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iAdvertiser Disclosure
Advertiser Disclosure
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 Fort Worth City Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Fort Worth City Credit Union's savings rates are at 2.00%. Fort Worth City Credit Union's Personal Loan Rates are at 4.24%. MonitorBankRates evaluates the financial stability of Fort Worth City Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.28%. Rates were last updated on 04/19/2026. Fort Worth City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fort Worth City Credit Union? Share your experience about Fort Worth City Credit Union by leaving a review below, or read customer reviews before you decide to use Fort Worth City Credit Union. 
Fort Worth City Credit Union Savings Rates
Fort Worth City Credit Union Home Equity & HELOC
Fort Worth City Credit Union Auto Loan Rates
Fort Worth City Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Fort Worth City Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fort Worth City Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fort Worth City Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Fort Worth City Credit Union
Website
https://www.fwccu.org
Address
2309 Montgomery St,
Fort Worth, TX 76107 4520
Phone
817-732-2803
Fax
817-732-7524
President
Elsa Paniagua
CEO
Ron Fox
Full-Time Employees
45
Part-Time Employees
0
Branch Locations
1
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.28%
Return on Assets (ROA)
1.0230%
Return on Equity (ROE)
7.9831%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
319,990,484
Total Amount of Shares and Deposits
278,804,207
Total Shares and Deposits < 1 Year
273,798,479
Total Shares and Deposits 1 3 Years
3,592,647
Total Shares and Deposits > 3 Years
1,413,082
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,514,241
Total Uninsured Shares and Deposits > $250K (F+J)
6,514,241
Total Insured Shares and Deposits > $250K (item 17 less item K)
272,289,966
Total Interest Expense (Sum of items 6 8)
2,695,484
Share Certificates
1,272
Number of Accounts for Share Drafts
11,609
IRA KEOGH Accounts
420
Number of Accounts for Regular Shares
16,725
All other shares
1,903
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,214,953
Total Liabilities
280,312,182
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Fort Worth City Credit UnionIs Fort Worth City Credit Union a safe place to deposit money?Yes, Fort Worth City Credit Union is considered a safe financial institution. With a Texas Ratio of 0.28397539013267%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Fort Worth City Credit Union operate?Fort Worth City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Fort Worth City Credit Union?Yes, to access services at Fort Worth City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Fort Worth City Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fort Worth City Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Fort Worth City Credit Union offer online and mobile banking?Most modern institutions like Fort Worth City Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fwccu.org. Current Fort Worth City Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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