank TX's Cert number? 18660
What is the maximum amount for insured deposits? $250,000 per holder, per account

Charter Bank TX Financials

Total Assets:
$308,128,000
Total Deposits:
$257,081,000
Equity Capital:
$22,062,000
Domestic Deposits:
$257,081,000
Net Income:
$1,922,000
Return on Assets:
2.8307%
Quarterly Return on Assets:
2.5200%
Pretax Return on Assets:
2.5173%
Pretax Quarterly Return on Assets:
2.5200%
Return on Equity:
45.3500%
Quarterly Return on Equity:
34.2000%
Common Equity Tier 1 Capital Ratio:
16.5927%
Tier 1 Risk-Based Capital Ratio:
16.5927%
Leverage Tier 1 (Core Capital) Ratio:
10.6168%
Total Risk-Based Capital Ratio (YTD):
17.8438%
Total Interest Income (YTD):
6.7357%
 
 
Headquarters:
Corpus Christi
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Nueces
# of Offices:
4
Metropolitan Statistical Area (MSA):
Corpus Christi, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed today as 10 year Treasury yields move 0.09% higher on Friday. Mortgage rates today on 30 year mortgages are averaging 4.05%, up from an all-time record low of 4.01% yesterday. Current mortgage rates on 15 year conforming mortgages are averaging 3.28%, unchanged from yesterday's average 15 year mortgage rate. Mortgage rates and refinance mortgage rates will go higher over the weekend since bond yields moved higher. 
As we head into the final days of 2013, we are closing out another year of low deposit rates. Since the financial crisis and Great Recession, savings rates, CD rates, and money market rates have been woefully low. 2013 marks over 5 years of low rates and hopefully rates will move higher in 2014. That all depends on what the Federal Open Market Committee does with the federal funds rate.
Bank of Internet USA has the highest short term 6 month CD rate on our list in Montpelier, Vermont. Bank of Internet's current 6 month CD rate is 1.10 percent with a 6 month CD yield of 1.11 percent. Bank of Internet's 6 month bank CD rate is almost triple the current national average 6 month CD rate of 0.44 percent.  

Bank or Credit Union Offers and Deals

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Current Mortgage Rates
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Charter Bank TX Reviews

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