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Sewerage And Water Board Employees Federal Credit Union Rates & Review April 2026

Sewerage And Water Board Employees Federal Credit Union's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of Sewerage And Water Board Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.00%. Rates were last updated on 04/11/2026.

Sewerage And Water Board Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sewerage And Water Board Employees Federal Credit Union? Share your experience about Sewerage And Water Board Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sewerage And Water Board Employees Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.00%
Excellent Higher than avg
Sewerage And Water Board Employees Federal Credit Union
Sewerage and Water Board Employees FCU
625 Saint Joseph St # B13
New Orleans, LA 70165 6500
https://www.swbfcu.com
Member NCUA

Sewerage And Water Board Employees Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.05% 0.05%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.00%
Share Savings 0.05% 0.05%
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.00%
Share Savings - 0.00%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sewerage And Water Board Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sewerage And Water Board Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sewerage And Water Board Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sewerage And Water Board Employees Federal Credit Union
Address 625 Saint Joseph St # B13, New Orleans, LA 70165 6500
Phone 504-585-2014
Fax
President Joseph Ladek Jr
CEO Mindy Taylor
Full-Time Employees 3
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.00%
Return on Assets (ROA)
0.4900%
Return on Equity (ROE)
6.4196%
Non-Performing Loans Ratio (NPL)
1.95%
Total Assets
8,504,205
Total Amount of Shares and Deposits
7,792,124
Total Shares and Deposits < 1 Year
7,784,124
Total Shares and Deposits 1 3 Years
8,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,792,124
Total Interest Expense (Sum of items 6 8)
3,130
Share Certificates
1
Number of Accounts for Share Drafts
503
IRA KEOGH Accounts
12
Number of Accounts for Regular Shares
2,004
Net Income (unless the amount is already included in Undivided Earnings)
41,675
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,255,000
Total Liabilities
7,855,032
Source: NCUA — Last Updated 09/30/2025

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Total Reviews
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Frequently Asked Questions About Sewerage And Water Board Employees Federal Credit Union

Is Sewerage And Water Board Employees Federal Credit Union a safe place to deposit money?

Yes, Sewerage And Water Board Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.000858417805%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Sewerage And Water Board Employees Federal Credit Union operate?

Sewerage And Water Board Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sewerage And Water Board Employees Federal Credit Union?

Yes, to access services at Sewerage And Water Board Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sewerage And Water Board Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sewerage And Water Board Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sewerage And Water Board Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Sewerage And Water Board Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.swbfcu.com.

Current Sewerage And Water Board Employees Federal Credit Union Rates

  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.